
	December 31,		December 31,
	2021		2020
Commercial:
Commercial loans secured by real estate	$	569,840	$	531,810
Commercial and industrial		159,073		159,577
Paycheck Protection Program - 1st Draw		1,356		132,269
Paycheck Protection Program - 2nd Draw		25,508		0
Political subdivisions		81,301		53,221
Commercial construction and land		60,579		42,874
Loans secured by farmland		11,121		11,736
Multi-family (5 or more) residential		50,089		55,811
Agricultural loans		2,351		3,164
Other commercial loans		17,153		17,289
Total commercial		978,371		1,007,751
Residential mortgage:
Residential mortgage loans - first liens		483,629		532,947
Residential mortgage loans - junior liens		23,314		27,311
Home equity lines of credit		39,252		39,301
1-4 Family residential construction		23,151		20,613
Total residential mortgage		569,346		620,172
Consumer		17,132		16,286
Total		1,564,849		1,644,209
Less: allowance for loan losses		(13,537)		(11,385)
Loans, net	$	1,551,312	$	1,632,824


December 31, 2021									Purchased
(In Thousands)			Special						Credit
	Pass		Mention		Substandard		Doubtful		Impaired		Total
Commercial:
Commercial loans secured by real estate	$	538,966	$	10,510	$	16,220	$	0	$	4,144	$	569,840
Commercial and Industrial		142,775		10,841		4,694		0		763		159,073
Paycheck Protection Program - 1st Draw		1,356		0		0		0		0		1,356
Paycheck Protection Program - 2nd Draw		25,508		0		0		0		0		25,508
Political subdivisions		81,301		0		0		0		0		81,301
Commercial construction and land		59,816		715		48		0		0		60,579
Loans secured by farmland		10,011		186		924		0		0		11,121
Multi-family (5 or more) residential		47,638		0		873		0		1,578		50,089
Agricultural loans		1,802		0		549		0		0		2,351
Other commercial loans		17,150		3		0		0		0		17,153
Total commercial		926,323		22,255		23,308		0		6,485		978,371
Residential Mortgage:
Residential mortgage loans - first liens		469,044		7,981		6,534		0		70		483,629
Residential mortgage loans - junior liens		22,914		114		283		0		3		23,314
Home equity lines of credit		38,652		59		541		0		0		39,252
1-4 Family residential construction		23,151		0		0		0		0		23,151
Total residential mortgage		553,761		8,154		7,358		0		73		569,346
Consumer		17,092		0		40		0		0		17,132
Totals	$	1,497,176	$	30,409	$	30,706	$	0	$	6,558	$	1,564,849


December 31, 2020									Purchased
(In Thousands)			Special						Credit
	Pass		Mention		Substandard		Doubtful		Impaired		Total
Commercial:
Commercial loans secured by real estate	$	494,876	$	17,374	$	15,262	$	0	$	4,298	$	531,810
Commercial and Industrial		143,500		8,025		7,268		0		784		159,577
Paycheck Protection Program - 1st Draw		132,269		0		0		0		0		132,269
Political subdivisions		53,221		0		0		0		0		53,221
Commercial construction and land		42,110		715		49		0		0		42,874
Loans secured by farmland		10,473		405		858		0		0		11,736
Multi-family (5 or more) residential		50,563		2,405		1,229		0		1,614		55,811
Agricultural loans		2,569		0		595		0		0		3,164
Other commercial loans		17,289		0		0		0		0		17,289
Total commercial		946,870		28,924		25,261		0		6,696		1,007,751
Residential Mortgage:
Residential Mortgage loans - first liens		516,685		6,192		9,994		0		76		532,947
Residential Mortgage loans - junior liens		26,480		141		621		0		69		27,311
Home equity lines of credit		38,529		59		713		0		0		39,301
1-4 Family residential construction		20,613		0		0		0		0		20,613
Total residential mortgage		602,307		6,392		11,328		0		145		620,172
Consumer		16,172		0		114		0		0		16,286
Totals	$	1,565,349	$	35,316	$	36,703	$	0	$	6,841	$	1,644,209


(In Thousands)	December 31, 2021						December 31, 2020
	Unpaid						Unpaid
	Principal		Recorded		Related		Principal		Recorded		Related
	Balance		Investment		Allowance		Balance		Investment		Allowance
With no related allowance recorded:
Commercial loans secured by real estate	$	6,600	$	4,458	$	0	$	7,168	$	5,398	$	0
Commercial and industrial		5,213		2,431		0		1,781		1,287		0
Residential mortgage loans - first liens		656		630		0		1,248		1,248		0
Residential mortgage loans - junior liens		124		14		0		160		105		0
Loans secured by farmland		83		83		0		84		84		0
Multi-family (5 or more) residential		2,734		1,578		0		2,770		1,614		0
Total with no related allowance recorded		15,410		9,194		0		13,211		9,736		0

With a related allowance recorded:
Commercial loans secured by real estate		6,468		6,468		668		6,501		6,501		691
Commercial and industrial		72		72		72		72		72		72
Residential mortgage loans - first liens		0		0		0		1,200		1,200		9
Residential mortgage loans - junior liens		0		0		0		309		309		153
Total with a related allowance recorded		6,540		6,540		740		8,082		8,082		925
Total	$	21,950	$	15,734	$	740	$	21,293	$	17,818	$	925


(In Thousands)	December 31, 2021				December 31, 2020
	Past Due				Past Due
	90+ Days and				90+ Days and
	Accruing		Nonaccrual		Accruing		Nonaccrual
Commercial:
Commercial loans secured by real estate	$	738	$	10,885	$	395	$	11,550
Commercial and industrial		30		2,299		142		970
Commercial construction and land		0		48		0		49
Loans secured by farmland		28		83		188		84
Multi-family (5 or more) residential		0		1,578		0		1,614
Agricultural loans		65		0		0		0
Other commercial		0		0		71		0
Total commercial		861		14,893		796		14,267
Residential mortgage:
Residential mortgage loans - first liens		1,144		4,005		838		6,387
Residential mortgage loans - junior liens		69		3		52		378
Home equity lines of credit		102		82		233		299
Total residential mortgage		1,315		4,090		1,123		7,064
Consumer		43		16		56		85
Totals	$	2,219	$	18,999	$	1,975	$	21,416


	2021			2020
	Number			Number
	of	Recorded		of	Recorded
(Balances in Thousands)	Loans	Investment		Loans	Investment
Commercial loans secured by real estate	1	$	3,405	1	$	240
Total	1	$	3,405	1	$	240


(In Thousands)	December 31,		December 31,
	2021		2020
Residential real estate in process of foreclosure	$	1,260	$	1,246