    <SEC-DOCUMENT>0001104659-25-023873-index.html : 20250314
    <SEC-HEADER>0001104659-25-023873.hdr.sgml : 20250314
    <ACCEPTANCE-DATETIME>20250314135631
    ACCESSION NUMBER:		0001104659-25-023873
    CONFORMED SUBMISSION TYPE:	ARS
    PUBLIC DOCUMENT COUNT:		1
    CONFORMED PERIOD OF REPORT:	20241231
    FILED AS OF DATE:		20250314
    DATE AS OF CHANGE:		20250314
    EFFECTIVENESS DATE:		20250314

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
    		CENTRAL INDEX KEY:			0000810958
    		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
    		ORGANIZATION NAME:           	02 Finance
    		IRS NUMBER:				232451943
    		STATE OF INCORPORATION:			PA
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		ARS
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	000-16084
    		FILM NUMBER:		25739224

    	BUSINESS ADDRESS:
    		STREET 1:		90-92 MAIN ST
    		CITY:			WELLSBORO
    		STATE:			PA
    		ZIP:			16901
    		BUSINESS PHONE:		877-838-2517

    	MAIL ADDRESS:
    		STREET 1:		90-92 MAIN ST
    		CITY:			WELLSBORO
    		STATE:			PA
    		ZIP:			16901
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>ARS
    <SEQUENCE>1
    <FILENAME>tm252451-4_ars.pdf
    <DESCRIPTION>ANNUAL REPORT
    <TEXT>
    Document 1 - file: tm252451-4_ars.pdf

    </DOCUMENT>
    </SEC-DOCUMENT>