EXHIBIT 99.3 – Supplemental, Unaudited Financial Information

CONDENSED, CONSOLIDATED FINANCIAL HIGHLIGHTS

(Dollars In Thousands, Except Per Share Data)

(Unaudited)


	FOR THE
	THREE MONTHS ENDED						%
	September 30,						INCREASE
	2021			2020			(DECREASE)
EARNINGS PERFORMANCE
Net Income	$	7,399		$	2,848		159.80	%
Return on Average Assets (Annualized)		1.26	%		0.48	%	162.50	%
Return on Average Equity (Annualized)		9.77	%		3.83	%	155.09	%

	AS OF OR FOR THE
	NINE MONTHS ENDED						%
	September 30,						INCREASE
	2021			2020			(DECREASE)
EARNINGS PERFORMANCE
Net Income	$	23,246		$	12,452		86.68	%
Return on Average Assets (Annualized)		1.34	%		0.87	%	54.02	%
Return on Average Equity (Annualized)		10.28	%		6.26	%	64.22	%

BALANCE SHEET HIGHLIGHTS
Total Assets	$	2,354,896		$	2,352,793		0.09	%
Available-for-Sale Debt Securities		437,857			340,545		28.58	%
Loans, Net		1,563,008			1,680,617		(7.00)	%
Allowance for Loan Losses		12,700			10,753		18.11	%
Deposits		1,940,141			1,871,514		3.67	%

OFF-BALANCE SHEET
Outstanding Balance of Mortgage Loans Sold with Servicing Retained	$	328,659		$	254,462		29.16	%
Trust Assets Under Management		1,183,900			1,012,986		16.87	%

STOCKHOLDERS' VALUE (PER COMMON SHARE)
Net Income - Basic	$	1.46		$	0.86		69.77	%
Net Income - Diluted	$	1.46		$	0.86		69.77	%
Dividends	$	0.83		$	0.81		2.47	%
Common Book Value	$	19.01		$	18.65		1.93	%
Tangible Common Book Value (a)	$	15.46		$	15.09		2.45	%
Market Value (Last Trade)	$	25.26		$	16.24		55.54	%
Market Value / Common Book Value		132.88	%		87.08	%	52.60	%
Market Value / Tangible Common Book Value		163.39	%		107.62	%	51.82	%
Price Earnings Multiple (Annualized)		12.95			14.16		(8.55)	%
Dividend Yield (Annualized)		4.39	%		6.65	%	(33.98)	%
Common Shares Outstanding, End of Period		15,750,250			15,890,353		(0.88)	%

CONDENSED, CONSOLIDATED FINANCIAL HIGHLIGHTS (Continued)

(Dollars In Thousands, Except Per Share Data)

(Unaudited)


	AS OF OR FOR THE
	NINE MONTHS ENDED						%
	September 30,						INCREASE
	2021			2020			(DECREASE)
SAFETY AND SOUNDNESS
Tangible Common Equity / Tangible Assets (a)		10.59	%		10.44	%	1.44	%
Nonperforming Assets / Total Assets		1.05	%		1.17	%	(10.26)	%
Allowance for Loan Losses / Total Loans		0.81	%		0.64	%	26.56	%
Total Risk Based Capital Ratio (b)		18.53	%		17.04	%	8.74	%
Tier 1 Risk Based Capital Ratio (b)		15.50	%		15.20	%	1.97	%
Common Equity Tier 1 Risk Based Capital Ratio (b)		15.50	%		15.20	%	1.97	%
Leverage Ratio (b)		10.35	%		9.94	%	4.12	%

AVERAGE BALANCES
Average Assets	$	2,310,531		$	1,909,844		20.98	%
Average Equity	$	301,474		$	265,276		13.65	%

EFFICIENCY RATIO (c)
Net Interest Income on a Fully Taxable-Equivalent
Basis (c)	$	59,056		$	48,524		21.70	%
Noninterest Income		19,441			17,779		9.35	%
Total (1)	$	78,497		$	66,303		18.39	%
Noninterest Expense Excluding Merger Expenses (2)	$	46,454		$	39,834		16.62	%
Efficiency Ratio = (2)/(1)		59.18	%		60.08	%	(1.50)	%

