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LOANS (Tables) | 9 Months Ended
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Sep. 30, 2022
LOANS |
Summary of loans outstanding | Summary of Loans by Type (In Thousands) ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | September 30, |  | December 31,
​ | ​ | 2022 | ​ | 2021
Commercial: | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ | $ | 658,861 | ​ | $ | 569,840
Commercial and industrial | ​ |  | 172,258 | ​ |  | 159,073
Paycheck Protection Program - 1st Draw | ​ | ​ | 24 | ​ | ​ | 1,356
Paycheck Protection Program - 2nd Draw | ​ | ​ | 2,011 | ​ | ​ | 25,508
Political subdivisions | ​ |  | 83,725 | ​ |  | 81,301
Commercial construction and land | ​ |  | 76,194 | ​ |  | 60,579
Loans secured by farmland | ​ |  | 12,839 | ​ |  | 11,121
Multi-family (5 or more) residential | ​ |  | 59,315 | ​ |  | 50,089
Agricultural loans | ​ |  | 2,492 | ​ |  | 2,351
Other commercial loans | ​ |  | 14,636 | ​ |  | 17,153
Total commercial | ​ |  | 1,082,355 | ​ |  | 978,371
Residential mortgage: |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | ​ | 492,854 | ​ | ​ | 483,629
Residential mortgage loans - junior liens | ​ |  | 24,208 | ​ |  | 23,314
Home equity lines of credit | ​ |  | 42,972 | ​ |  | 39,252
1-4 Family residential construction | ​ |  | 29,950 | ​ |  | 23,151
Total residential mortgage | ​ |  | 589,984 | ​ |  | 569,346
Consumer | ​ |  | 17,907 | ​ |  | 17,132
Total | ​ |  | 1,690,246 | ​ |  | 1,564,849
Less: allowance for loan losses | ​ |  | (16,170) | ​ |  | (13,537)
Loans, net | ​ | $ | 1,674,076 | ​ | $ | 1,551,312
​
Schedule of adjustments to the initial market rate and credit fair value adjustments recognized | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Three Months Ended | ​ | Nine Months Ended
​ | ​ | September 30, | ​ | September 30, | ​ | September 30, | ​ | September 30,
​ | ​ | 2022 | ​ | 2021 | ​ | 2022 | ​ | 2021
Market Rate Adjustment |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Adjustments to gross amortized cost of loans at beginning of period | ​ | $ | (866) | ​ | $ | (5) | ​ | $ | (637) | ​ | $ | 718
Accretion (amortization) recognized in interest income | ​ | ​ | 5 | ​ | ​ | (368) | ​ | ​ | (224) | ​ | ​ | (1,091)
Adjustments to gross amortized cost of loans at end of period | ​ | $ | (861) | ​ | $ | (373) | ​ | $ | (861) | ​ | $ | (373)
Credit Adjustment on Non-impaired Loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Adjustments to gross amortized cost of loans at beginning of period | ​ | $ | (2,403) | ​ | $ | (4,502) | ​ | $ | (3,335) | ​ | $ | (5,979)
Accretion recognized in interest income | ​ |  | 308 | ​ |  | 666 | ​ |  | 1,240 | ​ |  | 2,143
Adjustments to gross amortized cost of loans at end of period | ​ | $ | (2,095) | ​ | $ | (3,836) | ​ | $ | (2,095) | ​ | $ | (3,836)
Schedule of PCI loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | September 30, | ​ | December 31,
​ |  | 2022 |  | 2021
Outstanding balance | ​ | $ | 5,564 | ​ | $ | 9,802
Carrying amount | ​ |  | 3,783 | ​ |  | 6,558
Schedule of transactions within the allowance for loan losses | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Three Months Ended September 30, 2022 | ​ | June 30, 2022 |  |  | ​ |  |  | ​ |  |  | ​ |  | September 30, 2022
(In Thousands) |  | Balance |  | Charge-offs |  | Recoveries |  | Provision (Credit) |  | Balance
Allowance for Loan Losses: |  | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |
Commercial: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ | $ | 4,982 | ​ | $ | (2,160) | ​ | $ | 0 | ​ | $ | 3,225 | ​ | $ | 6,047
Commercial and industrial | ​ |  | 2,792 | ​ |  | 0 | ​ |  | 0 | ​ |  | 31 | ​ |  | 2,823
Commercial construction and land | ​ |  | 515 | ​ |  | 0 | ​ |  | 0 | ​ |  | 169 | ​ |  | 684
Loans secured by farmland | ​ |  | 112 | ​ |  | 0 | ​ |  | 0 | ​ |  | 1 | ​ |  | 113
Multi-family (5 or more) residential | ​ |  | 339 | ​ |  | 0 | ​ |  | 0 | ​ |  | 88 | ​ |  | 427
Agricultural loans | ​ |  | 23 | ​ |  | 0 | ​ |  | 0 | ​ |  | (1) | ​ |  | 22
Other commercial loans | ​ |  | 131 | ​ |  | 0 | ​ |  | 0 | ​ |  | (9) | ​ |  | 122
Total commercial | ​ |  | 8,894 | ​ |  | (2,160) | ​ |  | 0 | ​ |  | 3,504 | ​ |  | 10,238
Residential mortgage: |  | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |
Residential mortgage loans - first liens | ​ | ​ | 3,689 | ​ | ​ | 0 | ​ | ​ | 1 | ​ | ​ | 229 | ​ | ​ | 3,919
