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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables) | 3 Months Ended
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Mar. 31, 2025
LOANS AND ALLOWANCE FOR CREDIT LOSSES |
Schedule of loans outstanding | Summary of Loans by Type (In Thousands) ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | March 31, |  | December 31, |
​ | ​ | 2025 | ​ | 2024 |
Commercial real estate - non-owner occupied | ​ | $ | 733,704 | ​ | $ | 739,565 | ​
Commercial real estate - owner occupied | ​ | ​ | 260,248 | ​ | ​ | 261,071 | ​
All other commercial loans | ​ | ​ | 436,179 | ​ | ​ | 423,277 | ​
Residential mortgage loans | ​ | ​ | 402,248 | ​ | ​ | 408,009 | ​
Consumer loans | ​ | ​ | 66,053 | ​ | ​ | 63,926 | ​
Total | ​ | ​ | 1,898,432 | ​ | ​ | 1,895,848 | ​
Less: allowance for credit losses on loans | ​ | ​ | (20,172) | ​ | ​ | (20,035) | ​
Loans, net | ​ | $ | 1,878,260 | ​ | $ | 1,875,813 | ​
​
Schedule of the past due loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | As of March 31, 2025
​ | ​ | Past Due | ​ | Past Due | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 30-89 | ​ | 90+ Days | ​ | Nonaccrual | ​ | Current | ​ | Total
​ | ​ | Days | ​ | Still Accruing | ​ | Loans | ​ | Loans | ​ | Loans
Commercial real estate - non-owner occupied | ​ | $ | 327 | ​ | $ | 0 | ​ | $ | 7,140 | ​ | $ | 726,237 | ​ | $ | 733,704
Commercial real estate - owner occupied | ​ |  | 3,320 | ​ |  | 0 | ​ |  | 1,711 | ​ |  | 255,217 | ​ |  | 260,248
All other commercial loans | ​ | ​ | 227 | ​ | ​ | 0 | ​ | ​ | 10,645 | ​ | ​ | 425,307 | ​ | ​ | 436,179
Residential mortgage loans | ​ | ​ | 4,365 | ​ | ​ | 0 | ​ | ​ | 4,205 | ​ | ​ | 393,678 | ​ | ​ | 402,248
Consumer loans | ​ |  | 213 | ​ |  | 24 | ​ |  | 405 | ​ |  | 65,411 | ​ |  | 66,053
Total | ​ | $ | 8,452 | ​ | $ | 24 | ​ | $ | 24,106 | ​ | $ | 1,865,850 | ​ | $ | 1,898,432
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | As of December 31, 2024
​ | ​ | Past Due | ​ | Past Due | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 30-89 | ​ | 90+ Days | ​ | Nonaccrual | ​ | Current | ​ | Total
​ | ​ | Days | ​ | Still Accruing | ​ | Loans | ​ | Loans | ​ | Loans
Commercial real estate - non-owner occupied | ​ | $ | 266 | ​ | $ | 0 | ​ | $ | 7,370 | ​ | $ | 731,929 | ​ | $ | 739,565
Commercial real estate - owner occupied | ​ |  | 0 | ​ |  | 62 | ​ |  | 1,725 | ​ |  | 259,284 | ​ |  | 261,071
All other commercial loans | ​ | ​ | 296 | ​ | ​ | 0 | ​ | ​ | 10,006 | ​ | ​ | 412,975 | ​ | ​ | 423,277
Residential mortgage loans | ​ | ​ | 4,934 | ​ | ​ | 0 | ​ | ​ | 4,310 | ​ | ​ | 398,765 | ​ | ​ | 408,009
Consumer loans | ​ | ​ | 162 | ​ |  | 57 | ​ |  | 431 | ​ |  | 63,276 | ​ |  | 63,926
Total | ​ | $ | 5,658 | ​ | $ | 119 | ​ | $ | 23,842 | ​ | $ | 1,866,229 | ​ | $ | 1,895,848
Schedule of amortized cost in loans by credit quality indicators by year of origination | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Term Loans by Year of Origination | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2025 | ​ | 2024 | ​ | 2023 | ​ | 2022 | ​ | 2021 | ​ | Prior | ​ | Revolving | ​ | Total