(a)Tangible book value per common share and tangible common equity as a percentage of tangible assets are non-U.S. GAAP ratios. Management believes this non-GAAP information is helpful in evaluating the strength of the Corporation's capital and in providing an alternative, conservative valuation of the Corporation's net worth. The ratios shown above are based on the following calculations of tangible assets and tangible common equity:


Total Assets	$	2,354,896	$	2,352,793
Less: Intangible Assets, Primarily Goodwill		(55,955)		(56,585)
Tangible Assets	$	2,298,941	$	2,296,208
Total Stockholders' Equity	$	299,402	$	296,316
Less: Intangible Assets, Primarily Goodwill		(55,955)		(56,585)
Tangible Common Equity (3)	$	243,447	$	239,731

Common Shares Outstanding, End of Period (4)		15,750,250		15,890,353
Tangible Common Book Value per Share = (3)/(4)	$	15.46	$	15.09

(b)Capital ratios for the most recent period are estimated.

(c)The efficiency ratio is a non-GAAP ratio that is calculated as shown above. For purposes of calculating the efficiency ratio, net interest income on a fully taxable-equivalent basis includes amounts of interest income on tax-exempt securities and loans that have been increased to a fully taxable-equivalent basis, using the Corporation's marginal federal income tax rate of 21%. In the calculation above, management excluded merger-related expenses.

QUARTERLY CONDENSED, CONSOLIDATED

INCOME STATEMENT INFORMATION

(Dollars In Thousands, Except Per Share Data)

(Unaudited)


	For the Three Months Ended :
	September 30,		June 30,		March 31,		December 31,		September 30,		June 30,		March 31,
	2021		2021		2021		2020		2020		2020		2020
Interest income	$	21,073	$	20,428	$	21,754	$	21,859	$	21,751	$	16,513	$	17,037
Interest expense		1,614		1,747		1,671		2,104		2,469		2,267		2,755
Net interest income		19,459		18,681		20,083		19,755		19,282		14,246		14,282
Provision (credit) for loan losses		1,530		744		259		620		1,941		(176)		1,528
Net interest income after provision (credit) for loan losses		17,929		17,937		19,824		19,135		17,341		14,422		12,754
Noninterest income		6,359		6,300		6,782		6,565		6,970		5,528		5,281
Net gains on securities		23		2		0		144		25		0		0
Loss on prepayment of borrowings		0		0		0		1,636		0		0		0
Merger-related expenses		0		0		0		182		6,402		983		141
Other noninterest expenses		15,346		15,399		15,709		15,775		14,648		12,274		12,912
Income before income tax provision		8,965		8,840		10,897		8,251		3,286		6,693		4,982
Income tax provision		1,566		1,780		2,110		1,481		438		1,255		816
Net income	$	7,399	$	7,060	$	8,787	$	6,770	$	2,848	$	5,438	$	4,166
Net income attributable to common shares	$	7,336	$	6,999	$	8,722	$	6,727	$	2,830	$	5,405	$	4,146
Basic earnings per common share	$	0.47	$	0.44	$	0.55	$	0.43	$	0.18	$	0.39	$	0.30
Diluted earnings per common share	$	0.47	$	0.44	$	0.55	$	0.43	$	0.18	$	0.39	$	0.30

QUARTERLY CONDENSED, CONSOLIDATED

BALANCE SHEET INFORMATION

(In Thousands) (Unaudited)


	As of:
	September 30,		June 30,		March 31,		December 31,		September 30,		June 30,		March 31,
	2021		2021		2021		2020		2020		2020		2020
ASSETS
Cash & Due from Banks	$	198,995	$	208,860	$	207,145	$	101,857	$	174,478	$	77,642	$	32,678
Available-for-Sale Debt Securities		437,857		391,881		366,376		349,332		340,545		332,188		342,416
Loans, Net		1,563,008		1,585,481		1,602,926		1,632,824		1,680,617		1,230,387		1,156,143
Bank-Owned Life Insurance		30,530		30,391		30,247		30,096		29,942		18,843		18,745
Bank Premises and Equipment, Net		20,526		20,620		20,740		21,526		21,504		18,332		18,023
Intangible Assets		55,955		56,088		56,222		56,356		56,585		29,511		29,573
Other Assets		48,025		45,742		49,939		47,109		49,122		38,563		31,867
TOTAL ASSETS	$	2,354,896	$	2,339,063	$	2,333,595	$	2,239,100	$	2,352,793	$	1,745,466	$	1,629,445