Residential mortgage loans - junior liens | ​ |  | 180 | ​ |  | 0 | ​ |  | 0 | ​ |  | 14 | ​ |  | 194
Home equity lines of credit | ​ |  | 308 | ​ |  | 0 | ​ |  | 0 | ​ |  | 25 | ​ |  | 333
1-4 Family residential construction | ​ |  | 215 | ​ |  | 0 | ​ |  | 0 | ​ |  | 36 | ​ |  | 251
Total residential mortgage | ​ |  | 4,392 | ​ |  | 0 | ​ |  | 1 | ​ |  | 304 | ​ | ​ | 4,697
Consumer | ​ |  | 261 | ​ |  | (36) | ​ |  | 24 | ​ |  | (14) | ​ |  | 235
Unallocated | ​ |  | 1,000 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 1,000
Total Allowance for Loan Losses | ​ | $ | 14,547 | ​ | $ | (2,196) | ​ | $ | 25 | ​ | $ | 3,794 | ​ | $ | 16,170
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Three Months Ended September 30, 2021 | ​ | June 30, 2021 |  |  | ​ |  |  | ​ |  |  | ​ |  | September 30, 2021
(In Thousands) |  | Balance |  | Charge-offs |  | Recoveries |  | Provision (Credit) |  | Balance
Allowance for Loan Losses: |  | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |
Commercial: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ | $ | 3,452 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 368 | ​ | $ | 3,820
Commercial and industrial | ​ |  | 2,781 | ​ |  | (1,194) | ​ |  | 6 | ​ |  | 947 | ​ |  | 2,540
Commercial construction and land | ​ |  | 452 | ​ |  | 0 | ​ |  | 0 | ​ |  | 107 | ​ |  | 559
Loans secured by farmland | ​ |  | 113 | ​ |  | 0 | ​ |  | 0 | ​ |  | (1) | ​ |  | 112
Multi-family (5 or more) residential | ​ |  | 150 | ​ |  | 0 | ​ |  | 0 | ​ |  | 46 | ​ |  | 196
Agricultural loans | ​ |  | 25 | ​ |  | 0 | ​ |  | 0 | ​ |  | 8 | ​ |  | 33
Other commercial loans | ​ |  | 145 | ​ |  | 0 | ​ |  | 0 | ​ |  | 28 | ​ |  | 173
Total commercial | ​ |  | 7,118 | ​ |  | (1,194) | ​ |  | 6 | ​ |  | 1,503 | ​ |  | 7,433
Residential mortgage: |  | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |
Residential mortgage loans - first liens | ​ | ​ | 3,536 | ​ | ​ | 0 | ​ | ​ | 1 | ​ | ​ | 29 | ​ | ​ | 3,566
Residential mortgage loans - junior liens | ​ |  | 327 | ​ |  | 0 | ​ |  | 0 | ​ |  | (6) | ​ |  | 321
Home equity lines of credit | ​ |  | 294 | ​ |  | 0 | ​ |  | 0 | ​ |  | (11) | ​ |  | 283
1-4 Family residential construction | ​ |  | 198 | ​ |  | 0 | ​ |  | 0 | ​ |  | (9) | ​ |  | 189
Total residential mortgage | ​ |  | 4,355 | ​ |  | 0 | ​ |  | 1 | ​ |  | 3 | ​ |  | 4,359
Consumer | ​ |  | 231 | ​ |  | (26) | ​ |  | 8 | ​ |  | 24 | ​ |  | 237
Unallocated | ​ |  | 671 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 671
Total Allowance for Loan Losses | ​ | $ | 12,375 | ​ | $ | (1,220) | ​ | $ | 15 | ​ | $ | 1,530 | ​ | $ | 12,700
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31, |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | September 30,
Nine Months Ended September 30, 2022 | ​ | 2021 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Provision | ​ | 2022
(In Thousands) | ​ | Balance | ​ | Charge-offs | ​ | Recoveries | ​ | (Credit) | ​ | Balance
Allowance for Loan Losses: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ | $ | 4,405 | ​ | $ | (2,160) | ​ | $ | 0 | ​ | $ | 3,802 | ​ | $ | 6,047
Commercial and industrial | ​ |  | 2,723 | ​ |  | (150) | ​ |  | 0 | ​ |  | 250 | ​ |  | 2,823
Commercial construction and land | ​ |  | 637 | ​ |  | 0 | ​ |  | 0 | ​ |  | 47 | ​ |  | 684
Loans secured by farmland | ​ |  | 115 | ​ |  | 0 | ​ |  | 0 | ​ |  | (2) | ​ |  | 113
Multi-family (5 or more) residential | ​ |  | 215 | ​ |  | 0 | ​ |  | 0 | ​ |  | 212 | ​ |  | 427
Agricultural loans | ​ |  | 25 | ​ |  | 0 | ​ |  | 0 | ​ |  | (3) | ​ |  | 22
Other commercial loans | ​ |  | 173 | ​ |  | 0 | ​ |  | 0 | ​ |  | (51) | ​ |  | 122
Total commercial | ​ |  | 8,293 | ​ |  | (2,310) | ​ |  | 0 | ​ |  | 4,255 | ​ |  | 10,238
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | ​ | 3,650 | ​ | ​ | 0 | ​ | ​ | 3 | ​ | ​ | 266 | ​ | ​ | 3,919
Residential mortgage loans - junior liens | ​ |  | 184 | ​ |  | 0 | ​ |  | 0 | ​ |  | 10 | ​ |  | 194
Home equity lines of credit | ​ |  | 302 | ​ |  | 0 | ​ |  | 15 | ​ |  | 16 | ​ |  | 333
1-4 Family residential construction | ​ |  | 202 | ​ |  | 0 | ​ |  | 0 | ​ |  | 49 | ​ |  | 251
Total residential mortgage | ​ |  | 4,338 | ​ |  | 0 | ​ |  | 18 | ​ |  | 341 | ​ |  | 4,697
Consumer | ​ |  | 235 | ​ |  | (107) | ​ |  | 39 | ​ |  | 68 | ​ |  | 235
Unallocated | ​ |  | 671 | ​ |  | 0 | ​ |  | 0 | ​ |  | 329 | ​ |  | 1,000
Total Allowance for Loan Losses | ​ | $ | 13,537 | ​ | $ | (2,417) | ​ | $ | 57 | ​ | $ | 4,993 | ​ | $ | 16,170
