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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest and fees on loans:        
Taxable $ 29,085 $ 28,099 $ 84,639 $ 82,292
Tax-exempt 590 610 1,784 1,749
Income from available-for-sale debt securities:        
Taxable 2,390 2,136 7,021 6,409
Tax-exempt 568 572 1,720 1,685
Other interest and dividend income 1,017 1,670 2,649 2,614
Total interest and dividend income 33,650 33,087 97,813 94,749
INTEREST EXPENSE        
Interest on deposits 9,456 10,412 28,332 28,617
Interest on short-term borrowings 0 184 1 1,141
Interest on long-term borrowings - FHLB advances 1,577 1,983 5,040 5,294
Interest on senior notes, net 121 120 362 360
Interest on subordinated debt, net 233 232 698 695
Total interest expense 11,387 12,931 34,433 36,107
Net interest income 22,263 20,156 63,380 58,642
Provision for credit losses 2,163 1,207 4,753 2,726
Net interest income after provision for credit losses 20,100 18,949 58,627 55,916
NONINTEREST INCOME        
Trust revenue 2,056 1,946 6,125 5,857
Brokerage and insurance revenue 490 523 1,542 1,589
Net gains from sale of loans 408 360 925 786
Increase in cash surrender value of life insurance 477 458 1,400 1,372
Other noninterest income 1,158 1,123 4,320 4,083
Total noninterest income 7,304 7,133 22,454 21,662
NONINTEREST EXPENSE        
Salaries and employee benefits 11,293 10,875 34,119 33,460
Net occupancy and equipment expense 1,336 1,377 4,198 4,160
Data processing and telecommunications expense 1,939 1,882 5,991 5,877
Automated teller machine and interchange expense 529 510 1,319 1,470
Pennsylvania shares tax 469 433 1,435 1,300
Professional fees 445 555 1,468 1,625
Merger-related expenses 882 0 1,049 0
Other noninterest expense 2,496 2,637 8,251 7,936
Total noninterest expense 19,389 18,269 57,830 55,828
Income before income tax provision 8,015 7,813 23,251 21,750
Income tax provision 1,464 1,448 4,290 3,966
NET INCOME $ 6,551 $ 6,365 $ 18,961 $ 17,784
EARNINGS PER COMMON SHARE - BASIC (in dollars per share) $ 0.42 $ 0.41 $ 1.22 $ 1.16
EARNINGS PER COMMON SHARE - DILUTED (in dollars per share) $ 0.42 $ 0.41 $ 1.22 $ 1.16
Service charges on deposit accounts        
NONINTEREST INCOME        
Revenue $ 1,471 $ 1,546 $ 4,333 $ 4,336
Interchange revenue from debit card transactions        
NONINTEREST INCOME        
Revenue 1,137 1,103 3,391 3,205
Loan servicing fees, net        
NONINTEREST INCOME        
Revenue $ 107 $ 74 $ 418 $ 434