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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables) | 3 Months Ended
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Mar. 31, 2024
LOANS AND ALLOWANCE FOR CREDIT LOSSES |
Summary of loans outstanding | Summary of Loans by Type (In Thousands) ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | March 31, |  | December 31,
​ |  | 2024 | ​ | 2023
Commercial real estate - non-owner occupied | ​ | $ | 739,829 | ​ | $ | 737,342
Commercial real estate - owner occupied | ​ | ​ | 250,145 | ​ | ​ | 237,246
All other commercial loans | ​ | ​ | 412,805 | ​ | ​ | 399,693
Residential mortgage loans | ​ | ​ | 409,663 | ​ | ​ | 413,714
Consumer loans | ​ | ​ | 60,007 | ​ | ​ | 60,144
Total | ​ | ​ | 1,872,449 | ​ | ​ | 1,848,139
Less: allowance for credit losses on loans | ​ | ​ | (20,023) | ​ | ​ | (19,208)
Loans, net | ​ | $ | 1,852,426 | ​ | $ | 1,828,931
​
Schedule of adjustments to the initial market rate and credit fair value adjustments recognized | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Three Months Ended | ​
​ | ​ | March 31, | ​ | March 31, | ​
​ | ​ | 2024 | ​ | 2023 | ​
Market Rate Adjustment |  | ​ |  |  | ​ |  |
Adjustments to gross amortized cost of loans at beginning of period | ​ | $ | (970) | ​ | $ | (916) | ​
Accretion (amortization) recognized in interest income | ​ | ​ | 28 | ​ | ​ | (52) | ​
Adjustments to gross amortized cost of loans at end of period | ​ | $ | (942) | ​ | $ | (968) | ​
Credit Adjustment on Non-impaired Loans | ​ | ​ | ​ | ​ | ​ | ​ | ​
Adjustments to gross amortized cost of loans at beginning of period | ​ | $ | (1,163) | ​ | $ | (1,840) | ​
Accretion recognized in interest income | ​ |  | 115 | ​ |  | 198 | ​
Adjustments to gross amortized cost of loans at end of period | ​ | $ | (1,048) | ​ | $ | (1,642) | ​
Summary of the past due loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | As of March 31, 2024
​ | ​ | Past Due | ​ | Past Due | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 30-89 | ​ | 90+ | ​ | Nonaccrual | ​ | Current | ​ | Total
​ | ​ | Days | ​ | Days | ​ | Loans | ​ | Loans | ​ | Loans
Commercial real estate - non-owner occupied | ​ | $ | 69 | ​ | $ | 201 | ​ | $ | 8,430 | ​ | $ | 731,129 | ​ | $ | 739,829
Commercial real estate - owner occupied | ​ |  | 799 | ​ |  | 0 | ​ |  | 2,304 | ​ |  | 247,042 | ​ |  | 250,145
All other commercial loans | ​ | ​ | 368 | ​ | ​ | 0 | ​ | ​ | 4,071 | ​ | ​ | 408,366 | ​ | ​ | 412,805
Residential mortgage loans | ​ | ​ | 4,738 | ​ | ​ | 0 | ​ | ​ | 3,947 | ​ | ​ | 400,978 | ​ | ​ | 409,663
Consumer loans | ​ |  | 586 | ​ |  | 26 | ​ |  | 317 | ​ |  | 59,078 | ​ |  | 60,007
Total | ​ | $ | 6,560 | ​ | $ | 227 | ​ | $ | 19,069 | ​ | $ | 1,846,593 | ​ | $ | 1,872,449
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | As of December 31, 2023
​ | ​ | Past Due | ​ | Past Due | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 30-89 | ​ | 90+ | ​ | Nonaccrual | ​ | Current | ​ | Total
​ | ​ | Days | ​ | Days | ​ | Loans | ​ | Loans | ​ | Loans
Commercial real estate - non-owner occupied | ​ | $ | 2,215 | ​ | $ | 126 | ​ | $ | 8,412 | ​ | $ | 726,589 | ​ | $ | 737,342
Commercial real estate - owner occupied | ​ |  | 849 | ​ |  | 0 | ​ |  | 1,575 | ​ |  | 234,822 | ​ |  | 237,246
All other commercial loans | ​ | ​ | 229 | ​ | ​ | 2,593 | ​ | ​ | 1,323 | ​ | ​ | 395,548 | ​ | ​ | 399,693
Residential mortgage loans | ​ | ​ | 5,365 | ​ | ​ | 326 | ​ | ​ | 3,627 | ​ | ​ | 404,396 | ​ | ​ | 413,714
Consumer loans | ​ | ​ | 617 | ​ |  | 145 | ​ |  | 240 | ​ |  | 59,142 | ​ |  | 60,144
