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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022 | Dec. 31, 2022
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses | $ 18,346 | $ 14,271 | $ 16,615 | $ 13,537 |
Allowance for credit losses | 19,056 |  | 19,056 |  | $ 16,615
Allowance for Loan losses, Charge-offs | (134) | (41) | (201) | (221) |
Allowance for Loan losses, Recoveries | 8 | 9 | 14 | 32 |
Allowance for Loan losses, Provision (Credit) | 836 | 308 | 524 | 1,199 |
Allowance for Loan losses | 19,056 | 14,547 | 19,056 | 14,547 |
Adoption of ASU 2016-13 (CECL) |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  |  | 2,104 |  |
Commercial |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 8,922 | 11,298 | 8,293 |
Allowance for Loan losses, Charge-offs |  | 0 |  | (150) |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | (28) |  | 751 |
Allowance for Loan losses |  | 8,894 |  | 8,894 |
Commercial | Commercial real estate - nonowner occupied |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses | 9,654 |  | 6,305 |  |
Allowance for Loan losses, Charge-offs | 0 |  | 0 |  |
Allowance for Loan losses, Recoveries | 0 |  | 0 |  |
Allowance for Loan losses, Provision (Credit) | 949 |  | 535 |  |
Allowance for Loan losses | 10,603 |  | 10,603 |  |
Commercial | Commercial real estate - nonowner occupied | Adoption of ASU 2016-13 (CECL) |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  |  | 3,763 |  |
Commercial | Commercial real estate - owner occupied |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses | 1,942 |  | 1,942 |  |
Allowance for Loan losses, Charge-offs | 0 |  | 0 |  |
Allowance for Loan losses, Recoveries | 0 |  | 0 |  |
Allowance for Loan losses, Provision (Credit) | 83 |  | 76 |  |
Allowance for Loan losses | 2,025 |  | 2,025 |  |
Commercial | Commercial real estate - owner occupied | Adoption of ASU 2016-13 (CECL) |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  |  | 7 |  |
Commercial | All other commercial loans |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses | 3,580 |  | 4,142 |  |
Allowance for Loan losses, Charge-offs | 0 |  | (5) |  |
Allowance for Loan losses, Recoveries | 0 |  | 0 |  |
Allowance for Loan losses, Provision (Credit) | 106 |  | (363) |  |
Allowance for Loan losses | 3,686 |  | 3,686 |  |
Commercial | All other commercial loans | Adoption of ASU 2016-13 (CECL) |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  |  | (88) |  |
Commercial | Other commercial loans |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 150 | 124 | 173 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | (19) |  | (42) |
Allowance for Loan losses |  | 131 |  | 131 |
Commercial | Commercial and industrial |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 2,841 | 2,909 | 2,723 |
Allowance for Loan losses, Charge-offs |  | 0 |  | (150) |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | (49) |  | 219 |
Allowance for Loan losses |  | 2,792 |  | 2,792 |
Commercial | Real estate loan |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 5,017 | 7,074 | 4,405 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | (35) |  | 577 |
Allowance for Loan losses |  | 4,982 |  | 4,982 |
Commercial | Commercial Construction And Land |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 391 | 647 | 637 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | 124 |  | (122) |
Allowance for Loan losses |  | 515 |  | 515 |
Commercial | Loans secured by farm land |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 129 | 112 | 115 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | (17) |  | (3) |
Allowance for Loan losses |  | 112 |  | 112 |
Commercial | Multi-family (5 or more) residential |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 367 | 411 | 215 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | (28) |  | 124 |
Allowance for Loan losses |  | 339 |  | 339 |
Commercial | Agricultural loans |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 27 | 21 | 25 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | (4) |  | (2) |
Allowance for Loan losses |  | 23 |  | 23 |
Residential mortgage loans |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses | 2,864 |  | 2,751 |  |
Allowance for Loan losses, Charge-offs | (14) |  | (33) |  |
Allowance for Loan losses, Recoveries | 1 |  | 2 |  |
Allowance for Loan losses, Provision (Credit) | (387) |  | 88 |  |
Allowance for Loan losses | 2,464 |  | 2,464 |  |
Residential mortgage loans | Adoption of ASU 2016-13 (CECL) |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  |  | (344) |  |
Residential mortgage |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 4,445 | 4,073 | 4,338 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 1 |  | 17 |
Allowance for Loan losses, Provision (Credit) |  | (54) |  | 37 |
Allowance for Loan losses |  | 4,392 |  | 4,392 |
Residential mortgage | Real estate loan | first liens |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 3,810 | 3,413 | 3,650 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 1 |  | 2 |
Allowance for Loan losses, Provision (Credit) |  | (122) |  | 37 |
Allowance for Loan losses |  | 3,689 |  | 3,689 |
Residential mortgage | Real estate loan | junior liens |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 181 | 167 | 184 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | (1) |  | (4) |
Allowance for Loan losses |  | 180 |  | 180 |
Residential mortgage | 1-4 Family residential construction |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 148 | 211 | 202 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |  | 0 |
Allowance for Loan losses, Provision (Credit) |  | 67 |  | 13 |
Allowance for Loan losses |  | 215 |  | 215 |
Residential mortgage | Home equity lines of credit |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 306 | 282 | 302 |
Allowance for Loan losses, Charge-offs |  | 0 |  | 0 |
Allowance for Loan losses, Recoveries |  | 0 |  | 15 |
Allowance for Loan losses, Provision (Credit) |  | 2 |  | (9) |
Allowance for Loan losses |  | 308 |  | 308 |
Consumer loans |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses | 306 |  | 475 |  |
Allowance for Loan losses, Charge-offs | (120) |  | (163) |  |
Allowance for Loan losses, Recoveries | 7 |  | 12 |  |
Allowance for Loan losses, Provision (Credit) | 85 |  | 188 |  |
Allowance for Loan losses | 278 |  | 278 |  |
Consumer loans | Adoption of ASU 2016-13 (CECL) |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  |  | (234) |  |
Consumer |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  | 237 | 244 | 235 |
Allowance for Loan losses, Charge-offs |  | (41) |  | (71) |
Allowance for Loan losses, Recoveries |  | 8 |  | 15 |
Allowance for Loan losses, Provision (Credit) |  | 57 |  | 82 |
Allowance for Loan losses |  | 261 |  | 261 |
Unallocated |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses | 0 | 667 | 1,000 | 671 |
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0 |
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0 |
Allowance for Loan losses, Provision (Credit) | 0 | 333 | 0 | 329 |
Allowance for Loan losses | $ 0 | $ 1,000 | 0 | $ 1,000 |
Unallocated | Adoption of ASU 2016-13 (CECL) |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Allowance for Loan losses |  |  | $ (1,000) |  |

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