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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest and fees on loans:        
Taxable $ 28,051 $ 27,490 $ 55,554 $ 54,193
Tax-exempt 602 594 1,194 1,139
Income from available-for-sale debt securities:        
Taxable 2,329 2,137 4,631 4,273
Tax-exempt 579 560 1,152 1,113
Other interest and dividend income 893 545 1,632 944
Total interest and dividend income 32,454 31,326 64,163 61,662
INTEREST EXPENSE        
Interest on deposits 9,284 9,314 18,876 18,205
Interest on short-term borrowings 1 360 1 957
Interest on long-term borrowings - FHLB advances 1,674 1,855 3,463 3,311
Interest on senior notes, net 120 120 241 240
Interest on subordinated debt, net 233 232 465 463
Total interest expense 11,312 11,881 23,046 23,176
Net interest income 21,142 19,445 41,117 38,486
Provision for credit losses 2,354 565 2,590 1,519
Net interest income after provision for credit losses 18,788 18,880 38,527 36,967
NONINTEREST INCOME        
Trust revenue 1,967 2,014 4,069 3,911
Brokerage and insurance revenue 554 527 1,052 1,066
Net gains from sale of loans 312 235 517 426
Increase in cash surrender value of life insurance 466 444 923 914
Other noninterest income 2,030 1,943 3,162 2,960
Total noninterest income 8,142 7,854 15,150 14,529
NONINTEREST EXPENSE        
Salaries and employee benefits 11,067 11,023 22,826 22,585
Net occupancy and equipment expense 1,403 1,333 2,862 2,783
Data processing and telecommunications expense 1,981 2,003 4,052 3,995
Automated teller machine and interchange expense 403 473 790 960
Pennsylvania shares tax 470 434 966 867
Professional fees 506 552 1,023 1,070
Merger-related expenses 167 0 167 0
Other noninterest expense 3,401 3,437 5,755 5,299
Total noninterest expense 19,398 19,255 38,441 37,559
Income before income tax provision 7,532 7,479 15,236 13,937
Income tax provision 1,415 1,366 2,826 2,518
NET INCOME $ 6,117 $ 6,113 $ 12,410 $ 11,419
EARNINGS PER COMMON SHARE - BASIC (in dollars per share) $ 0.4 $ 0.4 $ 0.8 $ 0.74
EARNINGS PER COMMON SHARE - DILUTED (in dollars per share) $ 0.4 $ 0.4 $ 0.8 $ 0.74
Service charges on deposit accounts        
NONINTEREST INCOME        
Revenue $ 1,422 $ 1,472 $ 2,862 $ 2,790
Interchange revenue from debit card transactions        
NONINTEREST INCOME        
Revenue 1,218 1,089 2,254 2,102
Loan servicing fees, net        
NONINTEREST INCOME        
Revenue $ 173 $ 130 $ 311 $ 360