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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 5,306 $ 6,253
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision (credit) for credit losses 954 (352)
Realized gains on available-for-sale debt securities, net 0 (7)
Net amortization of securities 434 530
Increase in cash surrender value of life insurance (470) (138)
Depreciation and amortization of bank premises and equipment 509 570
Net accretion of purchase accounting adjustments (56) (84)
Stock-based compensation 326 377
Deferred income taxes 339 526
(Increase) decrease in fair value of servicing rights (25) 83
Gains on sales of loans, net (191) (74)
Origination of loans held for sale (5,663) (2,493)
Proceeds from sales of loans held for sale 5,771 2,265
Increase in accrued interest receivable and other assets (1,273) (851)
(Decrease) increase in accrued interest payable and other liabilities (290) 2,982
Other 58 (38)
Net Cash Provided by Operating Activities 5,729 9,549
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from maturities of certificates of deposit 0 1,250
Proceeds from sales of available-for-sale debt securities 0 16,658
Proceeds from calls and maturities of available-for-sale debt securities 7,453 17,024
Purchase of available-for-sale debt securities 0 (2,000)
Redemption of Federal Home Loan Bank of Pittsburgh stock 2,704 3,634
Purchase of Federal Home Loan Bank of Pittsburgh stock (3,756) (5,462)
Purchase of Federal Reserve Bank stock (14) 0
Net increase in loans (24,313) (4,392)
Purchase of premises and equipment (744) (276)
Proceeds from sale of foreclosed assets 22 0
Other 25 70
Net Cash (Used in) Provided by Investing Activities (18,623) 26,506
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net decrease in deposits (18,902) (81,536)
Net increase in short-term borrowings 14,957 13,334
Proceeds from long-term borrowings - FHLB advances 16,524 43,403
Repayments of long-term borrowings - FHLB advances (6,027) (7,026)
Purchases of treasury stock (212) (1,865)
Common dividends paid (3,876) (3,951)
Net Cash Provided by (Used in) Financing Activities 2,464 (37,641)
DECREASE IN CASH AND CASH EQUIVALENTS (10,430) (1,586)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 52,778 47,698
CASH AND CASH EQUIVALENTS, END OF PERIOD $ 42,348 $ 46,112