<SEC-DOCUMENT>0001104659-24-012898.txt : 20240209
<SEC-HEADER>0001104659-24-012898.hdr.sgml : 20240209
<ACCEPTANCE-DATETIME>20240209154346
ACCESSION NUMBER:		0001104659-24-012898
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20231231
FILED AS OF DATE:		20240209
DATE AS OF CHANGE:		20240209
EFFECTIVENESS DATE:		20240209

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
		CENTRAL INDEX KEY:			0000810958
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				232451943
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-14195
		FILM NUMBER:		24614499

	BUSINESS ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
		BUSINESS PHONE:		877-838-2517

	MAIL ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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      <periodOfReport>12-31-2023</periodOfReport>
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          <ns1:city>Wellsboro</ns1:city>
          <ns1:stateOrCountry>PA</ns1:stateOrCountry>
          <ns1:zipCode>16901</ns1:zipCode>
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    <signatureBlock>
      <name>Mark A. Hughes</name>
      <title>Executive Vice President and Chief Financial Officer</title>
      <phone>570-724-3411</phone>
      <signature>/s/ Mark A. Hughes</signature>
      <city>Wellsboro</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>02-09-2024</signatureDate>
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    <nameOfIssuer>Vanguard Total International Bond Index Fund ETF</nameOfIssuer>
    <titleOfClass>TOTAL INT BD ETF</titleOfClass>
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    <titleOfClass>COM</titleOfClass>
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</SEC-DOCUMENT>
