XML 59 R48.htm IDEA: XBRL DOCUMENT v3.24.1.u1

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Analysis of past due loans (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	$ 19,069	$ 15,177
Loans receivable	1,872,449	1,848,139
Past Due 30-89 Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	6,560	9,275
Past Due 90+ Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	227	3,190
Financial asset, not past due
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Loans receivable	1,846,593	1,820,497
Commercial | Commercial real estate - non-owner occupied
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	8,430	8,412
Loans receivable	739,829	737,342
Commercial | Commercial real estate - non-owner occupied | Past Due 30-89 Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	69	2,215
Commercial | Commercial real estate - non-owner occupied | Past Due 90+ Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	201	126
Commercial | Commercial real estate - non-owner occupied | Financial asset, not past due
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Loans receivable	731,129	726,589
Commercial | Commercial real estate - owner occupied
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	2,304	1,575
Loans receivable	250,145	237,246
Commercial | Commercial real estate - owner occupied | Past Due 30-89 Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	799	849
Commercial | Commercial real estate - owner occupied | Past Due 90+ Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	0	0
Commercial | Commercial real estate - owner occupied | Financial asset, not past due
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Loans receivable	247,042	234,822
Commercial | All other commercial loans
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	4,071	1,323
Loans receivable	412,805	399,693
Commercial | All other commercial loans | Past Due 30-89 Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	368	229
Commercial | All other commercial loans | Past Due 90+ Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	0	2,593
Commercial | All other commercial loans | Financial asset, not past due
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Loans receivable	408,366	395,548
Residential mortgage loans
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	3,947	3,627
Loans receivable	409,663	413,714
Residential mortgage loans | Past Due 30-89 Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	4,738	5,365
Residential mortgage loans | Past Due 90+ Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	0	326
Residential mortgage loans | Financial asset, not past due
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Loans receivable	400,978	404,396
Consumer loans
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	317	240
Loans receivable	60,007	60,144
Consumer loans | Past Due 30-89 Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	586	617
Consumer loans | Past Due 90+ Days
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Nonaccrual loans	26	145
Consumer loans | Financial asset, not past due
LOANS AND ALLOWANCE FOR CREDIT LOSSES
Loans receivable	$ 59,078	$ 59,142

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

No definition available.

+ Details

Name:	us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1405
-Paragraph (a)
-Subparagraph (3)
-Publisher SEC

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1405
-Paragraph (a)
-Subparagraph (2)
-Publisher SEC

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-7

+ Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=cznc_FinancingReceivables30To89DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_CommercialRealEstateLoansNonownerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_CommercialRealEstateLoansOwnerOccupiedExcludingPurchasedCreditImpairedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cznc_CommercialLoansOtherThanNonownerOccupiedAndOwnerOccupiedExcludingPurchasedCreditImpairedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=cznc_ResidentialPortfolioSegmentNewMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=cznc_ConsumerPortfolioSegmentNewMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: