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BORROWED FUNDS (Tables)

9 Months Ended

Sep. 30, 2025

BORROWED FUNDS

Schedule of short term borrowings

​

​	​	​	​	​	​	​	​
(In Thousands)		September 30,			December 31,		​
​	​	2025		​	2024		​
FHLB-Pittsburgh borrowings	​	$	0	​	$	0	​
Customer repurchase agreements	​		1,489	​		2,488	​
Total short-term borrowings	​	$	1,489	​	$	2,488	​

Schedule of long term borrowings

​

​	​	​	​	​	​	​	​
(In Thousands)		September 30,			December 31,		​
​	​	2025		​	2024		​
Loans maturing in 2025 with a weighted-average rate of 4.66%	​	​	11,959	​	​	44,516	​
Loans maturing in 2026 with a weighted-average rate of 4.61%	​	​	48,018	​	​	48,018	​
Loans maturing in 2027 with a weighted-average rate of 4.24%	​	​	34,571	​	​	34,571	​
Loans maturing in 2028 with a weighted-average rate of 4.30%	​	​	26,027	​	​	26,027	​
Loans maturing in 2029 with a weighted-average rate of 4.42%	​	​	12,319	​	​	12,319	​
Total long-term FHLB-Pittsburgh borrowings	​	$	132,894	​	$	165,451	​

Senior Notes with an aggregate par value of $15,000,000; bearing interest at 2.75% with an effective interest rate of 3.23%; maturing in June 2026

BORROWED FUNDS

Schedule of outstanding debt

​

​	​	​	​	​	​	​
(In Thousands)		September 30,			December 31,
​	​	2025		​	2024
Senior Notes with an aggregate par value of $15,000,000; bearing interest at 2.75% with an effective interest rate of 3.23%; maturing in June 2026	​	$	14,952	​	$	14,899
Total carrying value	​	$	14,952	​	$	14,899

3.25% maturing in June 2031 and redeemable at par in June 2026

BORROWED FUNDS

Schedule of outstanding debt

​

​	​	​	​	​	​	​
(In Thousands)		September 30,			December 31,
​	​	2025		​	2024
Agreements with a par value of $25,000,000; bearing interest at 3.25% with an effective interest rate of 3.74%; maturing in June 2031 and redeemable at par in June 2026	​	$	24,919	​	$	24,831
Total carrying value	​	$	24,919	​	$	24,831

​

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