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31, |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | September 30,
Nine Months Ended September 30, 2021 | ​ | 2020 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Provision | ​ | 2021
(In Thousands) | ​ | Balance | ​ | Charge-offs | ​ | Recoveries | ​ | (Credit) | ​ | Balance
Allowance for Loan Losses: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  |
Commercial loans secured by real estate | ​ | $ | 3,051 | ​ | $ | 0 | ​ | $ | 2 | ​ | $ | 767 | ​ | $ | 3,820
Commercial and industrial | ​ |  | 2,245 | ​ |  | (1,194) | ​ |  | 20 | ​ |  | 1,469 | ​ |  | 2,540
Commercial construction and land | ​ |  | 454 | ​ |  | 0 | ​ |  | 0 | ​ |  | 105 | ​ |  | 559
Loans secured by farmland | ​ |  | 120 | ​ |  | 0 | ​ |  | 0 | ​ |  | (8) | ​ |  | 112
Multi-family (5 or more) residential | ​ |  | 236 | ​ |  | 0 | ​ |  | 0 | ​ |  | (40) | ​ |  | 196
Agricultural loans | ​ |  | 34 | ​ |  | 0 | ​ |  | 0 | ​ |  | (1) | ​ |  | 33
Other commercial loans | ​ |  | 168 | ​ |  | 0 | ​ |  | 0 | ​ |  | 5 | ​ |  | 173
Total commercial | ​ |  | 6,308 | ​ |  | (1,194) | ​ |  | 22 | ​ |  | 2,297 | ​ |  | 7,433
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | ​ | 3,524 | ​ | ​ | (11) | ​ | ​ | 3 | ​ | ​ | 50 | ​ | ​ | 3,566
Residential mortgage loans - junior liens | ​ |  | 349 | ​ |  | 0 | ​ |  | 0 | ​ |  | (28) | ​ |  | 321
Home equity lines of credit | ​ |  | 281 | ​ |  | 0 | ​ |  | 2 | ​ |  | 0 | ​ |  | 283
1-4 Family residential construction | ​ |  | 99 | ​ |  | 0 | ​ |  | 0 | ​ |  | 90 | ​ |  | 189
Total residential mortgage | ​ |  | 4,253 | ​ |  | (11) | ​ |  | 5 | ​ |  | 112 | ​ |  | 4,359
Consumer | ​ |  | 239 | ​ |  | (73) | ​ |  | 33 | ​ |  | 38 | ​ |  | 237
Unallocated | ​ |  | 585 | ​ |  | 0 | ​ |  | 0 | ​ |  | 86 | ​ |  | 671
Total Allowance for Loan Losses | ​ | $ | 11,385 | ​ | $ | (1,278) | ​ | $ | 60 | ​ | $ | 2,533 | ​ | $ | 12,700
Schedule of aggregate credit quality classification of outstanding loans by risk | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
September 30, 2022 |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | Purchased |  | ​ | ​
(In Thousands) | ​ | ​ | ​ | ​ | Special | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Credit | ​ | ​ | ​
​ | ​ | Pass | ​ | Mention | ​ | Substandard | ​ | Doubtful | ​ | Impaired | ​ | Total
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ | $ | 637,390 | ​ | $ | 5,938 | ​ | $ | 11,789 | ​ | $ | 0 | ​ | $ | 3,744 | ​ | $ | 658,861
Commercial and Industrial | ​ |  | 159,735 | ​ |  | 9,085 | ​ |  | 3,399 | ​ |  | 0 | ​ |  | 39 | ​ |  | 172,258
Paycheck Protection Program - 1st Draw | ​ | ​ | 24 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 24
Paycheck Protection Program - 2nd Draw | ​ | ​ | 2,011 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 2,011
Political subdivisions | ​ |  | 83,725 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 83,725
Commercial construction and land | ​ |  | 75,433 | ​ |  | 714 | ​ |  | 47 | ​ |  | 0 | ​ |  | 0 | ​ |  | 76,194
Loans secured by farmland | ​ |  | 10,903 | ​ |  | 618 | ​ |  | 1,318 | ​ |  | 0 | ​ |  | 0 | ​ |  | 12,839
Multi-family (5 or more) residential | ​ |  | 58,458 | ​ |  | 0 | ​ |  | 857 | ​ |  | 0 | ​ |  | 0 | ​ |  | 59,315
Agricultural loans | ​ |  | 1,875 | ​ |  | 29 | ​ |  | 588 | ​ |  | 0 | ​ |  | 0 | ​ |  | 2,492
Other commercial loans | ​ |  | 14,636 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 14,636
Total commercial | ​ |  | 1,044,190 | ​ |  | 16,384 | ​ |  | 17,998 | ​ |  | 0 | ​ |  | 3,783 | ​ |  | 1,082,355
Residential Mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | ​ | 478,768 | ​ | ​ | 7,398 | ​ | ​ | 6,688 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 492,854
Residential mortgage loans - junior liens | ​ |  | 23,739 | ​ |  | 164 | ​ |  | 305 | ​ |  | 0 | ​ |  | 0 | ​ |  | 24,208
Home equity lines of credit | ​ |  | 42,424 | ​ |  | 59 | ​ |  | 489 | ​ |  | 0 | ​ |  | 0 | ​ |  | 42,972
1-4 Family residential construction | ​ |  | 29,950 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 29,950
Total residential mortgage | ​ |  | 574,881 | ​ |  | 7,621 | ​ |  | 7,482 | ​ |  | 0 | ​ |  | 0 | ​ |  | 589,984
Consumer | ​ |  | 17,844 | ​ |  | 0 | ​ |  | 63 | ​ |  | 0 | ​ |  | 0 | ​ |  | 17,907
Totals | ​ | $ | 1,636,915 | ​ | $ | 24,005 | ​ | $ | 25,543 | ​ | $ | 0 | ​ | $ | 3,783 | ​ | $ | 1,690,246
