Summary of Loans by Type

(In Thousands)


	June 30,		December 31,
	2022		2021
Commercial:
Commercial loans secured by real estate	$	656,892	$	569,840
Commercial and industrial		171,999		159,073
Paycheck Protection Program - 1st Draw		44		1,356
Paycheck Protection Program - 2nd Draw		6,208		25,508
Political subdivisions		87,512		81,301
Commercial construction and land		58,786		60,579
Loans secured by farmland		12,967		11,121
Multi-family (5 or more) residential		53,753		50,089
Agricultural loans		2,628		2,351
Other commercial loans		15,767		17,153
Total commercial		1,066,556		978,371
Residential mortgage:
Residential mortgage loans - first liens		482,505		483,629
Residential mortgage loans - junior liens		23,036		23,314
Home equity lines of credit		40,887		39,252
1-4 Family residential construction		26,071		23,151
Total residential mortgage		572,499		569,346
Consumer		18,549		17,132
Total		1,657,604		1,564,849
Less: allowance for loan losses		(14,547)		(13,537)
Loans, net	$	1,643,057	$	1,551,312


June 30, 2022									Purchased
(In Thousands)			Special						Credit
	Pass		Mention		Substandard		Doubtful		Impaired		Total
Commercial:
Commercial loans secured by real estate	$	631,192	$	7,558	$	14,367	$	0	$	3,775	$	656,892
Commercial and Industrial		159,902		8,370		3,691		0		36		171,999
Paycheck Protection Program - 1st Draw		44		0		0		0		0		44
Paycheck Protection Program - 2nd Draw		6,208		0		0		0		0		6,208
Political subdivisions		87,512		0		0		0		0		87,512
Commercial construction and land		58,025		714		47		0		0		58,786
Loans secured by farmland		10,999		628		1,340		0		0		12,967
Multi-family (5 or more) residential		52,891		0		862		0		0		53,753
Agricultural loans		2,009		25		594		0		0		2,628
Other commercial loans		15,767		0		0		0		0		15,767
Total commercial		1,024,549		17,295		20,901		0		3,811		1,066,556
Residential Mortgage:
Residential mortgage loans - first liens		468,054		7,518		6,865		0		68		482,505
Residential mortgage loans - junior liens		22,554		167		315		0		0		23,036
Home equity lines of credit		40,214		58		615		0		0		40,887
1-4 Family residential construction		26,071		0		0		0		0		26,071
Total residential mortgage		556,893		7,743		7,795		0		68		572,499
Consumer		18,485		0		64		0		0		18,549
Totals	$	1,599,927	$	25,038	$	28,760	$	0	$	3,879	$	1,657,604


December 31, 2021									Purchased
(In Thousands)			Special						Credit
	Pass		Mention		Substandard		Doubtful		Impaired		Total
Commercial:
Commercial loans secured by real estate	$	538,966	$	10,510	$	16,220	$	0	$	4,144	$	569,840
Commercial and Industrial		142,775		10,841		4,694		0		763		159,073
Paycheck Protection Program - 1st Draw		1,356		0		0		0		0		1,356
Paycheck Protection Program - 2nd Draw		25,508		0		0		0		0		25,508
Political subdivisions		81,301		0		0		0		0		81,301
Commercial construction and land		59,816		715		48		0		0		60,579
Loans secured by farmland		10,011		186		924		0		0		11,121
Multi-family (5 or more) residential		47,638		0		873		0		1,578		50,089
Agricultural loans		1,802		0		549		0		0		2,351
Other commercial loans		17,150		3		0		0		0		17,153
Total commercial		926,323		22,255		23,308		0		6,485		978,371
Residential Mortgage:
Residential mortgage loans - first liens		469,044		7,981		6,534		0		70		483,629
Residential mortgage loans - junior liens		22,914		114		283		0		3		23,314
Home equity lines of credit		38,652		59		541		0		0		39,252
1-4 Family residential construction		23,151		0		0		0		0		23,151
Total residential mortgage		553,761		8,154		7,358		0		73		569,346
Consumer		17,092		0		40		0		0		17,132
Totals	$	1,497,176	$	30,409	$	30,706	$	0	$	6,558	$	1,564,849


(In Thousands)	June 30, 2022						December 31, 2021
	Unpaid						Unpaid
	Principal		Recorded		Related		Principal		Recorded		Related
	Balance		Investment		Allowance		Balance		Investment		Allowance
With no related allowance recorded:
Commercial loans secured by real estate	$	5,807	$	3,948	$	0	$	6,600	$	4,458	$	0
Commercial and industrial		2,145		374		0		5,213		2,431		0
Residential mortgage loans - first liens		762		648		0		656		630		0
Residential mortgage loans - junior liens		75		30		0		124		14		0
Home equity lines of credit		69		69		0		0		0		0
Loans secured by farmland		79		79		0		83		83		0
Agricultural loans		60		60		0		0		0		0
Construction and other land loans		47		47		0		0		0		0
Multi-family (5 or more) residential		0		0		0		2,734		1,578		0
Total with no related allowance recorded		9,044		5,255		0		15,410		9,194		0

With a related allowance recorded:
Commercial loans secured by real estate		3,392		3,392		427		6,468		6,468		668
Commercial and industrial		0		0		0		72		72		72
Total with a related allowance recorded		3,392		3,392		427		6,540		6,540		740
Total	$	12,436	$	8,647	$	427	$	21,950	$	15,734	$	740


(In Thousands)	June 30, 2022				December 31, 2021
	Past Due				Past Due
	90+ Days and				90+ Days and
	Accruing		Nonaccrual		Accruing		Nonaccrual
Commercial:
Commercial loans secured by real estate	$	1,215	$	7,350	$	738	$	10,885
Commercial and industrial		62		306		30		2,299
Commercial construction and land		0		47		0		48
Loans secured by farmland		0		79		28		83
Multi-family (5 or more) residential		0		0		0		1,578
Agricultural loans		60		0		65		0
Total commercial		1,337		7,782		861		14,893
Residential mortgage:
Residential mortgage loans - first liens		1,153		3,687		1,144		4,005
Residential mortgage loans - junior liens		64		0		69		3
Home equity lines of credit		113		125		102		82
Total residential mortgage		1,330		3,812		1,315		4,090
Consumer		27		48		43		16
Totals	$	2,694	$	11,642	$	2,219	$	18,999


(Balances in Thousands)	Six Months Ended			Six Months Ended
	June 30, 2022			June 30, 2021
	Number			Number
	of	Recorded		of	Recorded
	Loans	Investment		Loans	Investment
Commercial loans secured by real estate	0	$	0	1	$	3,392
Total	0	$	0	1	$	3,392


(In Thousands)	June 30,		December 31,
	2022		2021
Residential real estate in process of foreclosure	$	1,044	$	1,260