Commercial real estate - non-owner occupied | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Pass | ​ | $ | 13,398 | ​ | $ | 59,550 | ​ | $ | 101,706 | ​ | $ | 153,717 | ​ | $ | 78,043 | ​ | $ | 283,941 | ​ | $ | 0 | ​ | $ | 690,355
Special Mention | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 16,155 | ​ |  | 1,347 | ​ |  | 7,896 | ​ |  | 0 | ​ |  | 25,398
Substandard | ​ | ​ | 0 | ​ | ​ | 114 | ​ | ​ | 0 | ​ | ​ | 9,916 | ​ | ​ | 0 | ​ | ​ | 7,921 | ​ | ​ | 0 | ​ | ​ | 17,951
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total commercial real estate - non-owner occupied | ​ | $ | 13,398 | ​ | $ | 59,664 | ​ | $ | 101,706 | ​ | $ | 179,788 | ​ | $ | 79,390 | ​ | $ | 299,758 | ​ | $ | 0 | ​ | $ | 733,704
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
Commercial real estate - owner occupied | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 6,420 | ​ | $ | 25,077 | ​ | $ | 37,455 | ​ | $ | 51,486 | ​ | $ | 48,563 | ​ | $ | 80,579 | ​ | $ | 0 | ​ | $ | 249,580
Special Mention | ​ | ​ | 0 | ​ |  | 265 | ​ |  | 283 | ​ |  | 115 | ​ |  | 0 | ​ |  | 3,708 | ​ |  | 0 | ​ |  | 4,371
Substandard | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 100 | ​ | ​ | 725 | ​ | ​ | 2,317 | ​ | ​ | 3,155 | ​ | ​ | 0 | ​ | ​ | 6,297
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total commercial real estate - owner occupied | ​ | $ | 6,420 | ​ | $ | 25,342 | ​ | $ | 37,838 | ​ | $ | 52,326 | ​ | $ | 50,880 | ​ | $ | 87,442 | ​ | $ | 0 | ​ | $ | 260,248
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
All other commercial loans | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 18,905 | ​ | $ | 68,270 | ​ | $ | 73,255 | ​ | $ | 42,871 | ​ | $ | 43,186 | ​ | $ | 50,640 | ​ | $ | 123,239 | ​ | $ | 420,366
Special Mention | ​ |  | 241 | ​ |  | 280 | ​ |  | 39 | ​ |  | 0 | ​ |  | 1 | ​ |  | 366 | ​ |  | 2,236 | ​ |  | 3,163
Substandard | ​ | ​ | 0 | ​ | ​ | 44 | ​ | ​ | 0 | ​ | ​ | 3,478 | ​ | ​ | 5,229 | ​ | ​ | 1,120 | ​ | ​ | 2,779 | ​ | ​ | 12,650
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total all other commercial loans | ​ | $ | 19,146 | ​ | $ | 68,594 | ​ | $ | 73,294 | ​ | $ | 46,349 | ​ | $ | 48,416 | ​ | $ | 52,126 | ​ | $ | 128,254 | ​ | $ | 436,179
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
Residential mortgage loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 4,092 | ​ | $ | 42,440 | ​ | $ | 47,626 | ​ | $ | 78,590 | ​ | $ | 49,493 | ​ | $ | 175,134 | ​ | $ | 0 | ​ | $ | 397,375
Special Mention | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Substandard | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 379 | ​ | ​ | 0 | ​ | ​ | 97 | ​ | ​ | 4,397 | ​ | ​ | 0 | ​ | ​ | 4,873
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total residential mortgage loans | ​ | $ | 4,092 | ​ | $ | 42,440 | ​ | $ | 48,005 | ​ | $ | 78,590 | ​ | $ | 49,590 | ​ | $ | 179,531 | ​ | $ | 0 | ​ | $ | 402,248
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
Consumer loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 846 | ​ | $ | 3,347 | ​ | $ | 2,942 | ​ | $ | 2,506 | ​ | $ | 837 | ​ | $ | 1,120 | ​ | $ | 53,897 | ​ | $ | 65,495