LIABILITIES
Deposits	$	1,940,141	$	1,916,809	$	1,923,925	$	1,820,469	$	1,871,514	$	1,381,178	$	1,249,912
Borrowed Funds - Federal Home Loan Bank and Repurchase Agreements		40,555		46,450		60,230		74,630		143,657		87,308		110,551
Senior Notes, Net		14,685		14,670		0		0		0		0		0
Subordinated Debt, Net		32,988		32,967		16,534		16,553		16,572		6,500		6,500
Other Liabilities		27,125		24,034		32,850		27,692		24,734		14,689		11,254
TOTAL LIABILITIES		2,055,494		2,034,930		2,033,539		1,939,344		2,056,477		1,489,675		1,378,217

STOCKHOLDERS' EQUITY
Common Stockholders' Equity, Excluding Accumulated Other Comprehensive Income		292,997		294,857		293,097		287,961		284,707		244,080		241,754
Accumulated Other Comprehensive Income:
Net Unrealized Gains on Available-for-sale Securities		6,300		9,167		6,847		11,676		11,376		11,472		9,230
Defined Benefit Plans		105		109		112		119		233		239		244
TOTAL STOCKHOLDERS' EQUITY		299,402		304,133		300,056		299,756		296,316		255,791		251,228
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY	$	2,354,896	$	2,339,063	$	2,333,595	$	2,239,100	$	2,352,793	$	1,745,466	$	1,629,445

AVAILABLE-FOR-SALE DEBT SECURITIES

(In Thousands)


	September 30, 2021				June 30, 2021				December 31, 2020
	Amortized		Fair		Amortized		Fair		Amortized		Fair
	Cost		Value		Cost		Value		Cost		Value
Obligations of the U.S. Treasury	$	25,088	$	25,068	$	22,981	$	23,073	$	12,184	$	12,182
Obligations of U.S. Government agencies		23,935		24,312		24,764		25,373		25,349		26,344
Obligations of states and political subdivisions:
Tax-exempt		135,362		139,244		127,122		132,310		116,427		122,401
Taxable		69,426		70,493		58,921		60,528		45,230		47,452
Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies:
Residential pass-through securities		59,920		60,629		50,397		51,328		36,853		38,176
Residential collateralized mortgage obligations		43,811		44,593		44,536		45,575		56,048		57,467
Commercial mortgage-backed securities		72,341		73,518		51,555		53,694		42,461		45,310
Total Available-for-Sale Debt Securities	$	429,883	$	437,857	$	380,276	$	391,881	$	334,552	$	349,332

SUMMARY OF LOANS BY TYPE

(Excludes Loans Held for Sale)

(In Thousands)


	September 30,		June 30,		December 31,		September 30,
	2021		2021		2020		2020
Commercial:
Commercial loans secured by real estate	$	553,389	$	544,202	$	531,810	$	530,874
Commercial and industrial		152,244		158,907		159,577		156,169
Paycheck Protection Program - 1st Draw		5,747		37,902		132,269		163,050
Paycheck Protection Program - 2nd Draw		56,981		72,409		0		0
Political subdivisions		73,503		48,849		53,221		47,883
Commercial construction and land		53,267		43,178		42,874		41,906
Loans secured by farmland		10,812		10,950		11,736		11,913
Multi-family (5 or more) residential		52,962		51,916		55,811		62,330
Agricultural loans		3,092		2,379		3,164		3,561
Other commercial loans		17,312		14,711		17,289		17,385
Total commercial		979,309		985,403		1,007,751		1,035,071
Residential mortgage:
Residential mortgage loans - first liens		494,376		507,579		532,947		541,827
Residential mortgage loans - junior liens		24,303		25,287		27,311		27,907
Home equity lines of credit		38,465		39,432		39,301		40,143
1-4 Family residential construction		21,719		23,567		20,613		29,146
Total residential mortgage		578,863		595,865		620,172		639,023
Consumer		17,536		16,588		16,286		17,276
Total		1,575,708		1,597,856		1,644,209		1,691,370
Less: allowance for loan losses		(12,700)		(12,375)		(11,385)		(10,753)
Loans, net	$	1,563,008	$	1,585,481	$	1,632,824	$	1,680,617

