<SEC-DOCUMENT>0001104659-25-102075.txt : 20251024
<SEC-HEADER>0001104659-25-102075.hdr.sgml : 20251024
<ACCEPTANCE-DATETIME>20251024140219
ACCESSION NUMBER:		0001104659-25-102075
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250930
FILED AS OF DATE:		20251024
DATE AS OF CHANGE:		20251024
EFFECTIVENESS DATE:		20251024

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
		CENTRAL INDEX KEY:			0000810958
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				232451943
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-14195
		FILM NUMBER:		251415584

	BUSINESS ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
		BUSINESS PHONE:		877-838-2517

	MAIL ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
</SEC-HEADER>
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<TYPE>13F-HR
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          <ns1:city>Wellsboro</ns1:city>
          <ns1:stateOrCountry>PA</ns1:stateOrCountry>
          <ns1:zipCode>16901</ns1:zipCode>
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    <signatureBlock>
      <name>Mark A. Hughes</name>
      <title>Executive Vice President and Chief Financial Officer</title>
      <phone>570-724-3411</phone>
      <signature>/s/ Mark A. Hughes</signature>
      <city>Wellsboro</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>10-24-2025</signatureDate>
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