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v3.22.2.2

LOANS - Allowance for Loan Losses (Details) - USD ($) | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021
LOANS |  |  |  |
Allowance for Loan losses | $ 14,547,000 | $ 12,375,000 | $ 13,537,000 | $ 11,385,000
Allowance for Loan losses, Charge-offs | (2,196,000) | (1,220,000) | (2,417,000) | (1,278,000)
Allowance for Loan losses, Recoveries | 25,000 | 15,000 | 57,000 | 60,000
Allowance for Loan losses, Provision (Credit) | 3,794,000 | 1,530,000 | 4,993,000 | 2,533,000
Allowance for Loan losses | 16,170,000 | 12,700,000 | 16,170,000 | 12,700,000
Commercial |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 8,894,000 | 7,118,000 | 8,293,000 | 6,308,000
Allowance for Loan losses, Charge-offs | (2,160,000) | (1,194,000) | (2,310,000) | (1,194,000)
Allowance for Loan losses, Recoveries | 0 | 6,000 | 0 | 22,000
Allowance for Loan losses, Provision (Credit) | 3,504,000 | 1,503,000 | 4,255,000 | 2,297,000
Allowance for Loan losses | 10,238,000 | 7,433,000 | 10,238,000 | 7,433,000
Commercial | Real estate loan |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 4,982,000 | 3,452,000 | 4,405,000 | 3,051,000
Allowance for Loan losses, Charge-offs | (2,160,000) | 0 | (2,160,000) | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 2,000
Allowance for Loan losses, Provision (Credit) | 3,225,000 | 368,000 | 3,802,000 | 767,000
Allowance for Loan losses | 6,047,000 | 3,820,000 | 6,047,000 | 3,820,000
Commercial | Commercial and industrial |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 2,792,000 | 2,781,000 | 2,723,000 | 2,245,000
Allowance for Loan losses, Charge-offs | 0 | (1,194,000) | (150,000) | (1,194,000)
Allowance for Loan losses, Recoveries | 0 | 6,000 | 0 | 20,000
Allowance for Loan losses, Provision (Credit) | 31,000 | 947,000 | 250,000 | 1,469,000
Allowance for Loan losses | 2,823,000 | 2,540,000 | 2,823,000 | 2,540,000
Commercial | Commercial Construction And Land |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 515,000 | 452,000 | 637,000 | 454,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 169,000 | 107,000 | 47,000 | 105,000
Allowance for Loan losses | 684,000 | 559,000 | 684,000 | 559,000
Commercial | Loans secured by farm land |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 112,000 | 113,000 | 115,000 | 120,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 1,000 | (1,000) | (2,000) | (8,000)
Allowance for Loan losses | 113,000 | 112,000 | 113,000 | 112,000
Commercial | Multi-family (5 or more) residential |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 339,000 | 150,000 | 215,000 | 236,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 88,000 | 46,000 | 212,000 | (40,000)
Allowance for Loan losses | 427,000 | 196,000 | 427,000 | 196,000
Commercial | Agricultural loans |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 23,000 | 25,000 | 25,000 | 34,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | (1,000) | 8,000 | (3,000) | (1,000)
Allowance for Loan losses | 22,000 | 33,000 | 22,000 | 33,000
Commercial | Other commercial loans |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 131,000 | 145,000 | 173,000 | 168,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | (9,000) | 28,000 | (51,000) | 5,000
Allowance for Loan losses | 122,000 | 173,000 | 122,000 | 173,000
Residential mortgage |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 4,392,000 | 4,355,000 | 4,338,000 | 4,253,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | (11,000)
Allowance for Loan losses, Recoveries | 1,000 | 1,000 | 18,000 | 5,000
Allowance for Loan losses, Provision (Credit) | 304,000 | 3,000 | 341,000 | 112,000
Allowance for Loan losses | 4,697,000 | 4,359,000 | 4,697,000 | 4,359,000
Residential mortgage | Real estate loan | first liens |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 3,689,000 | 3,536,000 | 3,650,000 | 3,524,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | (11,000)
Allowance for Loan losses, Recoveries | 1,000 | 1,000 | 3,000 | 3,000
Allowance for Loan losses, Provision (Credit) | 229,000 | 29,000 | 266,000 | 50,000
Allowance for Loan losses | 3,919,000 | 3,566,000 | 3,919,000 | 3,566,000
Residential mortgage | Real estate loan | junior liens |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 180,000 | 327,000 | 184,000 | 349,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 14,000 | (6,000) | 10,000 | (28,000)
Allowance for Loan losses | 194,000 | 321,000 | 194,000 | 321,000
Residential mortgage | Home equity lines of credit |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 308,000 | 294,000 | 302,000 | 281,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 15,000 | 2,000
Allowance for Loan losses, Provision (Credit) | 25,000 | (11,000) | 16,000 | 0
Allowance for Loan losses | 333,000 | 283,000 | 333,000 | 283,000
Residential mortgage | 1-4 Family residential construction |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 215,000 | 198,000 | 202,000 | 99,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 36,000 | (9,000) | 49,000 | 90,000
Allowance for Loan losses | 251,000 | 189,000 | 251,000 | 189,000
Consumer |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 261,000 | 231,000 | 235,000 | 239,000
Allowance for Loan losses, Charge-offs | (36,000) | (26,000) | (107,000) | (73,000)
Allowance for Loan losses, Recoveries | 24,000 | 8,000 | 39,000 | 33,000
Allowance for Loan losses, Provision (Credit) | (14,000) | 24,000 | 68,000 | 38,000
Allowance for Loan losses | 235,000 | 237,000 | 235,000 | 237,000
Unallocated |  |  |  |
LOANS |  |  |  |
Allowance for Loan losses | 1,000,000 | 671,000 | 671,000 | 585,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 0 | 0 | 329,000 | 86,000
Allowance for Loan losses | $ 1,000,000 | $ 671,000 | $ 1,000,000 | $ 671,000

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