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LOANS - Loan Balances and Allowance for Loan Losses for Each Impairment Method (Details) - USD ($) $ in Thousands | Dec. 31, 2021 | Dec. 31, 2020 | Dec. 31, 2019
--- | --- | --- | ---
LOANS |  |  |
Loans receivable: Individually Evaluated | $ 15,734 | $ 17,818 |
Loans receivable: Collectively Evaluated | 1,549,115 | 1,626,391 |
Loans receivable | 1,564,849 | 1,644,209 |
Allowance for loan losses: individually evaluated | 740 | 925 |
Allowance for loan losses: collectively evaluated | 12,126 | 9,875 |
Allowance for loan losses | 13,537 | 11,385 | $ 9,836
Commercial |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 15,090 | 15,019 |
Loans receivable: Collectively Evaluated | 963,281 | 992,732 |
Loans receivable | 978,371 | 1,007,751 |
Allowance for loan losses: individually evaluated | 740 | 763 |
Allowance for loan losses: collectively evaluated | 7,553 | 5,545 |
Allowance for loan losses | 8,293 | 6,308 | 4,788
Commercial | Real estate loan |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 10,926 | 11,962 |
Loans receivable: Collectively Evaluated | 558,914 | 519,848 |
Loans receivable | 569,840 | 531,810 |
Allowance for loan losses: individually evaluated | 669 | 692 |
Allowance for loan losses: collectively evaluated | 3,736 | 2,359 |
Allowance for loan losses | 4,405 | 3,051 | 1,921
Commercial | Commercial and industrial |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 2,503 | 1,359 |
Loans receivable: Collectively Evaluated | 156,570 | 158,218 |
Loans receivable | 159,073 | 159,577 |
Allowance for loan losses: individually evaluated | 71 | 71 |
Allowance for loan losses: collectively evaluated | 2,652 | 2,174 |
Allowance for loan losses | 2,723 | 2,245 | 1,391
Commercial | Paycheck Protection Program - 1st Draw |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 1,356 | 132,269 |
Loans receivable | 1,356 | 132,269 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 0 | 0 |
Allowance for loan losses | 0 | 0 |
Commercial | Paycheck Protection Program - 2nd Draw |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 |  |
Loans receivable: Collectively Evaluated | 25,508 |  |
Loans receivable | 25,508 | 0 |
Allowance for loan losses: individually evaluated | 0 |  |
Allowance for loan losses: collectively evaluated | 0 |  |
Allowance for loan losses | 0 |  |
Commercial | Political subdivisions |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 81,301 | 53,221 |
Loans receivable | 81,301 | 53,221 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 0 | 0 |
Allowance for loan losses | 0 | 0 |
Commercial | Construction Loans |  |  |
LOANS |  |  |
Loans receivable | 60,579 | 42,874 |
Commercial | Commercial Construction And Land |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 60,579 | 42,874 |
Loans receivable | 60,579 | 42,874 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 637 | 454 |
Allowance for loan losses | 637 | 454 | 966
Commercial | Loans secured by farm land |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 83 | 84 |
Loans receivable: Collectively Evaluated | 11,038 | 11,652 |
Loans receivable | 11,121 | 11,736 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 115 | 120 |
Allowance for loan losses | 115 | 120 | 158
Commercial | Multi-family (5 or more) residential |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 1,578 | 1,614 |
Loans receivable: Collectively Evaluated | 48,511 | 54,197 |
Loans receivable | 50,089 | 55,811 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 215 | 236 |
Allowance for loan losses | 215 | 236 | 156
Commercial | Agricultural loans |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 2,351 | 3,164 |
Loans receivable | 2,351 | 3,164 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 25 | 34 |
Allowance for loan losses | 25 | 34 | 41
Commercial | Other commercial loans |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 17,153 | 17,289 |
Loans receivable | 17,153 | 17,289 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 173 | 168 |
Allowance for loan losses | 173 | 168 | 155
Residential mortgage |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 644 | 2,799 |
Loans receivable: Collectively Evaluated | 568,702 | 617,373 |
Loans receivable | 569,346 | 620,172 |
Allowance for loan losses: individually evaluated | 0 | 162 |
Allowance for loan losses: collectively evaluated | 4,338 | 4,091 |
Allowance for loan losses | 4,338 | 4,253 | 4,182
Residential mortgage | Real estate loan |  |  |
LOANS |  |  |
Loans receivable | 569,840 |  |
Residential mortgage | Real estate loan | first liens |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 630 | 2,385 |
Loans receivable: Collectively Evaluated | 482,999 | 530,562 |
Loans receivable | 483,629 | 532,947 |
Allowance for loan losses: individually evaluated | 0 | 9 |
Allowance for loan losses: collectively evaluated | 3,650 | 3,515 |
Allowance for loan losses | 3,650 | 3,524 | 3,405
Residential mortgage | Real estate loan | junior liens |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 14 | 414 |
Loans receivable: Collectively Evaluated | 23,300 | 26,897 |
Loans receivable | 23,314 | 27,311 |
Allowance for loan losses: individually evaluated | 0 | 153 |
Allowance for loan losses: collectively evaluated | 184 | 196 |
Allowance for loan losses | 184 | 349 | 384
Residential mortgage | Construction Loans |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 23,151 | 20,613 |
Loans receivable | 23,151 | 20,613 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 202 | 99 |
Allowance for loan losses | 202 | 99 | 117
Residential mortgage | Home equity lines of credit |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 39,252 | 39,301 |
Loans receivable | 39,252 | 39,301 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 302 | 281 |
Allowance for loan losses | 302 | 281 | 276
Consumer |  |  |
LOANS |  |  |
Loans receivable: Individually Evaluated | 0 | 0 |
Loans receivable: Collectively Evaluated | 17,132 | 16,286 |
Loans receivable | 17,132 | 16,286 |
Allowance for loan losses: individually evaluated | 0 | 0 |
Allowance for loan losses: collectively evaluated | 235 | 239 |
Allowance for loan losses | 235 | 239 | 281
Unallocated |  |  |
LOANS |  |  |
Allowance for loan losses | $ 671 | $ 585 | $ 585

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