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LOANS (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
LOANS
Loans receivable	$ 1,564,849	$ 1,644,209
Allowance for loan losses	(13,537)	(11,385)	$ (9,836)
Loans, net	1,551,312	1,632,824
Commercial
LOANS
Loans receivable	978,371	1,007,751
Allowance for loan losses	(8,293)	(6,308)	(4,788)
Commercial | Real estate loan
LOANS
Loans receivable	569,840	531,810
Allowance for loan losses	(4,405)	(3,051)	(1,921)
Commercial | Commercial and industrial
LOANS
Loans receivable	159,073	159,577
Allowance for loan losses	(2,723)	(2,245)	(1,391)
Commercial | Paycheck Protection Program - 1st Draw
LOANS
Loans receivable	1,356	132,269
Allowance for loan losses	0	0
Commercial | Paycheck Protection Program - 2nd Draw
LOANS
Loans receivable	25,508	0
Allowance for loan losses	0
Commercial | Political subdivisions
LOANS
Loans receivable	81,301	53,221
Allowance for loan losses	0	0
Commercial | Construction Loans
LOANS
Loans receivable	60,579	42,874
Commercial | Commercial Construction And Land
LOANS
Loans receivable	60,579	42,874
Allowance for loan losses	(637)	(454)	(966)
Commercial | Loans secured by farm land
LOANS
Loans receivable	11,121	11,736
Allowance for loan losses	(115)	(120)	(158)
Commercial | Multi-family (5 or more) residential
LOANS
Loans receivable	50,089	55,811
Allowance for loan losses	(215)	(236)	(156)
Commercial | Agricultural loans
LOANS
Loans receivable	2,351	3,164
Allowance for loan losses	(25)	(34)	(41)
Commercial | Other commercial loans
LOANS
Loans receivable	17,153	17,289
Allowance for loan losses	(173)	(168)	(155)
Residential mortgage
LOANS
Loans receivable	569,346	620,172
Allowance for loan losses	(4,338)	(4,253)	(4,182)
Residential mortgage | Real estate loan
LOANS
Loans receivable	569,840
Residential mortgage | Real estate loan | first liens
LOANS
Loans receivable	483,629	532,947
Allowance for loan losses	(3,650)	(3,524)	(3,405)
Residential mortgage | Real estate loan | junior liens
LOANS
Loans receivable	23,314	27,311
Allowance for loan losses	(184)	(349)	(384)
Residential mortgage | Construction Loans
LOANS
Loans receivable	23,151	20,613
Allowance for loan losses	(202)	(99)	(117)
Residential mortgage | Home equity lines of credit
LOANS
Loans receivable	39,252	39,301
Allowance for loan losses	(302)	(281)	(276)
Consumer
LOANS
Loans receivable	17,132	16,286
Allowance for loan losses	$ (235)	$ (239)	$ (281)

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Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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