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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details) | 3 Months Ended | 9 Months Ended |  |
--- | --- | --- | --- | ---
Sep. 30, 2024 USD ($) loan | Sep. 30, 2023 USD ($) | Sep. 30, 2024 USD ($) loan | Sep. 30, 2023 USD ($) | Jun. 30, 2024 USD ($) | Dec. 31, 2023 USD ($) loan
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses | $ 20,382,000 | $ 19,056,000 | $ 19,208,000 | $ 16,615,000 |  |
Allowance for Loan losses, Charge-offs | (1,268,000) | (98,000) | (1,684,000) | (299,000) |  |
Allowance for Loan losses, Recoveries | 31,000 | 60,000 | 95,000 | 74,000 |  |
(Credit) provision for credit losses on loans | 1,297,000 | (933,000) | 2,823,000 | (409,000) |  |
Allowance for Loan losses | 20,442,000 | 18,085,000 | 20,442,000 | 18,085,000 |  |
Allowance for loan losses: individually evaluated | $ 173,000 |  | $ 173,000 |  | $ 1,230,000 | $ 743,000
Number of loans evaluated on individual basis | loan | 3 |  | 3 |  |  | 2
Financing Receivable, Allowance for Credit Loss, Collectively Evaluated | $ 20,269,000 |  | $ 20,269,000 |  | $ 19,152,000 | $ 18,465,000
Adoption of ASU 2016-13 (CECL) |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses |  | 2,104,000 |  | 2,104,000 |  |
Commercial | Commercial real estate - non-owner occupied |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses | 12,177,000 | 10,603,000 | 12,010,000 | 6,305,000 |  |
Allowance for Loan losses, Charge-offs | (640,000) | 0 | (757,000) | 0 |  |
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0 |  |
(Credit) provision for credit losses on loans | 381,000 | (268,000) | 665,000 | 267,000 |  |
Allowance for Loan losses | 11,918,000 | 10,335,000 | 11,918,000 | 10,335,000 |  |
Allowance for loan losses: individually evaluated | 14,000 |  | 14,000 |  |  | 648,000
Commercial | Commercial real estate - non-owner occupied | Adoption of ASU 2016-13 (CECL) |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses |  | 3,763,000 |  | 3,763,000 |  |
Commercial | Commercial real estate - owner occupied |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses | 2,901,000 | 2,025,000 | 2,116,000 | 1,942,000 |  |
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | 0 |  |
Allowance for Loan losses, Recoveries | 0 | 0 | 0 | 0 |  |
(Credit) provision for credit losses on loans | (28,000) | (161,000) | 757,000 | (85,000) |  |
Allowance for Loan losses | 2,873,000 | 1,864,000 | 2,873,000 | 1,864,000 |  |
Allowance for loan losses: individually evaluated | 159,000 |  | 159,000 |  |  | 5,000
Commercial | Commercial real estate - owner occupied | Adoption of ASU 2016-13 (CECL) |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses |  | 7,000 |  | 7,000 |  |
Commercial | All other commercial loans |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses | 3,678,000 | 3,686,000 | 2,918,000 | 4,142,000 |  |
Allowance for Loan losses, Charge-offs | (570,000) | (7,000) | (630,000) | (12,000) |  |
Allowance for Loan losses, Recoveries | 5,000 | 34,000 | 40,000 | 34,000 |  |
(Credit) provision for credit losses on loans | 311,000 | (161,000) | 1,096,000 | (524,000) |  |
Allowance for Loan losses | 3,424,000 | 3,552,000 | 3,424,000 | 3,552,000 |  |
Allowance for loan losses: individually evaluated | 0 |  | 0 |  |  | $ 90,000
Commercial | All other commercial loans | Adoption of ASU 2016-13 (CECL) |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses |  | (88,000) |  | (88,000) |  |
Residential mortgage loans |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses | 1,112,000 | 2,464,000 | 1,764,000 | 2,751,000 |  |
Allowance for Loan losses, Charge-offs | 0 | 0 | 0 | (33,000) |  |
Allowance for Loan losses, Recoveries | 1,000 | 8,000 | 4,000 | 10,000 |  |
(Credit) provision for credit losses on loans | 647,000 | (479,000) | (8,000) | (391,000) |  |
Allowance for Loan losses | 1,760,000 | 1,993,000 | 1,760,000 | 1,993,000 |  |
Residential mortgage loans | Adoption of ASU 2016-13 (CECL) |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses |  | (344,000) |  | (344,000) |  |
Consumer loans |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses | 514,000 | 278,000 | 400,000 | 475,000 |  |
Allowance for Loan losses, Charge-offs | (58,000) | (91,000) | (297,000) | (254,000) |  |
Allowance for Loan losses, Recoveries | 25,000 | 18,000 | 51,000 | 30,000 |  |
(Credit) provision for credit losses on loans | (14,000) | 136,000 | 313,000 | 324,000 |  |
Allowance for Loan losses | $ 467,000 | 341,000 | $ 467,000 | 341,000 |  |
Consumer loans | Adoption of ASU 2016-13 (CECL) |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses |  | (234,000) |  | (234,000) |  |
Unallocated |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses |  |  |  | 1,000,000 |  |
Allowance for Loan losses, Charge-offs |  |  |  | 0 |  |
Allowance for Loan losses, Recoveries |  |  |  | 0 |  |
(Credit) provision for credit losses on loans |  |  |  | 0 |  |
Allowance for Loan losses |  | 0 |  | 0 |  |
Unallocated | Adoption of ASU 2016-13 (CECL) |  |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |  |
Allowance for Loan losses |  | $ (1,000,000) |  | $ (1,000,000) |  |

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