Total | ​ | $ | 9,275 | ​ | $ | 3,190 | ​ | $ | 15,177 | ​ | $ | 1,820,497 | ​ | $ | 1,848,139
Schedule of aggregate credit quality classification of outstanding loans by risk | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Term Loans by Year of Origination | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2024 | ​ | 2023 | ​ | 2022 | ​ | 2021 | ​ | 2020 | ​ | Prior | ​ | Revolving | ​ | Total
Commercial real estate - non-owner occupied | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | 10,903 | ​ | $ | 97,427 | ​ | $ | 174,949 | ​ | $ | 86,706 | ​ | $ | 54,833 | ​ | $ | 274,326 | ​ | $ | 0 | ​ | $ | 699,144
Special Mention | ​ |  | 0 | ​ |  | 0 | ​ |  | 19,961 | ​ |  | 2,417 | ​ |  | 0 | ​ |  | 6,068 | ​ |  | 0 | ​ |  | 28,446
Substandard | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 12,239 | ​ | ​ | 0 | ​ | ​ | 12,239
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total commercial real estate - non-owner occupied | ​ | $ | 10,903 | ​ | $ | 97,427 | ​ | $ | 194,910 | ​ | $ | 89,123 | ​ | $ | 54,833 | ​ | $ | 292,633 | ​ | $ | 0 | ​ | $ | 739,829
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial real estate - owner occupied | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 15,504 | ​ | $ | 33,783 | ​ | $ | 37,808 | ​ | $ | 51,259 | ​ | $ | 12,533 | ​ | $ | 87,536 | ​ | $ | 0 | ​ | $ | 238,423
Special Mention | ​ | ​ | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 165 | ​ |  | 0 | ​ |  | 165
Substandard | ​ | ​ | 0 | ​ | ​ | 5,261 | ​ | ​ | 745 | ​ | ​ | 2,517 | ​ | ​ | 0 | ​ | ​ | 3,034 | ​ | ​ | 0 | ​ | ​ | 11,557
Doubtful |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0
Total commercial real estate - owner occupied | ​ | $ | 15,504 | ​ | $ | 39,044 | ​ | $ | 38,553 | ​ | $ | 53,776 | ​ | $ | 12,533 | ​ | $ | 90,735 | ​ | $ | 0 | ​ | $ | 250,145
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
All other commercial loans | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 16,341 | ​ | $ | 61,142 | ​ | $ | 80,711 | ​ | $ | 51,981 | ​ | $ | 26,821 | ​ | $ | 38,804 | ​ | $ | 111,171 | ​ | $ | 386,971
Special Mention | ​ |  | 0 | ​ |  | 0 | ​ |  | 5,464 | ​ |  | 0 | ​ |  | 7 | ​ |  | 397 | ​ |  | 416 | ​ |  | 6,284
Substandard | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 1,317 | ​ | ​ | 6,115 | ​ | ​ | 435 | ​ | ​ | 1,510 | ​ | ​ | 10,173 | ​ | ​ | 19,550
Doubtful | ​ | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0
Total all other commercial loans | ​ | $ | 16,341 | ​ | $ | 61,142 | ​ | $ | 87,492 | ​ | $ | 58,096 | ​ | $ | 27,263 | ​ | $ | 40,711 | ​ | $ | 121,760 | ​ | $ | 412,805
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 60 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 60
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 6,467 | ​ | $ | 56,820 | ​ | $ | 85,955 | ​ | $ | 54,081 | ​ | $ | 38,238 | ​ | $ | 162,254 | ​ | $ | 0 | ​ | $ | 403,815
Special Mention | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Substandard | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 276 | ​ | ​ | 5,572 | ​ | ​ | 0 | ​ | ​ | 5,848
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total residential mortgage loans | ​ | $ | 6,467 | ​ | $ | 56,820 | ​ | $ | 85,955 | ​ | $ | 54,081 | ​ | $ | 38,514 | ​ | $ | 167,826 | ​ | $ | 0 | ​ | $ | 409,663
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consumer loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 1,492 | ​ | $ | 5,459 | ​ | $ | 4,091 | ​ | $ | 1,635 | ​ | $ | 1,073 | ​ | $ | 931 | ​ | $ | 44,671 | ​ | $ | 59,352