ANALYSIS OF THE ALLOWANCE FOR LOAN LOSSES

(In Thousands)


	3 Months		3 Months		9 Months		9 Months
	Ended		Ended		Ended		Ended
	September 30,		June 30,		September 30,		September 30,
	2021		2021		2021		2020
Balance, beginning of period	$	12,375	$	11,661	$	11,385	$	9,836
Charge-offs		(1,220)		(47)		(1,278)		(2,443)
Recoveries		15		17		60		67
Net charge-offs		(1,205)		(30)		(1,218)		(2,376)
Provision for loan losses		1,530		744		2,533		3,293
Balance, end of period	$	12,700	$	12,375	$	12,700	$	10,753

PAST DUE AND IMPAIRED LOANS, NONPERFORMING ASSETS

AND TROUBLED DEBT RESTRUCTURINGS (TDRs)

(Dollars In Thousands)


	September 30,			June 30,			December 31,			September 30,
	2021			2021			2020			2020
Impaired loans with a valuation allowance	$	7,225		$	10,594		$	8,082		$	8,085
Impaired loans without a valuation allowance		4,165			1,819			2,895			3,080
Purchased credit impaired loans		6,624			6,733			6,841			7,447
Total impaired loans	$	18,014		$	19,146		$	17,818		$	18,612

Total loans past due 30-89 days and still accruing	$	2,139		$	2,478		$	5,918		$	3,499

Nonperforming assets:
Purchased credit impaired loans	$	6,624		$	6,733		$	6,841		$	7,447
Other nonaccrual loans		14,717			16,238			14,575			15,349
Total nonaccrual loans		21,341			22,971			21,416			22,796
Total loans past due 90 days or more and still accruing		1,924			1,881			1,975			2,308
Total nonperforming loans		23,265			24,852			23,391			25,104
Foreclosed assets held for sale (real estate)		1,374			1,332			1,338			2,369
Total nonperforming assets	$	24,639		$	26,184		$	24,729		$	27,473

Loans subject to troubled debt restructurings (TDRs):
Performing	$	232		$	199		$	166		$	258
Nonperforming		5,591			5,624			7,285			7,779
Total TDRs	$	5,823		$	5,823		$	7,451		$	8,037

Total nonperforming loans as a % of total loans		1.48	%		1.56	%		1.42	%		1.48	%
Total nonperforming assets as a % of assets		1.05	%		1.12	%		1.10	%		1.17	%
Allowance for loan losses as a % of total loans		0.81	%		0.77	%		0.69	%		0.64	%
Credit adjustment on purchased non-impaired loans and allowance for loan losses as a % of total loans and the credit adjustment (a)		1.05	%		1.05	%		1.05	%		1.05	%
Allowance for loan losses as a % of nonperforming loans		54.59	%		49.79	%		48.67	%		42.83	%

(a) Credit adjustment on purchased non-impaired loans at end of period	$	3,836		$	4,502		$	5,979		$	7,127
Allowance for loan losses		12,700			12,375			11,385			10,753
Total credit adjustment on purchased non-impaired loans at end of period and allowance for loan losses (1)	$	16,536		$	16,877		$	17,364		$	17,880
Total loans receivable	$	1,575,708		$	1,597,856		$	1,644,209		$	1,691,370
Credit adjustment on purchased non-impaired loans at end of period		3,836			4,502			5,979			7,127
Total (2)	$	1,579,544		$	1,602,358		$	1,650,188		$	1,698,497
Credit adjustment on purchased non-impaired loans and allowance for loan losses as a % of total loans and the credit adjustment (1)/(2)		1.05	%		1.05	%		1.05	%		1.05	%

