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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 18,961 $ 17,784
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 4,753 2,726
Net amortization of securities 1,056 1,269
Increase in cash surrender value of life insurance (1,400) (1,372)
Depreciation and amortization of bank premises and equipment 1,676 1,632
Net accretion of acquisition accounting adjustments (66) (197)
Stock-based compensation 993 1,099
Deferred income taxes (687) (1,338)
Decrease in fair value of servicing rights 200 172
Net gains from sale of loans (925) (786)
Origination of loans held for sale (31,334) (27,070)
Proceeds from sales of loans held for sale 32,689 24,773
Decrease (increase) in accrued interest receivable and other assets 852 (3,196)
(Decrease) increase in accrued interest payable and other liabilities (5,456) 5,340
Other 112 124
Net Cash Provided by Operating Activities 21,424 20,960
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from maturities of certificates of deposit 1,000 1,250
Proceeds from calls and maturities of available-for-sale debt securities 35,499 28,734
Purchase of available-for-sale debt securities (35,731) (11,516)
Redemption of Federal Home Loan Bank of Pittsburgh stock 1,596 5,991
Purchase of Federal Home Loan Bank of Pittsburgh stock (924) (6,748)
Purchase of Federal Reserve Bank stock (32) (36)
Net increase in loans (49,839) (45,752)
Proceeds from bank-owned life insurance 0 14,289
Purchase of premises and equipment (1,453) (1,554)
Proceeds from sale of foreclosed assets 58 293
Other 2 33
Net Cash Used in Investing Activities (49,824) (15,016)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 71,826 121,077
Net decrease in short-term borrowings (999) (22,448)
Proceeds from long-term borrowings - FHLB advances 0 59,386
Repayments of long-term borrowings - FHLB advances (32,557) (23,083)
Purchases of treasury stock (208) (655)
Common dividends paid (11,746) (11,636)
Net Cash Provided by Financing Activities 26,316 122,641
(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (2,084) 128,585
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 123,574 52,778
CASH AND CASH EQUIVALENTS, END OF PERIOD $ 121,490 $ 181,363