Special Mention | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Substandard | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 3 | ​ | ​ | 5 | ​ | ​ | 0 | ​ | ​ | 69 | ​ | ​ | 481 | ​ | ​ | 558
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total consumer loans | ​ | $ | 846 | ​ | $ | 3,347 | ​ | $ | 2,945 | ​ | $ | 2,511 | ​ | $ | 837 | ​ | $ | 1,189 | ​ | $ | 54,378 | ​ | $ | 66,053
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 24 | ​ | $ | 38 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 55 | ​ | $ | 117
Total Loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 43,661 | ​ | $ | 198,684 | ​ | $ | 262,984 | ​ | $ | 329,170 | ​ | $ | 220,122 | ​ | $ | 591,414 | ​ | $ | 177,136 | ​ | $ | 1,823,171
Special Mention | ​ |  | 241 | ​ |  | 545 | ​ |  | 322 | ​ |  | 16,270 | ​ |  | 1,348 | ​ |  | 11,970 | ​ |  | 2,236 | ​ |  | 32,932
Substandard | ​ | ​ | 0 | ​ | ​ | 158 | ​ | ​ | 482 | ​ | ​ | 14,124 | ​ | ​ | 7,643 | ​ | ​ | 16,662 | ​ | ​ | 3,260 | ​ | ​ | 42,329
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total | ​ | $ | 43,902 | ​ | $ | 199,387 | ​ | $ | 263,788 | ​ | $ | 359,564 | ​ | $ | 229,113 | ​ | $ | 620,046 | ​ | $ | 182,632 | ​ | $ | 1,898,432
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 24 | ​ | $ | 38 | ​ | $ | 0 | ​ | $ | 0 | ​ | ​ | 55 | ​ | $ | 117
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Term Loans by Year of Origination | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | 2024 | ​ | 2023 | ​ | 2022 | ​ | 2021 | ​ | 2020 | ​ | Prior | ​ | Revolving | ​ | Total
Commercial real estate - non-owner occupied | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 59,708 | ​ | $ | 99,900 | ​ | $ | 161,497 | ​ | $ | 78,884 | ​ | $ | 51,851 | ​ | $ | 243,578 | ​ | $ | 0 | ​ | $ | 695,418
Special Mention | ​ | ​ | 0 | ​ |  | 0 | ​ |  | 16,233 | ​ |  | 1,371 | ​ |  | 0 | ​ |  | 8,188 | ​ |  | 0 | ​ |  | 25,792
Substandard | ​ | ​ | 116 | ​ | ​ | 0 | ​ | ​ | 9,928 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 8,311 | ​ | ​ | 0 | ​ | ​ | 18,355
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total commercial real estate - non-owner occupied | ​ | $ | 59,824 | ​ | $ | 99,900 | ​ | $ | 187,658 | ​ | $ | 80,255 | ​ | $ | 51,851 | ​ | $ | 260,077 | ​ | $ | 0 | ​ | $ | 739,565
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 757 | ​ | $ | 0 | ​ | $ | 757
Commercial real estate - owner occupied | ​ | ​ | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 25,552 | ​ | $ | 33,533 | ​ | $ | 52,207 | ​ | $ | 49,410 | ​ | $ | 11,444 | ​ | $ | 76,558 | ​ | $ | 0 | ​ | $ | 248,704
Special Mention | ​ | ​ | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 961 | ​ |  | 0 | ​ |  | 961
Substandard |  | ​ | 0 | ​ | ​ | 5,125 | ​ | ​ | 729 | ​ | ​ | 2,367 | ​ | ​ | 0 | ​ | ​ | 3,185 | ​ | ​ | 0 | ​ | ​ | 11,406
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total commercial real estate - owner occupied | ​ | $ | 25,552 | ​ | $ | 38,658 | ​ | $ | 52,936 | ​ | $ | 51,777 | ​ | $ | 11,444 | ​ | $ | 80,704 | ​ | $ | 0 | ​ | $ | 261,071
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
All other commercial loans | ​ | ​ | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​