ADJUSTMENTS TO GROSS AMORTIZED COST OF LOANS


(In Thousands)
	Three Months Ended						Nine Months Ended
	September 30,		June 30,		September 30,		September 30,		September 30,
	2021		2021		2020		2021		2020
Market Rate Adjustment
Adjustments to gross amortized cost of loans at beginning of period	$	(5)	$	352	$	(1,103)	$	718	$	(1,415)
Market rate adjustment recorded in acquisition		0		0		2,909		0		2,909
Amortization recognized in interest income		(368)		(357)		(452)		(1,091)		(140)
Adjustments to gross amortized cost of loans at end of period	$	(373)	$	(5)	$	1,354	$	(373)	$	1,354
Credit Adjustment on Non-impaired Loans
Adjustments to gross amortized cost of loans at beginning of period	$	(4,502)	$	(5,182)	$	(878)	$	(5,979)	$	(1,216)
Credit adjustment recorded in acquisition		0		0		(7,219)		0		(7,219)
Accretion recognized in interest income		666		680		970		2,143		1,308
Adjustments to gross amortized cost of loans at end of period	$	(3,836)	$	(4,502)	$	(7,127)	$	(3,836)	$	(7,127)

PURCHASED CREDIT IMPAIRED (PCI) LOANS


(In Thousands)
	September 30,		June 30,		September 30,
	2021		2021		2020
Outstanding balance	$	10,064	$	10,189	$	10,453
Carrying amount		6,624		6,733		7,447

COMPARISON OF INTEREST INCOME AND EXPENSE

(In Thousands)


	Three Months Ended						Nine Months Ended
	September 30,		June 30,		September 30,		September 30,		September 30,
	2021		2021		2020		2021		2020
INTEREST INCOME
Interest-bearing due from banks	$	106	$	74	$	69	$	230	$	191
Available-for-sale debt securities:
Taxable		1,304		1,187		1,483		3,604		4,451
Tax-exempt		842		824		698		2,467		1,874
Total available-for-sale debt securities		2,146		2,011		2,181		6,071		6,325
Loans receivable:
Taxable		16,890		16,826		18,269		51,209		46,316
Paycheck Protection Program -1st Draw		618		859		889		3,289		1,429
Paycheck Protection Program - 2nd Draw		1,021		390		0		1,597		0
Tax-exempt		568		518		566		1,639		1,693
Total loans receivable		19,097		18,593		19,724		57,734		49,438
Other earning assets		16		18		30		53		61
Total Interest Income		21,365		20,696		22,004		64,088		56,015

INTEREST EXPENSE
Interest-bearing deposits:
Interest checking		230		235		271		686		716
Money market		269		320		368		895		863
Savings		58		57		57		170		175
Time deposits		506		605		1,091		1,807		3,972
Total interest-bearing deposits		1,063		1,217		1,787		3,558		5,726
Borrowed funds:
Short-term		0		7		73		22		335
Long-term - FHLB advances		87		109		362		330		970
Senior notes, net		118		57		0		175		0
Subordinated debt, net		346		357		247		947		460
Total borrowed funds		551		530		682		1,474		1,765
Total Interest Expense		1,614		1,747		2,469		5,032		7,491

Net Interest Income	$	19,751	$	18,949	$	19,535	$	59,056	$	48,524

Note: Interest income from tax-exempt securities and loans has been adjusted to a fully tax-equivalent basis, using the Corporation’s marginal federal income tax rate of 21%.

ANALYSIS OF AVERAGE DAILY BALANCES AND RATES

(Dollars in Thousands)


	3 Months				3 Months				3 Months
	Ended		Rate of		Ended		Rate of		Ended		Rate of
	9/30/2021		Return/		6/30/2021		Return/		9/30/2020		Return/
	Average		Cost of		Average		Cost of		Average		Cost of
	Balance		Funds %		Balance		Funds %		Balance		Funds %
EARNING ASSETS
Interest-bearing due from banks	$	195,359	0.22	%	$	182,586	0.16	%	$	147,543	0.19	%
Available-for-sale debt securities, at amortized cost:
Taxable		263,682	1.96	%		243,228	1.96	%		227,483	2.59	%
Tax-exempt		127,466	2.62	%		123,101	2.68	%		94,058	2.95	%
Total available-for-sale debt securities		391,148	2.18	%		366,329	2.20	%		321,541	2.70	%
Loans receivable:
Taxable		1,426,503	4.70	%		1,418,171	4.76	%		1,480,247	4.91	%
Paycheck Protection Program - 1st Draw		19,625	12.49	%		53,639	6.42	%		162,234	2.18	%
Paycheck Protection Program - 2nd Draw		68,108	5.95	%		71,841	2.18	%		0	0.00	%
Tax-exempt		77,621	2.90	%		63,470	3.27	%		63,111	3.57	%
Total loans receivable		1,591,857	4.76	%		1,607,121	4.64	%		1,705,592	4.60	%
Other earning assets		2,355	2.70	%		2,467	2.93	%		3,361	3.55	%
Total Earning Assets		2,180,719	3.89	%		2,158,503	3.85	%		2,178,037	4.02	%
Cash		24,436				25,453				33,291
Unrealized gain on securities		12,411				10,197				15,277
Allowance for loan losses		(12,688)				(11,992)				(11,473)
Bank-owned life insurance		30,445				30,301				30,078
Bank premises and equipment		20,620				20,620				21,763
Intangible assets		56,021				56,153				57,008
Other assets		43,947				42,516				48,451
Total Assets	$	2,355,911			$	2,331,751			$	2,372,432

