XML 63 R53.htm IDEA: XBRL DOCUMENT v3.22.2.2

LOANS - Contractual Aging of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
LOANS
Loans and Leases Receivable, Gross, Total	$ 1,690,246	$ 1,564,849
Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	1,679,289	1,547,325
Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	3,711	6,333
Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	7,246	11,191
Commercial
LOANS
Loans and Leases Receivable, Gross, Total	1,082,355	978,371
Commercial | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	1,077,465	969,477
Commercial | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	1,361	928
Commercial | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	3,529	7,966
Commercial | Real estate loan
LOANS
Loans and Leases Receivable, Gross, Total	658,861	569,840
Commercial | Real estate loan | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	655,851	563,658
Commercial | Real estate loan | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	0	762
Commercial | Real estate loan | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	3,010	5,420
Commercial | Commercial and industrial
LOANS
Loans and Leases Receivable, Gross, Total	172,258	159,073
Commercial | Commercial and industrial | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	171,819	158,188
Commercial | Commercial and industrial | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	129	72
Commercial | Commercial and industrial | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	310	813
Commercial | Paycheck Protection Program - 1st Draw
LOANS
Loans and Leases Receivable, Gross, Total	24	1,356
Commercial | Paycheck Protection Program - 1st Draw | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	24	1,339
Commercial | Paycheck Protection Program - 1st Draw | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	0	17
Commercial | Paycheck Protection Program - 1st Draw | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	0	0
Commercial | Paycheck Protection Program - 2nd Draw
LOANS
Loans and Leases Receivable, Gross, Total	2,011	25,508
Commercial | Paycheck Protection Program - 2nd Draw | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	1,062	25,508
Commercial | Paycheck Protection Program - 2nd Draw | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	949	0
Commercial | Paycheck Protection Program - 2nd Draw | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	0	0
Commercial | Political subdivisions
LOANS
Loans and Leases Receivable, Gross, Total	83,725	81,301
Commercial | Political subdivisions | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	83,725	81,301
Commercial | Political subdivisions | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	0	0
Commercial | Political subdivisions | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	0	0
Commercial | Commercial Construction And Land
LOANS
Loans and Leases Receivable, Gross, Total	76,194	60,579
Commercial | Commercial Construction And Land | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	75,925	60,509
Commercial | Commercial Construction And Land | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	197	70
Commercial | Commercial Construction And Land | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	72	0
Commercial | Construction Loans
LOANS
Loans and Leases Receivable, Gross, Total	76,194	60,579
Commercial | Loans secured by farm land
LOANS
Loans and Leases Receivable, Gross, Total	12,839	11,121
Commercial | Loans secured by farm land | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	12,675	11,010
Commercial | Loans secured by farm land | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	86	0
Commercial | Loans secured by farm land | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	78	111
Commercial | Multi-family (5 or more) residential
LOANS
Loans and Leases Receivable, Gross, Total	59,315	50,089
Commercial | Multi-family (5 or more) residential | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	59,315	48,532
Commercial | Multi-family (5 or more) residential | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	0	0
Commercial | Multi-family (5 or more) residential | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	0	1,557
Commercial | Agricultural loans
LOANS
Loans and Leases Receivable, Gross, Total	2,492	2,351
Commercial | Agricultural loans | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	2,433	2,279
Commercial | Agricultural loans | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	0	7
Commercial | Agricultural loans | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	59	65
Commercial | Other commercial loans
LOANS
Loans and Leases Receivable, Gross, Total	14,636	17,153
Commercial | Other commercial loans | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	14,636	17,153
Commercial | Other commercial loans | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	0	0
Commercial | Other commercial loans | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	0	0
Residential mortgage
LOANS
Loans and Leases Receivable, Gross, Total	589,984	569,346
Residential mortgage | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	584,150	560,847
Residential mortgage | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	2,208	5,333
Residential mortgage | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	3,626	3,166
Residential mortgage | Real estate loan | first liens
LOANS
Loans and Leases Receivable, Gross, Total	492,854	483,629
Residential mortgage | Real estate loan | first liens | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	487,629	475,637
Residential mortgage | Real estate loan | first liens | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	1,934	5,038
Residential mortgage | Real estate loan | first liens | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	3,291	2,954
Residential mortgage | Real estate loan | junior liens
LOANS
Loans and Leases Receivable, Gross, Total	24,208	23,314
Residential mortgage | Real estate loan | junior liens | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	24,106	23,229
Residential mortgage | Real estate loan | junior liens | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	47	16
Residential mortgage | Real estate loan | junior liens | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	55	69
Residential mortgage | Home equity lines of credit
LOANS
Loans and Leases Receivable, Gross, Total	42,972	39,252
Residential mortgage | Home equity lines of credit | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	42,465	38,830
Residential mortgage | Home equity lines of credit | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	227	279
Residential mortgage | Home equity lines of credit | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	280	143
Residential mortgage | 1-4 Family residential construction
LOANS
Loans and Leases Receivable, Gross, Total	29,950	23,151
Residential mortgage | 1-4 Family residential construction | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	29,950	23,151
Residential mortgage | 1-4 Family residential construction | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	0	0
Residential mortgage | 1-4 Family residential construction | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	0	0
Consumer
LOANS
Loans and Leases Receivable, Gross, Total	17,907	17,132
Consumer | Current & Past Due Less than 30 Days
LOANS
Loans and Leases Receivable, Gross, Total	17,674	17,001
Consumer | Past Due 30-89 Days
LOANS
Loans and Leases Receivable, Gross, Total	142	72
Consumer | Past Due 90+ Days
LOANS
Loans and Leases Receivable, Gross, Total	$ 91	$ 59

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

No definition available.

+ Details

Name:	us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 5
-Subparagraph (b)
-URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 45
-Paragraph 1
-URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 3B
-URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=cznc_FinancialAssetCurrentAnd1To29DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=cznc_FinancingReceivables30To89DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_CommercialAndIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_PaycheckProtectionProgramFirstDrawMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_PaycheckProtectionProgramSecondDrawMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_PoliticalSubdivisionsMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_CommercialConstructionAndLandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_LoansSecuredByFarmlandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_Multifamily5OrMoreResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_AgriculturalLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_OtherCommercialLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_LienCategoryAxis=us-gaap_SeniorLienMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_LienCategoryAxis=us-gaap_JuniorLienMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_HomeEquityLineOfCredit1Member
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_OneToFourFamilyResidentialConstructionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: