XML 78 R46.htm IDEA: XBRL DOCUMENT
v3.25.0.1

BORROWED FUNDS (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2024
BORROWED FUNDS |
Schedule of short term borrowings | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | December 31, |  | December 31,
​ | ​ | 2024 | ​ | 2023
FHLB-Pittsburgh borrowings | ​ | $ | 0 | ​ | $ | 31,500
Customer repurchase agreements | ​ |  | 2,488 | ​ |  | 2,374
Total short-term borrowings | ​ | $ | 2,488 | ​ | $ | 33,874
​
Schedule of long term borrowings | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | December 31, |  | December 31,
​ | ​ | 2024 | ​ | 2023
Loans matured in 2024 with a weighted-average rate of 3.09% | ​ | ​ | 0 | ​ | ​ | 32,161
Loans maturing in 2025 with a weighted-average rate of 4.30% | ​ | ​ | 44,516 | ​ | ​ | 44,627
Loans maturing in 2026 with a weighted-average rate of 4.61% | ​ | ​ | 48,018 | ​ | ​ | 35,518
Loans maturing in 2027 with a weighted-average rate of 4.24% | ​ | ​ | 34,571 | ​ | ​ | 24,031
Loans maturing in 2028 with a weighted-average rate of 4.30% | ​ | ​ | 26,027 | ​ | ​ | 2,000
Loans maturing in 2029 with a weighted-average rate of 4.42% | ​ | ​ | 12,319 | ​ | ​ | 0
Total long-term FHLB-Pittsburgh borrowings | ​ | $ | 165,451 | ​ | $ | 138,337
Schedule of outstanding senior notes | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | December 31, |  | December 31,
​ | ​ | 2024 | ​ | 2023
Senior Notes with an aggregate par value of $15,000,000; bearing interest at 2.75% with an effective interest rate of 3.23%; maturing in June 2026 | ​ | $ | 14,899 | ​ | $ | 14,831
Total carrying value | ​ | $ | 14,899 | ​ | $ | 14,831
Schedule of outstanding subordinated debt | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | December 31, |  | December 31,
​ | ​ | 2024 | ​ | 2023
Agreements with a par value of $25,000,000; bearing interest at 3.25% with an effective interest rate of 3.74%; maturing in June 2031 and redeemable at par in June 2026 | ​ | $ | 24,831 | ​ | $ | 24,717
Total carrying value | ​ | $ | 24,831 | ​ | $ | 24,717
​

X
- Definition Schedule of outstanding senior notes. + References No definition available. + Details
Name: | cznc_ScheduleOfSeniorNotesTableTextBlock
Namespace Prefix: | cznc_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of outstanding subordinated debt. + References No definition available. + Details
Name: | cznc_ScheduleOfSubordinatedDebtTableTextBlock
Namespace Prefix: | cznc_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_DebtDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of maturity and sinking fund requirement for long-term debt. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 10 -Topic 470 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1 + Details
Name: | us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of short-term debt arrangements (having initial terms of repayment within one year or the normal operating cycle, if longer) including: (1) description of the short-term debt arrangement; (2) identification of the lender or type of lender; (3) repayment terms; (4) weighted average interest rate; (5) carrying amount of funds borrowed under the specified short-term debt arrangement as of the balance sheet date; (6) description of the refinancing of a short-term obligation when that obligation is excluded from current liabilities in the balance sheet; and (7) amount of a short-term obligation that has been excluded from current liabilities in the balance sheet because of a refinancing of the obligation. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(19)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 + Details
Name: | us-gaap_ScheduleOfShortTermDebtTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration