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SEGMENT REPORTING (Tables)
9 Months Ended
Sep. 30, 2025
SEGMENT REPORTING  
Schedule of segment performance

Three Months Ended

Nine Months Ended

(In Thousands)

    

September 30, 2025

    

September 30, 2024

    

September 30, 2025

    

September 30, 2024

Interest income

$

33,650

$

33,087

$

97,813

$

94,749

Interest expense

 

11,387

 

12,931

 

34,433

 

36,107

Net interest income

 

22,263

20,156

 

63,380

58,642

Provision for credit losses

 

2,163

1,207

 

4,753

2,726

Net interest income after provision for credit losses

 

20,100

18,949

 

58,627

55,916

Other income:

 

 

Other noninterest income

7,304

7,133

22,454

21,662

Total other income

 

7,304

7,133

 

22,454

21,662

Other Noninterest Expense:

 

 

Salaries and employee benefits

 

11,293

10,875

 

34,119

33,460

Merger-related expenses

 

882

0

 

1,049

0

Other segment expenses (1)

 

7,214

7,394

 

22,662

22,368

Total noninterest expense

19,389

18,269

57,830

55,828

Income before income tax provision

8,015

7,813

23,251

21,750

Income tax provision

 

1,464

1,448

 

4,290

3,966

NET INCOME

$

6,551

$

6,365

$

18,961

$

17,784

(1 ) Other segment expenses included expenses for professional fees, data processing and telecommunications, net occupancy and equipment, automated teller machine and interchange, Pennsylvania shares tax and other noninterest expenses.