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LOANS - Loan Balances and Allowance for Loan Losses for Each Impairment Method (Details) - USD ($) $ in Thousands | Sep. 30, 2022 | Jun. 30, 2022 | Dec. 31, 2021 | Sep. 30, 2021 | Jun. 30, 2021 | Dec. 31, 2020
--- | --- | --- | --- | --- | --- | ---
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | $ 13,309 |  | $ 15,734 |  |  |
Loans receivable: Collectively Evaluated | 1,676,937 |  | 1,549,115 |  |  |
Loans receivable | 1,690,246 |  | 1,564,849 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 427 |  | 740 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 14,743 |  | 12,126 |  |  |
Allowance for loan losses | 16,170 | $ 14,547 | 13,537 | $ 12,700 | $ 12,375 | $ 11,385
Commercial |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 12,634 |  | 15,090 |  |  |
Loans receivable: Collectively Evaluated | 1,069,721 |  | 963,281 |  |  |
Loans receivable | 1,082,355 |  | 978,371 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 427 |  | 740 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 9,811 |  | 7,553 |  |  |
Allowance for loan losses | 10,238 | 8,894 | 8,293 | 7,433 | 7,118 | 6,308
Commercial | Real estate loan |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 12,080 |  | 10,926 |  |  |
Loans receivable: Collectively Evaluated | 646,781 |  | 558,914 |  |  |
Loans receivable | 658,861 |  | 569,840 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 427 |  | 669 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 5,620 |  | 3,736 |  |  |
Allowance for loan losses | 6,047 | 4,982 | 4,405 | 3,820 | 3,452 | 3,051
Commercial | Commercial and industrial |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 369 |  | 2,503 |  |  |
Loans receivable: Collectively Evaluated | 171,889 |  | 156,570 |  |  |
Loans receivable | 172,258 |  | 159,073 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 71 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 2,823 |  | 2,652 |  |  |
Allowance for loan losses | 2,823 | 2,792 | 2,723 | 2,540 | 2,781 | 2,245
Commercial | Paycheck Protection Program - 1st Draw |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 24 |  | 1,356 |  |  |
Loans receivable | 24 |  | 1,356 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 0 |  | 0 |  |  |
Allowance for loan losses | 0 |  | 0 |  |  |
Commercial | Paycheck Protection Program - 2nd Draw |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 2,011 |  | 25,508 |  |  |
Loans receivable | 2,011 |  | 25,508 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 0 |  | 0 |  |  |
Allowance for loan losses | 0 |  | 0 |  |  |
Commercial | Political subdivisions |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 83,725 |  | 81,301 |  |  |
Loans receivable | 83,725 |  | 81,301 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 0 |  | 0 |  |  |
Allowance for loan losses | 0 |  | 0 |  |  |
Commercial | Construction Loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable | 76,194 |  | 60,579 |  |  |
Commercial | Commercial Construction And Land |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 47 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 76,147 |  | 60,579 |  |  |
Loans receivable | 76,194 |  | 60,579 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 684 |  | 637 |  |  |
Allowance for loan losses | 684 | 515 | 637 | 559 | 452 | 454
Commercial | Loans secured by farm land |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 78 |  | 83 |  |  |
Loans receivable: Collectively Evaluated | 12,761 |  | 11,038 |  |  |
Loans receivable | 12,839 |  | 11,121 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 113 |  | 115 |  |  |
Allowance for loan losses | 113 | 112 | 115 | 112 | 113 | 120
Commercial | Multi-family (5 or more) residential |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 1,578 |  |  |
Loans receivable: Collectively Evaluated | 59,315 |  | 48,511 |  |  |
Loans receivable | 59,315 |  | 50,089 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 427 |  | 215 |  |  |
Allowance for loan losses | 427 | 339 | 215 | 196 | 150 | 236
Commercial | Agricultural loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 60 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 2,432 |  | 2,351 |  |  |
Loans receivable | 2,492 |  | 2,351 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 22 |  | 25 |  |  |
Allowance for loan losses | 22 | 23 | 25 | 33 | 25 | 34
Commercial | Other commercial loans |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 14,636 |  | 17,153 |  |  |
Loans receivable | 14,636 |  | 17,153 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 122 |  | 173 |  |  |
Allowance for loan losses | 122 | 131 | 173 | 173 | 145 | 168
Residential mortgage |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 675 |  | 644 |  |  |
Loans receivable: Collectively Evaluated | 589,309 |  | 568,702 |  |  |
Loans receivable | 589,984 |  | 569,346 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 4,697 |  | 4,338 |  |  |
Allowance for loan losses | 4,697 | 4,392 | 4,338 | 4,359 | 4,355 | 4,253
Residential mortgage | Real estate loan | first liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 576 |  | 630 |  |  |
Loans receivable: Collectively Evaluated | 492,278 |  | 482,999 |  |  |
Loans receivable | 492,854 |  | 483,629 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 3,919 |  | 3,650 |  |  |
Allowance for loan losses | 3,919 | 3,689 | 3,650 | 3,566 | 3,536 | 3,524
Residential mortgage | Real estate loan | junior liens |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 31 |  | 14 |  |  |
Loans receivable: Collectively Evaluated | 24,177 |  | 23,300 |  |  |
Loans receivable | 24,208 |  | 23,314 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 194 |  | 184 |  |  |
Allowance for loan losses | 194 | 180 | 184 | 321 | 327 | 349
Residential mortgage | Home equity lines of credit |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 68 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 42,904 |  | 39,252 |  |  |
Loans receivable | 42,972 |  | 39,252 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 333 |  | 302 |  |  |
Allowance for loan losses | 333 | 308 | 302 | 283 | 294 | 281
Residential mortgage | 1-4 Family residential construction |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 29,950 |  | 23,151 |  |  |
Loans receivable | 29,950 |  | 23,151 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 251 |  | 202 |  |  |
Allowance for loan losses | 251 | 215 | 202 | 189 | 198 | 99
Consumer |  |  |  |  |  |
LOANS |  |  |  |  |  |
Loans receivable: Individually Evaluated | 0 |  | 0 |  |  |
Loans receivable: Collectively Evaluated | 17,907 |  | 17,132 |  |  |
Loans receivable | 17,907 |  | 17,132 |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment2 | 0 |  | 0 |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment1 | 235 |  | 235 |  |  |
Allowance for loan losses | 235 | 261 | 235 | 237 | 231 | 239
Unallocated |  |  |  |  |  |
LOANS |  |  |  |  |  |
Allowance for loan losses | $ 1,000 | $ 1,000 | $ 671 | $ 671 | $ 671 | $ 585

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