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2021 |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | Purchased |  | ​ | ​
(In Thousands) | ​ | ​ | ​ | ​ | Special | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Credit | ​ | ​ | ​
​ | ​ | Pass | ​ | Mention | ​ | Substandard | ​ | Doubtful | ​ | Impaired | ​ | Total
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ | $ | 538,966 | ​ | $ | 10,510 | ​ | $ | 16,220 | ​ | $ | 0 | ​ | $ | 4,144 | ​ | $ | 569,840
Commercial and Industrial | ​ |  | 142,775 | ​ |  | 10,841 | ​ |  | 4,694 | ​ |  | 0 | ​ |  | 763 | ​ |  | 159,073
Paycheck Protection Program - 1st Draw | ​ | ​ | 1,356 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 1,356
Paycheck Protection Program - 2nd Draw | ​ | ​ | 25,508 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 25,508
Political subdivisions | ​ |  | 81,301 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 81,301
Commercial construction and land | ​ |  | 59,816 | ​ |  | 715 | ​ |  | 48 | ​ |  | 0 | ​ |  | 0 | ​ |  | 60,579
Loans secured by farmland | ​ |  | 10,011 | ​ |  | 186 | ​ |  | 924 | ​ |  | 0 | ​ |  | 0 | ​ |  | 11,121
Multi-family (5 or more) residential | ​ |  | 47,638 | ​ |  | 0 | ​ |  | 873 | ​ |  | 0 | ​ |  | 1,578 | ​ |  | 50,089
Agricultural loans | ​ |  | 1,802 | ​ |  | 0 | ​ |  | 549 | ​ |  | 0 | ​ |  | 0 | ​ |  | 2,351
Other commercial loans | ​ |  | 17,150 | ​ |  | 3 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 17,153
Total commercial | ​ |  | 926,323 | ​ |  | 22,255 | ​ |  | 23,308 | ​ |  | 0 | ​ |  | 6,485 | ​ |  | 978,371
Residential Mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | ​ | 469,044 | ​ | ​ | 7,981 | ​ | ​ | 6,534 | ​ | ​ | 0 | ​ | ​ | 70 | ​ | ​ | 483,629
Residential mortgage loans - junior liens | ​ |  | 22,914 | ​ |  | 114 | ​ |  | 283 | ​ |  | 0 | ​ |  | 3 | ​ |  | 23,314
Home equity lines of credit | ​ |  | 38,652 | ​ |  | 59 | ​ |  | 541 | ​ |  | 0 | ​ |  | 0 | ​ |  | 39,252
1-4 Family residential construction | ​ |  | 23,151 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 23,151
Total residential mortgage | ​ |  | 553,761 | ​ |  | 8,154 | ​ |  | 7,358 | ​ |  | 0 | ​ |  | 73 | ​ |  | 569,346
Consumer | ​ |  | 17,092 | ​ |  | 0 | ​ |  | 40 | ​ |  | 0 | ​ |  | 0 | ​ |  | 17,132
Totals | ​ | $ | 1,497,176 | ​ | $ | 30,409 | ​ | $ | 30,706 | ​ | $ | 0 | ​ | $ | 6,558 | ​ | $ | 1,564,849
Summary of loan balances and the related allowance for loan losses | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
September 30, 2022 |  | Loans: | ​ | Allowance for Loan Losses:
(In Thousands) | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Individually | ​ | Collectively | ​ | ​ | ​ | ​ | Individually | ​ | Collectively | ​ |  | ​
​ |  | Evaluated |  | Evaluated |  | Totals |  | Evaluated |  | Evaluated |  | Totals
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ | $ | 12,080 | ​ | $ | 646,781 | ​ | $ | 658,861 | ​ | $ | 427 | ​ | $ | 5,620 | ​ | $ | 6,047
Commercial and industrial | ​ |  | 369 | ​ |  | 171,889 | ​ |  | 172,258 | ​ |  | 0 | ​ |  | 2,823 | ​ |  | 2,823
Paycheck Protection Program - 1st Draw | ​ |  | 0 | ​ |  | 24 | ​ |  | 24 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Paycheck Protection Program - 2nd Draw | ​ | ​ | 0 | ​ | ​ | 2,011 | ​ | ​ | 2,011 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Political subdivisions | ​ |  | 0 | ​ |  | 83,725 | ​ |  | 83,725 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Commercial construction and land | ​ |  | 47 | ​ |  | 76,147 | ​ |  | 76,194 | ​ |  | 0 | ​ |  | 684 | ​ |  | 684
Loans secured by farmland | ​ |  | 78 | ​ |  | 12,761 | ​ |  | 12,839 | ​ |  | 0 | ​ |  | 113 | ​ |  | 113
Multi-family (5 or more) residential | ​ |  | 0 | ​ |  | 59,315 | ​ |  | 59,315 | ​ |  | 0 | ​ |  | 427 | ​ |  | 427
Agricultural loans | ​ |  | 60 | ​ |  | 2,432 | ​ |  | 2,492 | ​ |  | 0 | ​ |  | 22 | ​ |  | 22
Other commercial loans | ​ |  | 0 | ​ |  | 14,636 | ​ |  | 14,636 | ​ |  | 0 | ​ |  | 122 | ​ |  | 122
Total commercial | ​ |  | 12,634 | ​ |  | 1,069,721 | ​ |  | 1,082,355 | ​ |  | 427 | ​ |  | 9,811 | ​ |  | 10,238
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | ​ | 576 | ​ | ​ | 492,278 | ​ | ​ | 492,854 | ​ | ​ | 0 | ​ | ​ | 3,919 | ​ | ​ | 3,919
Residential mortgage loans - junior liens | ​ |  | 31 | ​ |  | 24,177 | ​ |  | 24,208 | ​ |  | 0 | ​ |  | 194 | ​ |  | 194
Home equity lines of credit | ​ |  | 68 | ​ |  | 42,904 | ​ |  | 42,972 | ​ |  | 0 | ​ |  | 333 | ​ |  | 333
