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Note 16 - Segment Information | 6 Months Ended
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Jun. 30, 2019
Notes to Financial Statements |
Segment Reporting Disclosure [Text Block] | ( 16 ) Segment Information The Company’s operating segments include banking and mortgage banking. The reportable segments are determined by the products and services offered, and internal reporting. The Bank segment derives its revenues from the delivery of full-service financial services, including retail and commercial banking services and deposit accounts. The Mortgage Banking segment derives its revenues from the origination and sales of residential mortgage loans held for sale. Segment performance is evaluated using net interest income and noninterest income. Income taxes are allocated based on income before income taxes, and indirect expenses (includes management fees) are allocated based on various internal factors for each segment. Transactions among segments are made at fair value. Information reported internally for performance assessment follows.
Three Months Ended June 30, 2019 |  | Bank |  |  | Mortgage Banking |  |  | Holding Company |  |  | Totals |
Net Interest Income |  | $ | 12,200 |  |  | $ | 19 |  |  | $ | (394 | ) |  | $ | 11,825 |
Provision for Loan Losses |  |  | 179 |  |  |  | - |  |  |  | - |  |  |  | 179 |
Noninterest Income |  |  | 3,492 |  |  |  | 500 |  |  |  | 8 |  |  |  | 4,000 |
Noninterest Expenses |  |  | 11,636 |  |  |  | 722 |  |  |  | 656 |  |  |  | 13,014 |
Income Taxes |  |  | 737 |  |  |  | - |  |  |  | (206 | ) |  |  | 531 |
Segment Profit (Loss) |  | $ | 3,140 |  |  | $ | (203 | ) |  | $ | (836 | ) |  | $ | 2,101 |
Segment Assets at June 30, 2019 |  | $ | 1,498,212 |  |  | $ | 4,539 |  |  | $ | 4,221 |  |  | $ | 1,506,972 |
Three Months Ended June 30, 2018 |  | Bank |  |  | Mortgage Banking |  |  | Holding Company |  |  | Totals |
Net Interest Income |  | $ | 10,411 |  |  | $ | - |  |  | $ | (246 | ) |  | $ | 10,165 |
Provision for Loan Losses |  |  | 44 |  |  |  | - |  |  |  | - |  |  |  | 44 |
Noninterest Income |  |  | 2,317 |  |  |  | - |  |  |  | 7 |  |  |  | 2,324 |
Noninterest Expenses |  |  | 8,325 |  |  |  | - |  |  |  | 276 |  |  |  | 8,601 |
Income Taxes |  |  | 877 |  |  |  | - |  |  |  | (102 | ) |  |  | 775 |
Segment Profit (Loss) |  | $ | 3,482 |  |  | $ | - |  |  | $ | (413 | ) |  | $ | 3,069 |
Segment Assets at June 30, 2018 |  | $ | 1,199,709 |  |  | $ | - |  |  | $ | 4,763 |  |  | $ | 1,204,472 |
Six Months Ended June 30, 2019 |  | Bank |  |  | Mortgage Banking |  |  | Holding Company |  |  | Totals |
Net Interest Income |  | $ | 22,832 |  |  | $ | 19 |  |  | $ | (669 | ) |  | $ | 22,182 |
Provision for Loan Losses |  |  | 310 |  |  |  | - |  |  |  | - |  |  |  | 310 |
Noninterest Income |  |  | 5,675 |  |  |  | 643 |  |  |  | 16 |  |  |  | 6,334 |
Noninterest Expenses |  |  | 20,242 |  |  |  | 846 |  |  |  | 952 |  |  |  | 22,040 |
Income Taxes |  |  | 1,548 |  |  |  | 5 |  |  |  | (323 | ) |  |  | 1,230 |
Segment Profit (Loss) |  | $ | 6,407 |  |  | $ | (189 | ) |  | $ | (1,282 | ) |  | $ | 4,936 |
Segment Assets at June 30, 2019 |  | $ | 1,498,212 |  |  | $ | 4,539 |  |  | $ | 4,221 |  |  | $ | 1,506,972 |
Six Months Ended June 30, 2018 |  | Bank |  |  | Mortgage Banking |  |  | Holding Company |  |  | Totals |
Net Interest Income |  | $ | 20,753 |  |  | $ | - |  |  | $ | (459 | ) |  | $ | 20,294 |
Provision for Loan Losses |  |  | 70 |  |  |  | - |  |  |  | - |  |  |  | 70 |
Noninterest Income |  |  | 4,744 |  |  |  | - |  |  |  | 14 |  |  |  | 4,758 |
Noninterest Expenses |  |  | 16,605 |  |  |  | - |  |  |  | 532 |  |  |  | 17,137 |
Income Taxes |  |  | 1,782 |  |  |  | - |  |  |  | (194 | ) |  |  | 1,588 |
Segment Profit (Loss) |  | $ | 7,040 |  |  | $ | - |  |  | $ | (783 | ) |  | $ | 6,257 |
Segment Assets at June 30, 2018 |  | $ | 1,199,709 |  |  | $ | - |  |  | $ | 4,763 |  |  | $ | 1,204,472 |
Part I (Continued) Item 1 (Continued)

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- Definition The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -URI http://asc.fasb.org/topic&trid=2134510 + Details
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