4.	Notes Payable

At June 30, 2015, notes payable are due to officers and directors and a commercial lender. A summary of activity is as follows:

	Officers and directors			Commercial lender			Total

Balance at December 31, 2014	$	27,200		$	-		$	27,200
Borrowing		30,000			100,000			130,000
Repayments		(17,000	)		(41,714	)		(58,714	)
Balance at June 30, 2015	$	40,200		$	58,286		$	98,486

Notes payable due to officers and directors are payable on demand with interest at 5%. Interest expense amounted to $122 and $428 for the three month periods ended June 30, 2015 and 2014, respectively. Interest expense amounted to $284 and $906 for the six month periods ended June 30, 2015 and 2014, respectively

The loan payable to the commercial lender requires payment of principal and interest in 252 daily payments of $492 each commencing January 12, 2015. Interest expense for the three month period ended June 30, 2015 amounted to $8,036 and interest expense for the six month period ended June 30, 2015 amounted to $18,342.