1-4 Family residential construction | ​ |  | 0 | ​ |  | 29,950 | ​ |  | 29,950 | ​ |  | 0 | ​ |  | 251 | ​ |  | 251
Total residential mortgage | ​ |  | 675 | ​ |  | 589,309 | ​ |  | 589,984 | ​ |  | 0 | ​ |  | 4,697 | ​ |  | 4,697
Consumer | ​ |  | 0 | ​ |  | 17,907 | ​ |  | 17,907 | ​ |  | 0 | ​ |  | 235 | ​ |  | 235
Unallocated | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | 1,000
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | 13,309 | ​ | $ | 1,676,937 | ​ | $ | 1,690,246 | ​ | $ | 427 | ​ | $ | 14,743 | ​ | $ | 16,170
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2021 |  | Loans: | ​ | Allowance for Loan Losses:
(In Thousands) | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Individually | ​ | Collectively | ​ | ​ | ​ | ​ | Individually | ​ | Collectively | ​ |  | ​
​ |  | Evaluated |  | Evaluated |  | Totals |  | Evaluated |  | Evaluated |  | Totals
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ | $ | 10,926 | ​ | $ | 558,914 | ​ | $ | 569,840 | ​ | $ | 669 | ​ | $ | 3,736 | ​ | $ | 4,405
Commercial and industrial | ​ |  | 2,503 | ​ |  | 156,570 | ​ |  | 159,073 | ​ |  | 71 | ​ |  | 2,652 | ​ |  | 2,723
Paycheck Protection Program - 1st Draw | ​ |  | 0 | ​ |  | 1,356 | ​ |  | 1,356 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Paycheck Protection Program - 2nd Draw | ​ | ​ | 0 | ​ | ​ | 25,508 | ​ | ​ | 25,508 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Political subdivisions | ​ |  | 0 | ​ |  | 81,301 | ​ |  | 81,301 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Commercial construction and land | ​ |  | 0 | ​ |  | 60,579 | ​ |  | 60,579 | ​ |  | 0 | ​ |  | 637 | ​ |  | 637
Loans secured by farmland | ​ |  | 83 | ​ |  | 11,038 | ​ |  | 11,121 | ​ |  | 0 | ​ |  | 115 | ​ |  | 115
Multi-family (5 or more) residential | ​ |  | 1,578 | ​ |  | 48,511 | ​ |  | 50,089 | ​ |  | 0 | ​ |  | 215 | ​ |  | 215
Agricultural loans | ​ |  | 0 | ​ |  | 2,351 | ​ |  | 2,351 | ​ |  | 0 | ​ |  | 25 | ​ |  | 25
Other commercial loans | ​ |  | 0 | ​ |  | 17,153 | ​ |  | 17,153 | ​ |  | 0 | ​ |  | 173 | ​ |  | 173
Total commercial | ​ |  | 15,090 | ​ |  | 963,281 | ​ |  | 978,371 | ​ |  | 740 | ​ |  | 7,553 | ​ |  | 8,293
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | ​ | 630 | ​ | ​ | 482,999 | ​ | ​ | 483,629 | ​ | ​ | 0 | ​ | ​ | 3,650 | ​ | ​ | 3,650
Residential mortgage loans - junior liens | ​ |  | 14 | ​ |  | 23,300 | ​ |  | 23,314 | ​ |  | 0 | ​ |  | 184 | ​ |  | 184
Home equity lines of credit | ​ |  | 0 | ​ |  | 39,252 | ​ |  | 39,252 | ​ |  | 0 | ​ |  | 302 | ​ |  | 302
1-4 Family residential construction | ​ |  | 0 | ​ |  | 23,151 | ​ |  | 23,151 | ​ |  | 0 | ​ |  | 202 | ​ |  | 202
Total residential mortgage | ​ |  | 644 | ​ |  | 568,702 | ​ |  | 569,346 | ​ |  | 0 | ​ |  | 4,338 | ​ |  | 4,338
Consumer | ​ |  | 0 | ​ |  | 17,132 | ​ |  | 17,132 | ​ |  | 0 | ​ |  | 235 | ​ |  | 235
Unallocated | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | 671
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | $ | 15,734 | ​ | $ | 1,549,115 | ​ | $ | 1,564,849 | ​ | $ | 740 | ​ | $ | 12,126 | ​ | $ | 13,537
Summary of information related to impaired loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | September 30, 2022 | ​ | December 31, 2021
​ | ​ | Unpaid | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Unpaid | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Principal | ​ | Recorded | ​ | Related | ​ | Principal | ​ | Recorded | ​ | Related
​ |  | Balance |  | Investment |  | Allowance |  | Balance |  | Investment |  | Allowance
With no related allowance recorded: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Commercial loans secured by real estate | ​ | $ | 12,680 | ​ | $ | 8,684 | ​ | $ | 0 | ​ | $ | 6,600 | ​ | $ | 4,458 | ​ | $ | 0
Commercial and industrial | ​ |  | 2,135 | ​ |  | 369 | ​ |  | 0 | ​ |  | 5,213 | ​ |  | 2,431 | ​ |  | 0
Residential mortgage loans - first liens | ​ | ​ | 601 | ​ | ​ | 576 | ​ | ​ | 0 | ​ | ​ | 656 | ​ | ​ | 630 | ​ | ​ | 0
Residential mortgage loans - junior liens | ​ |  | 71 | ​ |  | 31 | ​ |  | 0 | ​ |  | 124 | ​ |  | 14 | ​ |  | 0
Home equity lines of credit | ​ |  | 68 | ​ |  | 68 | ​ |  | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ |  | 0
Loans secured by farmland | ​ |  | 78 | ​ |  | 78 | ​ |  | 0 | ​ |  | 83 | ​ |  | 83 | ​ |  | 0