Pass | ​ | $ | 73,812 | ​ | $ | 74,301 | ​ | $ | 44,245 | ​ | $ | 44,367 | ​ | $ | 23,084 | ​ | $ | 30,656 | ​ | $ | 109,121 | ​ | $ | 399,586
Special Mention | ​ | ​ | 533 | ​ |  | 0 | ​ |  | 2,306 | ​ |  | 2 | ​ |  | 0 | ​ |  | 0 | ​ |  | 2,147 | ​ |  | 4,988
Substandard | ​ | ​ | 44 | ​ | ​ | 0 | ​ | ​ | 3,478 | ​ | ​ | 5,229 | ​ | ​ | 109 | ​ | ​ | 1,078 | ​ | ​ | 8,765 | ​ | ​ | 18,703
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total all other commercial loans | ​ | $ | 74,389 | ​ | $ | 74,301 | ​ | $ | 50,029 | ​ | $ | 49,598 | ​ | $ | 23,193 | ​ | $ | 31,734 | ​ | $ | 120,033 | ​ | $ | 423,277
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 427 | ​ | $ | 60 | ​ | $ | 21 | ​ | $ | 122 | ​ | $ | 0 | ​ | $ | 630
Residential mortgage loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 41,450 | ​ | $ | 48,937 | ​ | $ | 80,789 | ​ | $ | 50,108 | ​ | $ | 35,601 | ​ | $ | 146,231 | ​ | $ | 0 | ​ | $ | 403,116
Special Mention | ​ | ​ | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Substandard | ​ | ​ | 0 | ​ | ​ | 380 | ​ | ​ | 0 | ​ | ​ | 85 | ​ | ​ | 82 | ​ | ​ | 4,346 | ​ | ​ | 0 | ​ | ​ | 4,893
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total residential mortgage loans | ​ | $ | 41,450 | ​ | $ | 49,317 | ​ | $ | 80,789 | ​ | $ | 50,193 | ​ | $ | 35,683 | ​ | $ | 150,577 | ​ | $ | 0 | ​ | $ | 408,009
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 0
Consumer loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 3,859 | ​ | $ | 3,441 | ​ | $ | 2,848 | ​ | $ | 1,013 | ​ | $ | 599 | ​ | $ | 679 | ​ | $ | 50,860 | ​ | $ | 63,299
Special Mention | ​ | ​ | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Substandard | ​ | ​ | 0 | ​ | ​ | 8 | ​ | ​ | 4 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 71 | ​ | ​ | 544 | ​ | ​ | 627
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total consumer loans | ​ | $ | 3,859 | ​ | $ | 3,449 | ​ | $ | 2,852 | ​ | $ | 1,013 | ​ | $ | 599 | ​ | $ | 750 | ​ | $ | 51,404 | ​ | $ | 63,926
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 69 | ​ | $ | 130 | ​ | $ | 7 | ​ | $ | 8 | ​ | $ | 1 | ​ | $ | 114 | ​ | $ | 329
Total Loans | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 204,381 | ​ | $ | 260,112 | ​ | $ | 341,586 | ​ | $ | 223,782 | ​ | $ | 122,579 | ​ | $ | 497,702 | ​ | $ | 159,981 | ​ | $ | 1,810,123
Special Mention | ​ |  | 533 | ​ |  | 0 | ​ |  | 18,539 | ​ |  | 1,373 | ​ |  | 0 | ​ |  | 9,149 | ​ |  | 2,147 | ​ |  | 31,741
Substandard | ​ | ​ | 160 | ​ | ​ | 5,513 | ​ | ​ | 14,139 | ​ | ​ | 7,681 | ​ | ​ | 191 | ​ | ​ | 16,991 | ​ | ​ | 9,309 | ​ | ​ | 53,984
Doubtful | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0
Total | ​ | $ | 205,074 | ​ | $ | 265,625 | ​ | $ | 374,264 | ​ | $ | 232,836 | ​ | $ | 122,770 | ​ | $ | 523,842 | ​ | $ | 171,437 | ​ | $ | 1,895,848
Year-to-date gross charge-offs | ​ | $ | 0 | ​ | $ | 69 | ​ | $ | 557 | ​ | $ | 67 | ​ | $ | 29 | ​ | $ | 880 | ​ | ​ | 114 | ​ | $ | 1,716
Schedule of nonaccrual loans by major categories for the periods | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | March 31, 2025 | ​
​ | ​ | Nonaccrual Loans with | ​ | Nonaccrual Loans | ​ | Total Nonaccrual | ​