INTEREST-BEARING LIABILITIES
Interest-bearing deposits:
Interest checking	$	423,371	0.22	%	$	387,942	0.24	%	$	382,997	0.28	%
Money market		446,385	0.24	%		433,295	0.30	%		386,848	0.38	%
Savings		231,093	0.10	%		227,426	0.10	%		201,401	0.11	%
Time deposits		312,979	0.64	%		335,773	0.72	%		449,964	0.96	%
Total interest-bearing deposits		1,413,828	0.30	%		1,384,436	0.35	%		1,421,210	0.50	%
Borrowed funds:
Short-term		2,185	0.00	%		6,528	0.43	%		44,660	0.65	%
Long-term - FHLB advances		41,083	0.84	%		46,788	0.93	%		102,857	1.40	%
Senior notes, net		14,674	3.19	%		6,930	3.30	%		0	0.00	%
Subordinated debt, net		32,978	4.16	%		26,916	5.32	%		16,540	5.94	%
Total borrowed funds		90,920	2.40	%		87,162	2.44	%		164,057	1.65	%
Total Interest-bearing Liabilities		1,504,748	0.43	%		1,471,598	0.48	%		1,585,267	0.62	%
Demand deposits		522,930				534,602				463,333
Other liabilities		25,386				23,898				26,367
Total Liabilities		2,053,064				2,030,098				2,074,967
Stockholders' equity, excluding accumulated other comprehensive income		292,936				293,487				285,158
Accumulated other comprehensive income		9,911				8,166				12,307
Total Stockholders' Equity		302,847				301,653				297,465
Total Liabilities and Stockholders' Equity	$	2,355,911			$	2,331,751			$	2,372,432
Interest Rate Spread			3.46	%			3.37	%			3.40	%
Net Interest Income/Earning Assets			3.59	%			3.52	%			3.57	%

Total Deposits (Interest-bearing and Demand)	$	1,936,758			$	1,919,038			$	1,884,543

(1)Annualized rates of return on tax-exempt securities and loans are presented on a fully taxable-equivalent basis, using the Corporation’s marginal federal income tax rate of 21%.

(2)	Nonaccrual loans have been included with loans for the purpose of analyzing net interest earnings.

(3)	Rates of return on earning assets and costs of funds have been presented on an annualized basis.

ANALYSIS OF AVERAGE DAILY BALANCES AND RATES

(Dollars in Thousands)


	9 Months				9 Months
	Ended		Rate of		Ended		Rate of
	9/30/2021		Return/		9/30/2020		Return/
	Average		Cost of		Average		Cost of
	Balance		Funds %		Balance		Funds%
EARNING ASSETS
Interest-bearing due from banks	$	157,231	0.20	%	$	68,537	0.37	%
Available-for-sale debt securities, at amortized cost:
Taxable		241,716	1.99	%		245,487	2.42	%
Tax-exempt		122,736	2.69	%		82,030	3.05	%
Total available-for-sale debt securities		364,452	2.23	%		327,517	2.58	%
Loans receivable:
Taxable		1,424,457	4.81	%		1,228,521	5.04	%
Paycheck Protection Program - 1st Draw		58,900	7.47	%		80,322	2.38	%
Paycheck Protection Program - 2nd Draw		58,173	3.67	%		0	0.00	%
Tax-exempt		69,502	3.15	%		60,893	3.71	%
Total loans receivable		1,611,032	4.79	%		1,369,736	4.82	%
Other earning assets		2,556	2.77	%		2,346	3.47	%
Total Earning Assets		2,135,271	4.01	%		1,768,136	4.23	%
Cash		24,564				23,467
Unrealized gain on securities		11,831				12,021
Allowance for loan losses		(12,143)				(10,988)
Bank-owned life insurance		30,301				22,539
Bank premises and equipment		20,860				19,251
Intangible assets		56,153				38,786
Other assets		43,694				36,632
Total Assets	$	2,310,531			$	1,909,844

