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REGULATORY MATTERS - Capital Amounts and Ratios (Details) $ in Thousands | Dec. 31, 2024 USD ($) | Dec. 31, 2023 USD ($)
--- | --- | ---
Total capital to risk-weighted assets - actual amount | $ 302,783 | $ 290,425
Total capital to risk-weighted assets - actual ratio | 0.1595 | 0.1567
Total capital to risk-weighted assets - minimum to meet the corporation's policy thresholds amount | $ 208,779 | $ 203,809
Tier 1 capital to risk-weighted assets - actual amount | $ 257,462 | $ 245,810
Tier 1 capital to risk-weighted assets - actual ratio | 0.1356 | 0.1327
Tier 1 capital to risk-weighted assets - minimum to meet the corporation's policy thresholds amount | $ 170,819 | $ 166,753
Common equity Tier 1 - amount | $ 257,462 | $ 245,810
Common equity Tier 1 - ratio | 0.1356 | 0.1327
Common equity Tier 1 - minimum to meet the corporation's policy thresholds amount | $ 142,349 | $ 138,961
Tier 1 capital average - amount | $ 257,462 | $ 245,810
Tier 1 capital average - ratio | 0.098 | 0.0987
Tier 1 capital average - minimum to meet the corporation's policy threshold amount | $ 210,160 | $ 199,151
Citizens and Northern Bank [Member] |  |
Total capital to risk-weighted assets - actual amount | $ 287,721 | $ 275,307
Total capital to risk-weighted assets - actual ratio | 0.1519 | 0.1489
Total capital to risk-weighted assets - minimum to meet the corporation's policy thresholds amount | $ 208,405 | $ 203,396
Total capital to risk-weighted assets - minimum capital requirement amount | 151,567 | 147,925
Total capital to risk-weighted assets - minimum capital requirement with conservation buffer amount | 198,832 | 194,151
Total capital to risk-weighted assets - minimum to be well capitalized under prompt corrective action provisions amount | 189,459 | 184,906
Tier 1 capital to risk-weighted assets - actual amount | $ 267,231 | $ 255,409
Tier 1 capital to risk-weighted assets - actual ratio | 0.141 | 0.1381
Tier 1 capital to risk-weighted assets - minimum to meet the corporation's policy thresholds amount | $ 170,513 | $ 166,415
Tier 1 capital to risk-weighted assets - minimum capital requirement amount | 113,675 | 110,943
Tier 1 capital to risk-weighted assets - minimum capital requirement with conservation buffer amount | 161,040 | 157,170
Tier 1 capital to risk-weighted assets - minimum to be well capitalized under prompt corrective action provisions amount | 151,567 | 147,925
Common equity Tier 1 - amount | $ 267,231 | $ 255,409
Common equity Tier 1 - ratio | 0.141 | 0.1381
Common equity Tier 1 - minimum to meet the corporation's policy thresholds amount | $ 142,094 | $ 138,679
Common equity Tier 1 - minimum capital requirement amount | 85,256 | 83,208
Common equity Tier 1 - capital conservation buffer amount | 132,621 | 129,434
Common equity Tier 1 Capital - minimum to be well capitalized under prompt corrective action provisions amount | 123,148 | 120,189
Tier 1 capital average - amount | $ 267,231 | $ 255,409
Tier 1 capital average - ratio | 0.1023 | 0.1032
Tier 1 capital average - minimum to meet the corporation's policy threshold amount | $ 209,027 | $ 198,020
Tier 1 capital average - minimum capital amount | 104,514 | 99,010
Tier 1 capital average - minimum to be well capitalized amount | $ 130,642 | $ 123,762

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