(In Thousands) | ​ | No Allowance | ​ | with an Allowance | ​ | Loans | ​
Commercial real estate - non-owner occupied | ​ | $ | 7,140 | ​ | $ | 0 | ​ | $ | 7,140 | ​
Commercial real estate - owner occupied | ​ |  | 1,466 | ​ |  | 245 | ​ |  | 1,711 | ​
All other commercial loans | ​ | ​ | 9,945 | ​ | ​ | 700 | ​ | ​ | 10,645 | ​
Residential mortgage loans | ​ | ​ | 4,205 | ​ | ​ | 0 | ​ | ​ | 4,205 | ​
Consumer loans | ​ |  | 405 | ​ |  | 0 | ​ |  | 405 | ​
Total | ​ | $ | 23,161 | ​ | $ | 945 | ​ | $ | 24,106 | ​
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2024 |
​ |  | Nonaccrual Loans with | ​ | Nonaccrual Loans | ​ | Total Nonaccrual |
(In Thousands) |  | No Allowance | ​ | with an Allowance | ​ | Loans | ​
Commercial real estate - non-owner occupied | ​ | $ | 7,370 | ​ | $ | 0 | ​ | $ | 7,370 | ​
Commercial real estate - owner occupied | ​ |  | 1,467 | ​ |  | 258 | ​ |  | 1,725 | ​
All other commercial loans | ​ | ​ | 10,006 | ​ | ​ | 0 | ​ | ​ | 10,006 | ​
Residential mortgage loans | ​ | ​ | 4,310 | ​ | ​ | 0 | ​ | ​ | 4,310 | ​
Consumer loans | ​ |  | 431 | ​ |  | 0 | ​ |  | 431 | ​
Total | ​ | $ | 23,584 | ​ | $ | 258 | ​ | $ | 23,842 | ​
Schedule of accrued Interest receivables written off | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three Months Ended | ​ | Three Months Ended
(In Thousands) | ​ | March 31, 2025 | ​ | March 31, 2024
Commercial real estate - non-owner occupied | ​ | $ | 0 | ​ | $ | 12
All other commercial loans | ​ | ​ | 0 | ​ | ​ | 116
Residential mortgage loans | ​ | ​ | 5 | ​ | ​ | 13
Consumer loans | ​ |  | 0 | ​ |  | 2
Total | ​ | $ | 5 | ​ | $ | 143
Schedule of amortized cost of collateral dependent loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | March 31, 2025 | ​ | December 31, 2024
​ | ​ | Amortized | ​ | ​ | ​ | Amortized | ​ | ​
(In Thousands) | ​ | Cost | ​ | Allowance | ​ | Cost | ​ | Allowance
Commercial real estate - non-owner occupied | ​ | $ | 7,141 | ​ | $ | 0 | ​ | $ | 7,370 | ​ | $ | 0
Commercial real estate - owner occupied | ​ |  | 6,685 | ​ |  | 47 | ​ |  | 6,749 | ​ |  | 122
All other commercial loans | ​ | ​ | 16,645 | ​ | ​ | 142 | ​ | ​ | 16,006 | ​ | ​ | 0
Consumer loans | ​ |  | 328 | ​ |  | 0 | ​ |  | 0 | ​ |  | 0
Total | ​ | $ | 30,799 | ​ | $ | 189 | ​ | $ | 30,125 | ​ | $ | 122
Schedule of activity related to the ACL on loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | Commercial | ​ | Commercial | ​ | All | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | real estate - | ​ | real estate - | ​ | other | ​ | Residential | ​ | ​ | ​ | ​ | ​
​ | nonowner | ​ | owner | ​ | commercial | ​ | mortgage | ​ | Consumer | ​ | ​ | ​
(In Thousands) | occupied | ​ | occupied | ​ | loans | ​ | loans | ​ | loans | ​ | Total
Balance, December 31, 2024 | $ | 11,964 | ​ | $ | 2,844 | ​ | $ | 3,361 | ​ | $ | 1,356 | ​ | $ | 510 | ​ | $ | 20,035
Charge-offs | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (117) | ​ | ​ | (117)
Recoveries | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 1 | ​ | ​ | 1 | ​ | ​ | 24 | ​ | ​ | 26
Provision (credit) for credit losses on loans |  | 96 | ​ |  | (75) | ​ |  | 232 | ​ |  | (76) | ​ |  | 51 | ​ |  | 228