Agricultural loans | ​ | ​ | 60 | ​ | ​ | 60 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Construction and other land loans | ​ | ​ | 47 | ​ | ​ | 47 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Multi-family (5 or more) residential | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 2,734 | ​ | ​ | 1,578 | ​ | ​ | 0
Total with no related allowance recorded | ​ |  | 15,740 | ​ |  | 9,913 | ​ |  | 0 | ​ |  | 15,410 | ​ |  | 9,194 | ​ |  | 0
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
With a related allowance recorded: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ | ​ | 3,396 | ​ | ​ | 3,396 | ​ | ​ | 427 | ​ | ​ | 6,468 | ​ | ​ | 6,468 | ​ | ​ | 668
Commercial and industrial | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 72 | ​ |  | 72 | ​ |  | 72
Total with a related allowance recorded | ​ |  | 3,396 | ​ |  | 3,396 | ​ |  | 427 | ​ |  | 6,540 | ​ |  | 6,540 | ​ |  | 740
Total | ​ | $ | 19,136 | ​ | $ | 13,309 | ​ | $ | 427 | ​ | $ | 21,950 | ​ | $ | 15,734 | ​ | $ | 740
Schedule of average balance of impaired loans and interest income recognized on impaired loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Interest Income Recognized on
​ | ​ | Average Investment in Impaired Loans | ​ | Impaired Loans on a Cash Basis
​ | ​ | Three Months Ended | ​ | Nine Months Ended | ​ | Three Months Ended | ​ | Nine Months Ended
​ | ​ | September 30, | ​ | September 30, | ​ | September 30, | ​ | September 30,
​ |  | 2022 | ​ | 2021 | ​ | 2022 |  | 2021 | ​ | 2022 | ​ | 2021 | ​ | 2022 |  | 2021
Commercial: | ​ | ​ | ​ | ​ | ​ | ​ | ​ |  | ​ | ​ |  | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ |  | ​ | ​ |  | ​
Commercial loans secured by real estate | ​ | $ | 9,710 | ​ | $ | 11,252 | ​ | $ | 9,804 | ​ | $ | 11,811 | ​ | $ | 143 | ​ | $ | 172 | ​ | $ | 483 | ​ | $ | 401
Commercial and industrial | ​ | ​ | 371 | ​ | ​ | 3,844 | ​ |  | 839 | ​ |  | 2,566 | ​ | ​ | 4 | ​ | ​ | 4 | ​ |  | 207 | ​ |  | 25
Commercial construction and land | ​ | ​ | 47 | ​ | ​ | 48 | ​ |  | 47 | ​ |  | 48 | ​ | ​ | 0 | ​ | ​ | 2 | ​ |  | 1 | ​ |  | 2
Loans secured by farmland | ​ | ​ | 79 | ​ | ​ | 84 | ​ |  | 81 | ​ |  | 84 | ​ | ​ | 0 | ​ | ​ | 0 | ​ |  | 0 | ​ |  | 1
Multi-family (5 or more) residential | ​ | ​ | 0 | ​ | ​ | 1,578 | ​ | ​ | 263 | ​ | ​ | 1,584 | ​ | ​ | 0 | ​ | ​ | 31 | ​ | ​ | 1,156 | ​ | ​ | 122
Agricultural loans | ​ | ​ | 59 | ​ | ​ | 66 | ​ |  | 61 | ​ |  | 67 | ​ | ​ | 0 | ​ | ​ | 0 | ​ |  | 2 | ​ |  | 3
Total commercial | ​ | ​ | 10,266 | ​ | ​ | 16,872 | ​ |  | 11,095 | ​ |  | 16,160 | ​ | ​ | 147 | ​ | ​ | 209 | ​ |  | 1,849 | ​ |  | 554
Residential mortgage: |  | ​ | ​ | ​ | ​ | ​ | ​ | ​ |  |  | ​ |  | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ |  |  | ​ |
Residential mortgage loans - first lien | ​ | ​ | 612 | ​ | ​ | 1,322 | ​ | ​ | 587 | ​ | ​ | 1,830 | ​ | ​ | 5 | ​ | ​ | 11 | ​ | ​ | 17 | ​ | ​ | 68
Residential mortgage loans - junior lien | ​ | ​ | 31 | ​ | ​ | 386 | ​ |  | 33 | ​ |  | 417 | ​ | ​ | 0 | ​ | ​ | 1 | ​ |  | 6 | ​ |  | 10
Home equity lines of credit | ​ | ​ | 68 | ​ | ​ | 0 | ​ |  | 34 | ​ |  | 0 | ​ | ​ | 1 | ​ | ​ | 0 | ​ |  | 3 | ​ |  | 0
Total residential mortgage | ​ | ​ | 711 | ​ | ​ | 1,708 | ​ |  | 654 | ​ |  | 2,247 | ​ | ​ | 6 | ​ | ​ | 12 | ​ |  | 26 | ​ |  | 78
Total | ​ | $ | 10,977 | ​ | $ | 18,580 | ​ | $ | 11,749 | ​ | $ | 18,407 | ​ | $ | 153 | ​ | $ | 221 | ​ | $ | 1,875 | ​ | $ | 632
Schedule of breakdown by portfolio segment and class of non accrual loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | September 30, 2022 | ​ | December 31, 2021
​ | ​ | Past Due | ​ | ​ | ​ | ​ | Past Due | ​ | ​ | ​
​ | ​ | 90+ Days and | ​ | ​ | ​ | ​ | 90+ Days and | ​ | ​ | ​
​ |  | Accruing |  | Nonaccrual |  | Accruing |  | Nonaccrual
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ | $ | 1,898 | ​ | $ | 12,079 | ​ | $ | 738 | ​ | $ | 10,885
Commercial and industrial | ​ |  | 248 | ​ |  | 304 | ​ |  | 30 | ​ |  | 2,299
Commercial construction and land | ​ |  | 25 | ​ |  | 47 | ​ |  | 0 | ​ |  | 48
Loans secured by farmland | ​ |  | 0 | ​ |  | 78 | ​ |  | 28 | ​ |  | 83
Multi-family (5 or more) residential | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 1,578
Agricultural loans | ​ | ​ | 59 | ​ | ​ | 0 | ​ | ​ | 65 | ​ | ​ | 0
Total commercial | ​ |  | 2,230 | ​ |  | 12,508 | ​ |  | 861 | ​ |  | 14,893
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | ​ | 985 | ​ | ​ | 4,271 | ​ | ​ | 1,144 | ​ | ​ | 4,005
Residential mortgage loans - junior liens | ​ |  | 55 | ​ |  | 0 | ​ |  | 69 | ​ |  | 3