INTEREST-BEARING LIABILITIES
Interest-bearing deposits:
Interest checking	$	389,349	0.24	%	$	290,420	0.33	%
Money market		428,985	0.28	%		268,095	0.43	%
Savings		224,050	0.10	%		184,829	0.13	%
Time deposits		339,558	0.71	%		391,827	1.35	%
Total interest-bearing deposits		1,381,942	0.34	%		1,135,171	0.67	%
Borrowed funds:
Short-term		7,648	0.38	%		36,492	1.23	%
Long-term - FHLB advances		46,863	0.94	%		80,030	1.62	%
Senior notes, net		7,255	3.23	%		0	0.00	%
Subordinated debt, net		25,539	4.96	%		9,871	6.22	%
Total borrowed funds		87,305	2.26	%		126,393	1.87	%
Total Interest-bearing Liabilities		1,469,247	0.46	%		1,261,564	0.79	%
Demand deposits		514,081				364,200
Other liabilities		25,729				18,804
Total Liabilities		2,009,057				1,644,568
Stockholders' equity, excluding accumulated other comprehensive income		292,017				255,545
Accumulated other comprehensive income		9,457				9,731
Total Stockholders' Equity		301,474				265,276
Total Liabilities and Stockholders' Equity	$	2,310,531			$	1,909,844
Interest Rate Spread			3.55	%			3.44	%
Net Interest Income/Earning Assets			3.70	%			3.67	%

Total Deposits (Interest-bearing and Demand)	$	1,896,023			$	1,499,371

(1)Annualized rates of return on tax-exempt securities and loans are presented on a fully taxable-equivalent basis, using the Corporation’s marginal federal income tax rate of 21%.

(2)	Nonaccrual loans have been included with loans for the purpose of analyzing net interest earnings.

(3)	Rates of return on earning assets and costs of funds have been presented on an annualized basis.

COMPARISON OF NONINTEREST INCOME

(In Thousands)


	Three Months Ended						Nine Months Ended
	September 30,		June 30,		September 30,		September 30,		September 30,
	2021		2021		2020		2021		2020
Trust revenue	$	1,821	$	1,807	$	1,595	$	5,254	$	4,639
Brokerage and insurance revenue		560		506		382		1,392		1,121
Service charges on deposit accounts		1,249		1,073		1,045		3,337		3,126
Interchange revenue from debit card transactions		975		998		828		2,854		2,277
Net gains from sales of loans		797		925		2,052		2,786		3,931
Loan servicing fees, net		153		146		(87)		547		(259)
Increase in cash surrender value of life insurance		139		145		159		434		361
Other noninterest income		665		700		996		2,837		2,583
Total noninterest income, excluding realized gains on securities, net	$	6,359	$	6,300	$	6,970	$	19,441	$	17,779

COMPARISON OF NONINTEREST EXPENSE

(In Thousands)


	Three Months Ended						Nine Months Ended
	September 30,		June 30,		September 30,		September 30,		September 30,
	2021		2021		2020		2021		2020
Salaries and employee benefits	$	9,427	$	9,499	$	8,703	$	27,821	$	23,064
Net occupancy and equipment expense		1,217		1,219		1,189		3,740		3,267
Data processing and telecommunications expenses		1,475		1,487		1,482		4,342		3,959
Automated teller machine and interchange expense		357		355		340		1,049		912
Pennsylvania shares tax		482		490		422		1,463		1,267
Professional fees		538		598		422		1,683		1,265
Other noninterest expense		1,850		1,751		2,090		6,356		6,100
Total noninterest expense, excluding merger-related expenses		15,346		15,399		14,648		46,454		39,834
Merger-related expenses		0		0		6,402		0		7,526
Total noninterest expense	$	15,346	$	15,399	$	21,050	$	46,454	$	47,360