Balance, March 31, 2025 | $ | 12,060 | ​ | $ | 2,769 | ​ | $ | 3,594 | ​ | $ | 1,281 | ​ | $ | 468 | ​ | $ | 20,172
​ ​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | Commercial | ​ | Commercial | ​ | All | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | real estate - | ​ | real estate - | ​ | other | ​ | Residential | ​ | ​ | ​ | ​ | ​
​ | nonowner | ​ | owner | ​ | commercial | ​ | mortgage | ​ | Consumer | ​ | ​ | ​
(In Thousands) | occupied | ​ | occupied | ​ | loans | ​ | loans | ​ | loans | ​ | Total
Balance, December 31, 2023 | $ | 12,010 | ​ | $ | 2,116 | ​ | $ | 2,918 | ​ | $ | 1,764 | ​ | $ | 400 | ​ | $ | 19,208
Charge-offs | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (60) | ​ | ​ | 0 | ​ | ​ | (120) | ​ | ​ | (180)
Recoveries | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 20 | ​ | ​ | 3 | ​ | ​ | 12 | ​ | ​ | 35
Provision (credit) for credit losses on loans |  | 523 | ​ |  | 602 | ​ |  | 702 | ​ |  | (998) | ​ |  | 131 | ​ |  | 960
Balance, March 31, 2024 | $ | 12,533 | ​ | $ | 2,718 | ​ | $ | 3,580 | ​ | $ | 769 | ​ | $ | 423 | ​ | $ | 20,023
​
Summary of performance of loans which were in non-accrual status that were modified in the past twelve months | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Payment Status (Amortized Cost Basis)
March 31, 2025 |  | Current or Past Due Less than 30 Days |  | 90+ Days Past Due |  | Total
Commercial real estate - non-owner occupied | ​ | $ | 2,601 | ​ | $ | 0 | ​ | $ | 2,601
Commercial real estate - owner occupied | ​ | ​ | 217 | ​ | ​ | 0 | ​ | ​ | 217
Total | ​ | $ | 2,818 | ​ | $ | 0 | ​ | $ | 2,818
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) | ​ | Payment Status (Amortized Cost Basis)
March 31, 2024 |  | Current or Past Due Less than 30 Days |  | 90+ Days Past Due |  | Total
Commercial real estate - non-owner occupied | ​ | $ | 2,518 | ​ | $ | 1,381 | ​ | $ | 3,899
Schedule of carrying amount of foreclosed residential real estate properties | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | March 31, |  | December 31,
​ | ​ | 2025 | ​ | 2024
Foreclosed residential real estate | ​ | $ | 43 | ​ | $ | 25
Schedule of mortgage loans secured by residential real properties | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(In Thousands) |  | March 31, |  | December 31,
​ | ​ | 2025 | ​ | 2024
Residential real estate in process of foreclosure | ​ | $ | 588 | ​ | $ | 717
Schedule of contract amounts of financial instruments with off-balance sheet risk | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | March 31, | ​ | December 31,
(In Thousands) |  | 2025 |  | 2024
Commitments to extend credit | ​ | $ | 379,125 | ​ | $ | 380,003
Standby letters of credit | ​ |  | 64,001 | ​ |  | 64,586
Schedule of balance and activity in the allowance for credit losses for off-balance sheet exposures | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | Three Months Ended
(In Thousands) | ​ | March 31, 2025 | ​ | March 31, 2024
Beginning Balance | ​ | $ | 455 | ​ | $ | 690
Provision (credit) for unfunded commitments | ​ | ​ | 8 | ​ | ​ | (6)
Ending Balance, March 31 | ​ | $ | 463 | ​ | $ | 684
​

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