Home equity lines of credit | ​ |  | 186 | ​ |  | 132 | ​ |  | 102 | ​ |  | 82
Total residential mortgage | ​ |  | 1,226 | ​ |  | 4,403 | ​ |  | 1,315 | ​ |  | 4,090
Consumer | ​ |  | 43 | ​ |  | 48 | ​ |  | 43 | ​ |  | 16
Totals | ​ | $ | 3,499 | ​ | $ | 16,959 | ​ | $ | 2,219 | ​ | $ | 18,999
Summary of the contractual aging of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | As of September 30, 2022 | ​ | As of December 31, 2021
​ |  | Current & |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | Current & |  | ​ | ​ |  | ​ | ​ |  | ​ | ​
​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ | ​ | ​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ | ​ | ​
​ | ​ | Less than | ​ | 30-89 | ​ | 90+ | ​ | ​ | ​ | ​ | Less than | ​ | 30-89 | ​ | 90+ | ​ | ​ | ​
​ | ​ | 30 Days | ​ | Days | ​ | Days | ​ | Total | ​ | 30 Days | ​ | Days | ​ | Days | ​ | Total
Commercial: | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial loans secured by real estate | ​ | $ | 655,851 | ​ | $ | 0 | ​ | $ | 3,010 | ​ | $ | 658,861 | ​ | $ | 563,658 | ​ | $ | 762 | ​ | $ | 5,420 | ​ | $ | 569,840
Commercial and industrial | ​ |  | 171,819 | ​ |  | 129 | ​ |  | 310 | ​ |  | 172,258 | ​ |  | 158,188 | ​ |  | 72 | ​ |  | 813 | ​ |  | 159,073
Paycheck Protection Program - 1st Draw | ​ | ​ | 24 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 24 | ​ | ​ | 1,339 | ​ | ​ | 17 | ​ | ​ | 0 | ​ | ​ | 1,356
Paycheck Protection Program - 2nd Draw | ​ | ​ | 1,062 | ​ | ​ | 949 | ​ | ​ | 0 | ​ | ​ | 2,011 | ​ | ​ | 25,508 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 25,508
Political subdivisions | ​ |  | 83,725 | ​ |  | 0 | ​ |  | 0 | ​ |  | 83,725 | ​ |  | 81,301 | ​ |  | 0 | ​ |  | 0 | ​ |  | 81,301
Commercial construction and land | ​ |  | 75,925 | ​ |  | 197 | ​ |  | 72 | ​ |  | 76,194 | ​ |  | 60,509 | ​ |  | 70 | ​ |  | 0 | ​ |  | 60,579
Loans secured by farmland | ​ |  | 12,675 | ​ |  | 86 | ​ |  | 78 | ​ |  | 12,839 | ​ |  | 11,010 | ​ |  | 0 | ​ |  | 111 | ​ |  | 11,121
Multi-family (5 or more) residential | ​ |  | 59,315 | ​ |  | 0 | ​ |  | 0 | ​ |  | 59,315 | ​ |  | 48,532 | ​ |  | 0 | ​ |  | 1,557 | ​ |  | 50,089
Agricultural loans | ​ |  | 2,433 | ​ |  | 0 | ​ |  | 59 | ​ |  | 2,492 | ​ |  | 2,279 | ​ |  | 7 | ​ |  | 65 | ​ |  | 2,351
Other commercial loans | ​ |  | 14,636 | ​ |  | 0 | ​ |  | 0 | ​ |  | 14,636 | ​ |  | 17,153 | ​ |  | 0 | ​ |  | 0 | ​ |  | 17,153
Total commercial | ​ |  | 1,077,465 | ​ |  | 1,361 | ​ |  | 3,529 | ​ |  | 1,082,355 | ​ |  | 969,477 | ​ |  | 928 | ​ |  | 7,966 | ​ |  | 978,371
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Residential mortgage loans - first liens | ​ | ​ | 487,629 | ​ | ​ | 1,934 | ​ | ​ | 3,291 | ​ | ​ | 492,854 | ​ | ​ | 475,637 | ​ | ​ | 5,038 | ​ | ​ | 2,954 | ​ | ​ | 483,629
Residential mortgage loans - junior liens | ​ |  | 24,106 | ​ |  | 47 | ​ |  | 55 | ​ |  | 24,208 | ​ |  | 23,229 | ​ |  | 16 | ​ |  | 69 | ​ |  | 23,314
Home equity lines of credit | ​ |  | 42,465 | ​ |  | 227 | ​ |  | 280 | ​ |  | 42,972 | ​ |  | 38,830 | ​ |  | 279 | ​ |  | 143 | ​ |  | 39,252
1-4 Family residential construction | ​ |  | 29,950 | ​ |  | 0 | ​ |  | 0 | ​ |  | 29,950 | ​ |  | 23,151 | ​ |  | 0 | ​ |  | 0 | ​ |  | 23,151
Total residential mortgage | ​ |  | 584,150 | ​ |  | 2,208 | ​ |  | 3,626 | ​ |  | 589,984 | ​ |  | 560,847 | ​ |  | 5,333 | ​ |  | 3,166 | ​ |  | 569,346
Consumer | ​ |  | 17,674 | ​ |  | 142 | ​ |  | 91 | ​ |  | 17,907 | ​ |  | 17,001 | ​ |  | 72 | ​ |  | 59 | ​ |  | 17,132
Totals | ​ | $ | 1,679,289 | ​ | $ | 3,711 | ​ | $ | 7,246 | ​ | $ | 1,690,246 | ​ | $ | 1,547,325 | ​ | $ | 6,333 | ​ | $ | 11,191 | ​ | $ | 1,564,849
Summary of the contractual aging of nonaccrual loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Current & | ​ | ​ | ​ | ​ | ​ | ​ | ​ |  | ​
​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ |  | ​
​ | ​ | Less than | ​ | 30-89 | ​ | 90+ | ​ |  | ​
​ |  | 30 Days |  | Days |  | Days |  | Total
September 30, 2022 Nonaccrual Totals | ​ | $ | 12,542 | ​ | $ | 670 | ​ | $ | 3,747 | ​ | $ | 16,959
December 31, 2021 Nonaccrual Totals | ​ | $ | 8,800 | ​ | $ | 1,227 | ​ | $ | 8,972 | ​ | $ | 18,999
Summary of troubled debt restructurings | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Current & | ​ | ​ | ​ | ​ | ​ | ​ | ​ |  | ​ | ​ |  | ​
​ | ​ | Past Due | ​ | Past Due | ​ | Past Due | ​ |  | ​ | ​ |  | ​
