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v3.25.2

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Modifications (Details) | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 USD ($) loan | Jun. 30, 2024 USD ($) loan | Dec. 31, 2023 | Jun. 30, 2025 USD ($) loan | Jun. 30, 2024 USD ($) loan | Mar. 31, 2025 USD ($) | Dec. 31, 2024 USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Number of modifications to borrowers experiencing financial difficulty | loan | 0 | 0 |  | 0 | 0 |  |
Nonaccrual status amount | $ 25,190,000 |  |  | $ 25,190,000 |  |  | $ 23,842,000
Charge-offs | 582,000 | $ 236,000 |  | 699,000 | $ 416,000 |  |
Loans that defaulted modified preceding the payment default when the borrower was experiencing financial difficulty at the time of modification | 0 | 0 |  |  | 0 |  |
Allowance for loan losses individually evaluated | 9,000 |  |  | 9,000 |  |  | 122,000
Commercial |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Modified loans | 2,802,000 |  |  | 2,802,000 |  |  |
Commercial | Current or Past Due Less than 30 Days |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Modified loans | 2,802 |  |  | 2,802 |  |  |
Commercial | 90+ Days Past Due |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Modified loans | 0 |  |  | 0 |  |  |
Commercial | Commercial real estate - non-owner occupied |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Modified loans | 2,585,000 | 3,885,000 |  | 2,585,000 | 3,885,000 |  |
Nonaccrual status amount | 6,634,000 |  |  | 6,634,000 |  |  | 7,370,000
Charge-offs | 9,000 | 117,000 |  | 9,000 | 117,000 |  |
Allowance for loan losses individually evaluated | 0 |  |  | 0 |  |  | $ 0
Commercial | Commercial real estate - non-owner occupied | One loan |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Due time extension period |  |  | 12 months |  |  |  | 6 months
Nonaccrual status amount | $ 1,790,000 |  |  | $ 1,790,000 |  |  |
Number of borrower | loan | 1 |  |  | 1 |  |  |
Charge-offs |  |  |  |  |  |  | $ 640,000
Allowance for loan losses individually evaluated | $ 0 |  |  | $ 0 |  |  | 0
Commercial | Commercial real estate - non-owner occupied | Current or Past Due Less than 30 Days |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Modified loans | 2,585 | 2,504,000 |  | 2,585 | 2,504,000 |  |
Commercial | Commercial real estate - non-owner occupied | 90+ Days Past Due |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Modified loans | 0 | 1,381,000 |  | 0 | 1,381,000 |  |
Amortized of cost over 90 days modified at June 30, 2024 | 1,123,000 |  |  | 1,123,000 |  |  |
Principal payments received from modified loans |  |  |  |  |  | $ 258,000 |
Commercial | Commercial real estate - owner occupied |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Modified loans | 217,000 |  |  | 217,000 |  |  |
Nonaccrual status amount | 4,801,000 |  |  | 4,801,000 |  |  | 1,725,000
Charge-offs | 0 | $ 0 |  | 0 | $ 0 |  |
Allowance for loan losses individually evaluated | 9,000 |  |  | 9,000 |  |  | $ 122,000
Commercial | Commercial real estate - owner occupied | Current or Past Due Less than 30 Days |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Modified loans | 217 |  |  | 217 |  |  |
Commercial | Commercial real estate - owner occupied | 90+ Days Past Due |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |
Modified loans | $ 0 |  |  | $ 0 |  |  |

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