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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses | $ 20,023 | $ 18,346 | $ 19,208 | $ 16,615
Allowance for Loan losses, Charge-offs | (236) | (134) | (416) | (201)
Allowance for Loan losses, Recoveries | 29 | 8 | 64 | 14
(Credit) provision for credit losses on loans | 566 | 836 | 1,526 | 524
Allowance for Loan losses | 20,382 | 19,056 | 20,382 | 19,056
Adoption of ASU 2016-13 (CECL) |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses |  | 2,104 |  | 2,104
Commercial | Commercial real estate - non-owner occupied |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses | 12,533 | 9,654 | 12,010 | 6,305
Allowance for Loan losses, Charge-offs | (117) | 0 | (117) | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
(Credit) provision for credit losses on loans | (239) | 949 | 284 | 535
Allowance for Loan losses | 12,177 | 10,603 | 12,177 | 10,603
Commercial | Commercial real estate - non-owner occupied | Adoption of ASU 2016-13 (CECL) |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses |  | 3,763 |  | 3,763
Commercial | Commercial real estate - owner occupied |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses | 2,718 | 1,942 | 2,116 | 1,942
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0
(Credit) provision for credit losses on loans | 183 | 83 | 785 | 76
Allowance for Loan losses | 2,901 | 2,025 | 2,901 | 2,025
Commercial | Commercial real estate - owner occupied | Adoption of ASU 2016-13 (CECL) |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses |  | 7 |  | 7
Commercial | All other commercial loans |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses | 3,580 | 3,580 | 2,918 | 4,142
Allowance for Loan losses, Charge-offs | 0 | 0 | (60) | (5)
Allowance for Loan losses, Recoveries | 15 | 0 | 35 | 0
(Credit) provision for credit losses on loans | 83 | 106 | 785 | (363)
Allowance for Loan losses | 3,678 | 3,686 | 3,678 | 3,686
Commercial | All other commercial loans | Adoption of ASU 2016-13 (CECL) |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses |  | (88) |  | (88)
Residential mortgage loans |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses | 769 | 2,864 | 1,764 | 2,751
Allowance for Loan losses, Charge-offs | 0 | (14) | 0 | (33)
Allowance for Loan losses, Recoveries | 0 | 1 | 3 | 2
(Credit) provision for credit losses on loans | 343 | (387) | (655) | 88
Allowance for Loan losses | 1,112 | 2,464 | 1,112 | 2,464
Residential mortgage loans | Adoption of ASU 2016-13 (CECL) |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses |  | (344) |  | (344)
Consumer loans |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses | 423 | 306 | 400 | 475
Allowance for Loan losses, Charge-offs | (119) | (120) | (239) | (163)
Allowance for Loan losses, Recoveries | 14 | 7 | 26 | 12
(Credit) provision for credit losses on loans | 196 | 85 | 327 | 188
Allowance for Loan losses | $ 514 | 278 | $ 514 | 278
Consumer loans | Adoption of ASU 2016-13 (CECL) |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses |  | (234) |  | (234)
Unallocated |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses |  |  |  | 1,000
Allowance for Loan losses, Charge-offs |  |  |  | 0
Allowance for Loan losses, Recoveries |  |  |  | 0
(Credit) provision for credit losses on loans |  |  |  | 0
Allowance for Loan losses |  | 0 |  | 0
Unallocated | Adoption of ASU 2016-13 (CECL) |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |
Allowance for Loan losses |  | $ (1,000) |  | $ (1,000)

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