Special Mention | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Substandard | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 7 | ​ | ​ | 0 | ​ | ​ | 112 | ​ | ​ | 536 | ​ | ​ | 655
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total consumer loans | ​ | $ | 1,492 | ​ | $ | 5,459 | ​ | $ | 4,091 | ​ | $ | 1,642 | ​ | $ | 1,073 | ​ | $ | 1,043 | ​ | $ | 45,207 | ​ | $ | 60,007
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 86 | ​ | $ | 0 | ​ | $ | 8 | ​ | $ | 0 | ​ | $ | 26 | ​ | $ | 120
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Term Loans by Year of Origination | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | 2023 | ​ | 2022 | ​ | 2021 | ​ | 2020 | ​ | 2019 | ​ | Prior | ​ | Revolving | ​ | Total
Commercial real estate - non-owner occupied | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 96,615 | ​ | $ | 167,484 | ​ | $ | 89,582 | ​ | $ | 55,390 | ​ | $ | 80,020 | ​ | $ | 207,017 | ​ |  | 0 | ​ |  | 696,108
Special Mention | ​ | ​ | 0 | ​ | ​ | 20,072 | ​ | ​ | 2,446 | ​ | ​ | 0 | ​ | ​ | 116 | ​ | ​ | 6,188 | ​ | ​ | 0 | ​ | ​ | 28,822
Substandard | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 18 | ​ | ​ | 566 | ​ | ​ | 11,828 | ​ | ​ | 0 | ​ | ​ | 12,412
Doubtful | ​ | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0
Total commercial real estate - non-owner occupied | ​ | $ | 96,615 | ​ | $ | 187,556 | ​ | $ | 92,028 | ​ | $ | 55,408 | ​ | $ | 80,702 | ​ | $ | 225,033 | ​ | $ | 0 | ​ | $ | 737,342
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Commercial real estate - owner occupied | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 33,761 | ​ | $ | 37,429 | ​ | $ | 52,090 | ​ | $ | 12,858 | ​ | $ | 17,505 | ​ | $ | 71,775 | ​ | $ | 0 | ​ | $ | 225,418
Special Mention | ​ | ​ | 104 | ​ | ​ | 746 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 166 | ​ | ​ | 0 | ​ | ​ | 1,016
Substandard |  | ​ | 5,200 |  | ​ | 0 |  | ​ | 2,567 |  | ​ | 0 |  | ​ | 0 |  | ​ | 3,045 |  | ​ | 0 |  | ​ | 10,812
Doubtful | ​ | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0
Total commercial real estate - owner occupied | ​ | $ | 39,065 | ​ | $ | 38,175 | ​ | $ | 54,657 | ​ | $ | 12,858 | ​ | $ | 17,505 | ​ | $ | 74,986 | ​ | $ | 0 | ​ | $ | 237,246
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
All other commercial loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 58,393 | ​ | $ | 90,560 | ​ | $ | 51,813 | ​ | $ | 27,718 | ​ | $ | 16,421 | ​ | $ | 24,326 | ​ | $ | 107,234 | ​ | $ | 376,465
Special Mention | ​ | ​ | 0 | ​ | ​ | 2,690 | ​ | ​ | 5,043 | ​ | ​ | 8 | ​ | ​ | 0 | ​ | ​ | 794 | ​ | ​ | 301 | ​ | ​ | 8,836
Substandard | ​ | ​ | 0 |  | ​ | 1,267 |  | ​ | 1,250 |  | ​ | 453 |  | ​ | 679 |  | ​ | 1,085 |  | ​ | 9,658 |  | ​ | 14,392
Doubtful | ​ | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0
Total all other commercial loans | ​ | $ | 58,393 | ​ | $ | 94,517 | ​ | $ | 58,106 | ​ | $ | 28,179 | ​ | $ | 17,100 | ​ | $ | 26,205 | ​ | $ | 117,193 | ​ | $ | 399,693
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 12 | ​ | $ | 12
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 57,300 | ​ | $ | 87,519 | ​ | $ | 56,183 | ​ | $ | 39,411 | ​ | $ | 32,401 | ​ | $ | 135,546 | ​ | $ | 0 | ​ | $ | 408,360
Special Mention | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Substandard | ​ | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 285 |  | ​ | 369 |  | ​ | 4,700 |  | ​ | 0 |  | ​ | 5,354
Doubtful | ​ | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0
