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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 6,895 $ 8,787
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 891 259
Realized gains on available-for-sale debt securities, net (2) 0
Net amortization of securities 714 488
Increase in cash surrender value of life insurance (135) (150)
Depreciation and amortization of bank premises and equipment 507 553
Net accretion of purchase accounting adjustments (340) (818)
Stock-based compensation 368 341
Deferred income taxes 770 462
Increase in fair value of servicing rights (2) (75)
Gains on sales of loans, net (382) (1,064)
Origination of loans held for sale (14,752) (32,478)
Proceeds from sales of loans held for sale 13,661 30,727
Increase in accrued interest receivable and other assets (963) (2,190)
(Decrease) increase in accrued interest payable and other liabilities (1,663) 891
Other 81 (20)
Net Cash Provided by Operating Activities 5,648 5,713
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchase of certificates of deposit 0 (1,250)
Proceeds from calls and maturities of available-for-sale debt securities 18,746 17,093
Purchase of available-for-sale debt securities (62,949) (34,494)
Redemption of Federal Home Loan Bank of Pittsburgh stock 337 584
Purchase of Federal Home Loan Bank of Pittsburgh stock (282) (473)
Net decrease in loans 26,807 29,936
Proceeds from bank owned life insurance 0 287
Proceeds from sales of premises and equipment 0 495
Purchase of premises and equipment (993) (239)
Proceeds from sale of foreclosed assets 139 0
Other 75 70
Net Cash (Used in) Provided by Investing Activities (18,120) 12,009
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 35,952 103,793
Net increase (decrease) in short-term borrowings 554 (10,211)
Repayments of long-term borrowings - FHLB advances (7,380) (4,024)
Sale of treasury stock 141 77
Purchases of treasury stock (3,380) (157)
Common dividends paid (4,017) (3,912)
Net Cash Provided by Financing Activities 21,870 85,566
INCREASE IN CASH AND CASH EQUIVALENTS 9,398 103,288
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 95,848 96,017
CASH AND CASH EQUIVALENTS, END OF PERIOD $ 105,246 $ 199,305