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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Nonaccrual Loans (Details) - USD ($) | 3 Months Ended |
--- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Nonaccrual loans with no allowance | $ 23,161,000 |  | $ 23,584,000
Nonaccrual loans with an allowance | 945,000 |  | 258,000
Total nonaccrual loans | 24,106,000 |  | 23,842,000
Interest income on nonaccrual loans | 230,000 | $ 231,000 |
Commercial | Commercial real estate - non-owner occupied |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Nonaccrual loans with no allowance | 7,140,000 |  | 7,370,000
Nonaccrual loans with an allowance | 0 |  | 0
Total nonaccrual loans | 7,140,000 |  | 7,370,000
Commercial | Commercial real estate - owner occupied |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Nonaccrual loans with no allowance | 1,466,000 |  | 1,467,000
Nonaccrual loans with an allowance | 245,000 |  | 258,000
Total nonaccrual loans | 1,711,000 |  | 1,725,000
Commercial | All other commercial loans |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Nonaccrual loans with no allowance | 9,945,000 |  | 10,006,000
Nonaccrual loans with an allowance | 700,000 |  | 0
Total nonaccrual loans | 10,645,000 |  | 10,006,000
Residential mortgage |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Nonaccrual loans with no allowance | 4,205,000 |  | 4,310,000
Nonaccrual loans with an allowance | 0 |  | 0
Total nonaccrual loans | 4,205,000 |  | 4,310,000
Consumer |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Nonaccrual loans with no allowance | 405,000 |  | 431,000
Nonaccrual loans with an allowance | 0 |  | 0
Total nonaccrual loans | $ 405,000 |  | $ 431,000

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