Total residential mortgage loans | ​ | $ | 57,300 | ​ | $ | 87,519 | ​ | $ | 56,183 | ​ | $ | 39,696 | ​ | $ | 32,770 | ​ | $ | 140,246 | ​ | $ | 0 | ​ | $ | 413,714
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 33 | ​ | $ | 0 | ​ | $ | 33
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consumer loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 6,020 | ​ | $ | 4,664 | ​ | $ | 1,944 | ​ | $ | 1,205 | ​ | $ | 175 | ​ | $ | 913 | ​ | $ | 44,312 | ​ | $ | 59,233
Special Mention | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Substandard | ​ | ​ | 0 |  | ​ | 0 |  | ​ | 5 |  | ​ | 11 |  | ​ | 1 |  | ​ | 58 |  | ​ | 836 |  | ​ | 911
Doubtful | ​ | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0 |  | ​ | 0
Total consumer loans | ​ | $ | 6,020 | ​ | $ | 4,664 | ​ | $ | 1,949 | ​ | $ | 1,216 | ​ | $ | 176 | ​ | $ | 971 | ​ | $ | 45,148 | ​ | $ | 60,144
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 149 | ​ | $ | 0 | ​ | $ | 18 | ​ | $ | 3 | ​ | $ | 3 | ​ | $ | 138 | ​ | $ | 311
Schedule of nonaccrual loans by major categories for the periods | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | March 31, 2024 | ​
​ | ​ | Nonaccrual Loans with | ​ | Nonaccrual Loans | ​ | Total Nonaccrual | ​
(In Thousands) | ​ | No Allowance | ​ | with an Allowance | ​ | Loans | ​
Commercial real estate - non-owner occupied | ​ | $ | 1,137 | ​ | $ | 7,293 | ​ | $ | 8,430 | ​
Commercial real estate - owner occupied | ​ |  | 2,020 | ​ |  | 284 | ​ |  | 2,304 | ​
All other commercial loans | ​ | ​ | 1,586 | ​ | ​ | 2,485 | ​ | ​ | 4,071 | ​
Residential mortgage loans | ​ | ​ | 3,947 | ​ | ​ | 0 | ​ | ​ | 3,947 | ​
Consumer loans | ​ |  | 317 | ​ |  | 0 | ​ |  | 317 | ​
Total | ​ | $ | 9,007 | ​ | $ | 10,062 | ​ | $ | 19,069 | ​
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2023 |
​ |  | Nonaccrual Loans with | ​ | Nonaccrual Loans | ​ | Total Nonaccrual |
(In Thousands) |  | No Allowance | ​ | with an Allowance | ​ | Loans | ​
Commercial real estate - non-owner occupied | ​ | $ | 1,111 | ​ | $ | 7,301 | ​ | $ | 8,412 | ​
Commercial real estate - owner occupied | ​ |  | 1,281 | ​ |  | 294 | ​ |  | 1,575 | ​
All other commercial loans | ​ | ​ | 1,132 | ​ | ​ | 191 | ​ | ​ | 1,323 | ​
Residential mortgage loans | ​ | ​ | 3,627 | ​ | ​ | 0 | ​ | ​ | 3,627 | ​
Consumer loans | ​ |  | 240 | ​ |  | 0 | ​ |  | 240 | ​
Total | ​ | $ | 7,391 | ​ | $ | 7,786 | ​ | $ | 15,177 | ​
Schedule of accrued Interest receivables written off | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three Months Ended | ​ | Three Months Ended
(In Thousands) | ​ | March 31, 2024 | ​ | March 31, 2023
Commercial real estate - non-owner occupied | ​ | $ | 12 | ​ | $ | 26
All other commercial loans | ​ | ​ | 116 | ​ | ​ | 0
Residential mortgage loans | ​ | ​ | 13 | ​ | ​ | 3
Consumer loans | ​ |  | 2 | ​ |  | 2
Total | ​ | $ | 143 | ​ | $ | 31
Schedule of collateral dependent loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | March 31, 2024 | ​ | December 31, 2023
​ | ​ | Amortized | ​ | ​ | ​ | Amortized | ​ | ​
(In Thousands) | ​ | Cost | ​ | Allowance | ​ | Cost | ​ | Allowance
Commercial real estate - non-owner occupied | ​ | $ | 8,430 | ​ | $ | 623 | ​ | $ | 8,412 | ​ | $ | 648
Commercial real estate - owner occupied | ​ |  | 2,304 | ​ |  | 244 | ​ |  | 1,575 | ​ |  | 5
All other commercial loans | ​ | ​ | 4,071 | ​ | ​ | 536 | ​ | ​ | 1,277 | ​ | ​ | 90
Total | ​ | $ | 14,805 | ​ | $ | 1,403 | ​ | $ | 11,264 | ​ | $ | 743
