EX-21 7 cznc-20241231xex21.htm EX-21

EXHIBIT 21

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​ | ​ | ​ | ​
​ |  | Jurisdiction or |
Name | ​ | State of Incorporation | ​
Citizens & Northern Bank (A) | ​ | Pennsylvania | ​
Bucktail Life Insurance Company (A) | ​ | Arizona | ​
Citizens & Northern Investment Corporation (A) | ​ | Delaware | ​
C&N Financial Services, LLC (B) | ​ | Pennsylvania | ​
Northern Tier Holding LLC (B) | ​ | Pennsylvania | ​

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(A) Wholly-owned subsidiary of Citizens & Northern Corporation

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(B) Wholly-owned subsidiary of Citizens & Northern Bank