​ | ​ | Less than | ​ | 30-89 | ​ | 90+ | ​ |  | ​ | ​ |  | ​
​ |  | 30 Days |  | Days |  | Days |  | Nonaccrual |  | Total
September 30, 2022 Totals | ​ | $ | 211 | ​ | $ | 20 | ​ | $ | 92 | ​ | $ | 3,868 | ​ | $ | 4,191
December 31, 2021 Totals | ​ | $ | 248 | ​ | $ | 40 | ​ | $ | 65 | ​ | $ | 5,452 | ​ | $ | 5,805
Schedule of loan modifications considered as TDRs | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(Balances in Thousands) | ​ | Nine Months Ended | ​ | Nine Months Ended
​ | ​ | September 30, 2022 | ​ | September 30, 2021
​ | ​ | Number | ​ | ​ | ​ | Number | ​ | ​
​ | ​ | of | ​ | Recorded | ​ | of | ​ | Recorded
​ | ​ | Loans | ​ | Investment | ​ | Loans | ​ | Investment
Commercial loans secured by real estate | ​ | 0 | ​ | $ | 0 | ​ | 1 | ​ | $ | 3,392
Total |  | 0 | ​ | $ | 0 |  | 1 | ​ | $ | 3,392
Schedule of carrying amount of foreclosed residential real estate properties | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | September 30, |  | December 31,
​ | ​ | 2022 | ​ | 2021
Foreclosed residential real estate | ​ | $ | 179 | ​ | $ | 256
Schedule of mortgage loans secured by residential real properties | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | September 30, |  | December 31,
​ | ​ | 2022 | ​ | 2021
Residential real estate in process of foreclosure | ​ | $ | 1,306 | ​ | $ | 1,260
Troubled Debt Restructuring |
LOANS |
Summary of troubled debt restructurings | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(Balances in Thousands) | ​ | Three Months Ended | ​ | Three Months Ended
​ | ​ | September 30, 2022 | ​ | September 30, 2021
​ | ​ | ​ | ​ | Post- | ​ | ​ | ​ | Post-
​ | ​ | Number | ​ | Modification | ​ | Number | ​ | Modification
​ | ​ | of | ​ | Recorded | ​ | of | ​ | Recorded
​ | ​ | Loans | ​ | Investment | ​ | Loans | ​ | Investment
Home equity lines of credit, | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reduced monthly payments for an eighteen-month period |  | 0 |  | $ | 0 |  | 1 | ​ | $ | 70
Total |  | 0 |  | $ | 0 |  | 1 |  | $ | 70
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Nine Months Ended | ​ | Nine Months Ended
(Balances in Thousands) | ​ | September 30, 2022 | ​ | September 30, 2021
​ |  | ​ |  | Post- |  | ​ |  | Post-
​ | ​ | Number | ​ | Modification | ​ | Number | ​ | Modification
​ | ​ | of | ​ | Recorded | ​ | of | ​ | Recorded
​ | ​ | Loans | ​ | Investment | ​ | Loans | ​ | Investment
Residential mortgage - first liens: |  |  |  | ​ |  |  |  |  | ​ |
Reduced monthly payments and extended maturity date |  | 0 | ​ | $ | 0 |  | 1 | ​ | $ | 12
Reduced monthly payments for a fifteen-month period | ​ | 0 | ​ | ​ | 0 | ​ | 1 | ​ | ​ | 116
Home equity lines of credit: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Reduced monthly payments and extended maturity date | ​ | 0 | ​ | ​ | 0 | ​ | 1 | ​ | ​ | 24
Reduced monthly payments for an eighteen-month period | ​ | 0 | ​ | ​ | 0 | ​ | 1 | ​ | ​ | 70
Total |  | 0 | ​ | $ | 0 |  | 4 | ​ | $ | 222

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
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- Definition Tabular disclosure of troubled debt restructuring which results when the debtor restructures the terms of its debt with a creditor due to the debtor's financial difficulties and the creditor grants certain concessions to obtain payment it might not otherwise receive. Includes a description of the principal changes in terms, the major features of settlement for each restructuring, the aggregate gain on restructuring and the related income tax effect, the per share amount of the total gain on restructuring, net of related income tax effect, and the total gain (loss) on transfers of assets recognized during the period. After the troubled debt restructuring has occurred debtors discuss the extent and amount to which amounts contingently payable are included in the carrying amount of restructured payables, and the conditions under which those amounts would become payable or would be forgiven when there is at least a reasonable possibility that a liability for contingent payments will be incurred. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 60 -Section 50 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=6402221&loc=d3e15743-112638 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 60 -Section 50 -Paragraph 2 -URI https://asc.fasb.org/extlink&oid=6402221&loc=d3e15765-112638 + Details
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