Schedule of transactions within the allowance for loan losses | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | Commercial | ​ | Commercial | ​ | All | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | real estate - | ​ | real estate - | ​ | other | ​ | Residential | ​ | ​ | ​ | ​ | ​
​ | nonowner | ​ | owner | ​ | commercial | ​ | mortgage | ​ | Consumer | ​ | ​ | ​
(In Thousands) | occupied | ​ | occupied | ​ | loans | ​ | loans | ​ | loans | ​ | Total
Balance, December 31, 2023 | $ | 12,010 | ​ | $ | 2,116 | ​ | $ | 2,918 | ​ | $ | 1,764 | ​ | $ | 400 | ​ | $ | 19,208
Charge-offs | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (60) | ​ | ​ | 0 | ​ | ​ | (120) | ​ | ​ | (180)
Recoveries | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 20 | ​ | ​ | 3 | ​ | ​ | 12 | ​ | ​ | 35
Provision (credit) for credit losses on loans |  | 523 | ​ |  | 602 | ​ |  | 702 | ​ |  | (998) | ​ |  | 131 | ​ |  | 960
Balance, March 31, 2024 | $ | 12,533 | ​ | $ | 2,718 | ​ | $ | 3,580 | ​ | $ | 769 | ​ | $ | 423 | ​ | $ | 20,023
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | Commercial | ​ | Commercial | ​ | All | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | real estate - | ​ | real estate - | ​ | other | ​ | Residential | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | nonowner | ​ | owner | ​ | commercial | ​ | mortgage | ​ | Consumer | ​ | ​ | ​ | ​ | ​
(In Thousands) | occupied | ​ | occupied | ​ | loans | ​ | loans | ​ | loans | ​ | Unallocated | ​ | Total
Balance, December 31, 2022 | $ | 6,305 | ​ | $ | 1,942 | ​ | $ | 4,142 | ​ | $ | 2,751 | ​ | $ | 475 | ​ | $ | 1,000 | ​ | $ | 16,615
Adoption of ASU 2016-13 (CECL) | ​ | 3,763 | ​ | ​ | 7 | ​ | ​ | (88) | ​ | ​ | (344) | ​ | ​ | (234) | ​ | ​ | (1,000) | ​ | ​ | 2,104
Charge-offs | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (5) | ​ | ​ | (19) | ​ | ​ | (43) | ​ | ​ | 0 | ​ | ​ | (67)
Recoveries | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 1 | ​ | ​ | 5 | ​ | ​ | 0 | ​ | ​ | 6
(Credit) provision for credit losses on loans |  | (414) | ​ |  | (7) | ​ |  | (469) | ​ |  | 475 | ​ |  | 103 | ​ |  | 0 | ​ |  | (312)
Balance, March 31, 2023 | $ | 9,654 | ​ | $ | 1,942 | ​ | $ | 3,580 | ​ | $ | 2,864 | ​ | $ | 306 | ​ | $ | 0 | ​ | $ | 18,346
Summary of performance of loans which were in non-accrual status that were modified in the past twelve months | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Payment Status (Amortized Costs Basis)
March 31, 2024 |  | Current |  | 90+ Days Past Due |  | Total
Commercial real estate - non-owner occupied: | ​ |  |  | ​ |  |  | ​ |  |
Non-owner occupied | ​ | $ | 2,518 | ​ | $ | 1,381 | ​ | $ | 3,899
Schedule of carrying amount of foreclosed residential real estate properties | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | March 31, |  | December 31,
​ | ​ | 2024 | ​ | 2023
Foreclosed residential real estate | ​ | $ | 25 | ​ | $ | 47
Schedule of mortgage loans secured by residential real properties | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | March 31, |  | December 31,
​ | ​ | 2024 | ​ | 2023
Residential real estate in process of foreclosure | ​ | $ | 764 | ​ | $ | 1,227
Schedule of Off-Balance-Sheet | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three Months | ​ | Three Months
​ | ​ | Ended | ​ | Ended
(In Thousands) | ​ | March 31, 2024 | ​ | March 31, 2023
Beginning Balance | ​ | $ | 690 | ​ | $ | 425
Adjustment to allowance for off-balance sheet exposures for adoption of ASU 2016-13 | ​ | ​ | 0 | ​ | ​ | 793
Credit for unfunded commitments | ​ | ​ | (6) | ​ | ​ | (40)
Ending Balance, March 31 | ​ | $ | 684 | ​ | $ | 1,178
​

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