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LOANS - Allowance for Loan Losses (Details) - USD ($) | 12 Months Ended
--- | ---
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020
LOANS |  |  |
Allowance for Loan losses | $ 13,537,000 | $ 11,385,000 | $ 9,836,000
Allowance for Loan losses, Charge-offs | (4,245,000) | (1,575,000) | (2,465,000)
Allowance for Loan losses, Recoveries | 68,000 | 66,000 | 101,000
Allowance for Loan losses, Provision (Credit) | 7,255,000 | 3,661,000 | 3,913,000
Allowance for Loan losses | 16,615,000 | 13,537,000 | 11,385,000
Real estate loan | Loan Customer Major Write Off [Member] |  |  |
LOANS |  |  |
Allowance for Loan losses, Charge-offs | (3,942,000) |  |
Commercial |  |  |
LOANS |  |  |
Allowance for Loan losses | 8,293,000 | 6,308,000 | 4,788,000
Allowance for Loan losses, Charge-offs | (4,092,000) | (1,464,000) | (2,343,000)
Allowance for Loan losses, Recoveries | 0 | 22,000 | 16,000
Allowance for Loan losses, Provision (Credit) | 7,097,000 | 3,427,000 | 3,847,000
Allowance for Loan losses | 11,298,000 | 8,293,000 | 6,308,000
Commercial | Loan Customer Major Write Off [Member] |  |  |
LOANS |  |  |
Allowance for Loan losses, Charge-offs |  |  | (2,219,000)
Commercial | Real estate loan |  |  |
LOANS |  |  |
Allowance for Loan losses | 4,405,000 | 3,051,000 | 1,921,000
Allowance for Loan losses, Charge-offs | (3,942,000) | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 2,000 | 0
Allowance for Loan losses, Provision (Credit) | 6,611,000 | 1,352,000 | 1,130,000
Allowance for Loan losses | 7,074,000 | 4,405,000 | 3,051,000
Commercial | Commercial and industrial |  |  |
LOANS |  |  |
Allowance for Loan losses | 2,723,000 | 2,245,000 | 1,391,000
Allowance for Loan losses, Charge-offs | (150,000) | (1,464,000) | (2,236,000)
Allowance for Loan losses, Recoveries | 0 | 20,000 | 16,000
Allowance for Loan losses, Provision (Credit) | 336,000 | 1,922,000 | 3,074,000
Allowance for Loan losses | 2,909,000 | 2,723,000 | 2,245,000
Commercial | Commercial Construction And Land |  |  |
LOANS |  |  |
Allowance for Loan losses | 637,000 | 454,000 | 966,000
Allowance for Loan losses, Charge-offs | 0 | 0 | (107,000)
Allowance for Loan losses, Recoveries | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 10,000 | 183,000 | (405,000)
Allowance for Loan losses | 647,000 | 637,000 | 454,000
Commercial | Loans secured by farm land |  |  |
LOANS |  |  |
Allowance for Loan losses | 115,000 | 120,000 | 158,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | (3,000) | (5,000) | (38,000)
Allowance for Loan losses | 112,000 | 115,000 | 120,000
Commercial | Multi-family (5 or more) residential |  |  |
LOANS |  |  |
Allowance for Loan losses | 215,000 | 236,000 | 156,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 196,000 | (21,000) | 80,000
Allowance for Loan losses | 411,000 | 215,000 | 236,000
Commercial | Agricultural loans |  |  |
LOANS |  |  |
Allowance for Loan losses | 25,000 | 34,000 | 41,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | (4,000) | (9,000) | (7,000)
Allowance for Loan losses | 21,000 | 25,000 | 34,000
Commercial | Other commercial loans |  |  |
LOANS |  |  |
Allowance for Loan losses | 173,000 | 168,000 | 155,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | (49,000) | 5,000 | 13,000
Allowance for Loan losses | 124,000 | 173,000 | 168,000
Residential mortgage |  |  |
LOANS |  |  |
Allowance for Loan losses | 4,338,000 | 4,253,000 | 4,182,000
Allowance for Loan losses, Charge-offs | 0 | (11,000) | 0
Allowance for Loan losses, Recoveries | 19,000 | 6,000 | 44,000
Allowance for Loan losses, Provision (Credit) | (284,000) | 90,000 | 27,000
Allowance for Loan losses | 4,073,000 | 4,338,000 | 4,253,000
Residential mortgage | Real estate loan | first liens |  |  |
LOANS |  |  |
Allowance for Loan losses | 3,650,000 | 3,524,000 | 3,405,000
Allowance for Loan losses, Charge-offs | 0 | (11,000) | 0
Allowance for Loan losses, Recoveries | 4,000 | 4,000 | 39,000
Allowance for Loan losses, Provision (Credit) | (241,000) | 133,000 | 80,000
Allowance for Loan losses | 3,413,000 | 3,650,000 | 3,524,000
Residential mortgage | Real estate loan | junior liens |  |  |
LOANS |  |  |
Allowance for Loan losses | 184,000 | 349,000 | 384,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 1,000
Allowance for Loan losses, Provision (Credit) | (17,000) | (165,000) | (36,000)
Allowance for Loan losses | 167,000 | 184,000 | 349,000
Residential mortgage | Construction Loans |  |  |
LOANS |  |  |
Allowance for Loan losses | 202,000 | 99,000 |
Allowance for Loan losses, Charge-offs |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | 103,000 |
Allowance for Loan losses |  | 202,000 | 99,000
Residential mortgage | Home equity lines of credit |  |  |
LOANS |  |  |
Allowance for Loan losses | 302,000 | 281,000 | 276,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 15,000 | 2,000 | 4,000
Allowance for Loan losses, Provision (Credit) | (35,000) | 19,000 | 1,000
Allowance for Loan losses | 282,000 | 302,000 | 281,000
Residential mortgage | 1-4 Family residential construction |  |  |
LOANS |  |  |
Allowance for Loan losses | 202,000 | 99,000 | 117,000
Allowance for Loan losses, Charge-offs | 0 |  | 0
Allowance for Loan losses, Recoveries | 0 |  | 0
Allowance for Loan losses, Provision (Credit) | 9,000 |  | (18,000)
Allowance for Loan losses | 211,000 | 202,000 | 99,000
Consumer |  |  |
LOANS |  |  |
Allowance for Loan losses | 235,000 | 239,000 | 281,000
Allowance for Loan losses, Charge-offs | (153,000) | (100,000) | (122,000)
Allowance for Loan losses, Recoveries | 49,000 | 38,000 | 41,000
Allowance for Loan losses, Provision (Credit) | 113,000 | 58,000 | 39,000
Allowance for Loan losses | 244,000 | 235,000 | 239,000
Unallocated |  |  |
LOANS |  |  |
Allowance for Loan losses | 671,000 | 585,000 | 585,000
Allowance for Loan losses, Charge-offs | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0
Allowance for Loan losses, Provision (Credit) | 329,000 | 86,000 | 0
Allowance for Loan losses | $ 1,000,000 | $ 671,000 | $ 585,000

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