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SEGMENT REPORTING (Tables)
6 Months Ended
Jun. 30, 2025
SEGMENT REPORTING  
Schedule of segment performance

Three Months Ended

Six Months Ended

(In Thousands)

    

June 30, 2025

    

June 30, 2024

    

June 30, 2025

    

June 30, 2024

Interest income

$

32,454

$

31,326

$

64,163

$

61,662

Interest expense

 

11,312

 

11,881

 

23,046

 

23,176

Net interest income

 

21,142

19,445

 

41,117

38,486

Provision for credit losses

 

2,354

565

 

2,590

1,519

Net interest income after provision for credit losses

 

18,788

18,880

 

38,527

36,967

Other income:

 

 

Other noninterest income

8,142

7,854

15,150

14,529

Total other income

 

8,142

7,854

 

15,150

14,529

Other Noninterest Expense:

 

 

Salaries and employee benefits

 

11,067

11,023

 

22,826

22,585

Other segment expenses (1)

 

8,331

8,232

 

15,615

14,974

Total noninterest expense

19,398

19,255

38,441

37,559

Income before income tax provision

7,532

7,479

15,236

13,937

Income tax provision

 

1,415

1,366

 

2,826

2,518

NET INCOME

$

6,117

$

6,113

$

12,410

$

11,419

(1 ) Other segment expenses included expenses for professional fees, data processing and telecommunications, net occupancy and equipment, merger related expenses, automated teller machine and interchange, Pennsylvania shares tax and other noninterest expenses.