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Note 4 - Loans (Tables) | 12 Months Ended
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Dec. 31, 2019
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | December 31, 2019 |
(dollars in thousands) |  | Legacy Loans |  |  | Purchased Loans |  |  | Total |
Construction, land & land development |  | $ | 83,036 |  |  | $ | 13,061 |  |  | $ | 96,097 |
Other commercial real estate |  |  | 481,943 |  |  |  | 58,296 |  |  |  | 540,239 |
Total commercial real estate |  |  | 564,979 |  |  |  | 71,357 |  |  |  | 636,336 |
Residential real estate |  |  | 171,341 |  |  |  | 23,455 |  |  |  | 194,796 |
Commercial , financial, & agricultural |  |  | 91,535 |  |  |  | 22,825 |  |  |  | 114,360 |
Consumer & other |  |  | 19,245 |  |  |  | 4,077 |  |  |  | 23,322 |
Total loans |  | $ | 847,100 |  |  | $ | 121,714 |  |  | $ | 968,814 |
|  | December 31, 2018 |
(dollars in thousands) |  | Legacy Loans |  |  | Purchased Loans |  |  | Total |
Construction, land & land development |  | $ | 58,812 |  |  | $ | 1,498 |  |  | $ | 60,310 |
Other commercial real estate |  |  | 429,184 |  |  |  | 6,777 |  |  |  | 435,961 |
Total commercial real estate |  |  | 487,996 |  |  |  | 8,275 |  |  |  | 496,271 |
Residential real estate |  |  | 185,577 |  |  |  | 2,015 |  |  |  | 187,592 |
Commercial , financial, & agricultural |  |  | 66,131 |  |  |  | 8,035 |  |  |  | 74,166 |
Consumer & other |  |  | 23,435 |  |  |  | 62 |  |  |  | 23,497 |
Total loans |  | $ | 763,139 |  |  | $ | 18,387 |  |  | $ | 781,526 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Total Loans |
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | 82,322 |  |  | $ | 445 |  |  | $ | 269 |  |  | $ | 83,036 |
Other commercial real estate |  |  | 459,064 |  |  |  | 13,438 |  |  |  | 9,441 |  |  |  | 481,943 |
Total commercial real estate |  |  | 541,386 |  |  |  | 13,883 |  |  |  | 9,710 |  |  |  | 564,979 |
Residential real estate |  |  | 159,194 |  |  |  | 4,632 |  |  |  | 7,515 |  |  |  | 171,341 |
Commercial , financial, & agricultural |  |  | 86,558 |  |  |  | 1,973 |  |  |  | 3,004 |  |  |  | 91,535 |
Consumer & other |  |  | 18,883 |  |  |  | 148 |  |  |  | 214 |  |  |  | 19,245 |
Total loans |  | $ | 806,021 |  |  | $ | 20,636 |  |  | $ | 20,443 |  |  | $ | 847,100 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Total Loans |
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | 12,996 |  |  | $ | - |  |  | $ | 65 |  |  | $ | 13,061 |
Other commercial real estate |  |  | 57,881 |  |  |  | 381 |  |  |  | 34 |  |  |  | 58,296 |
Total commercial real estate |  |  | 70,877 |  |  |  | 381 |  |  |  | 99 |  |  |  | 71,357 |
Residential real estate |  |  | 23,097 |  |  |  | 249 |  |  |  | 109 |  |  |  | 23,455 |
Commercial , financial, & agricultural |  |  | 19,443 |  |  |  | 2,949 |  |  |  | 433 |  |  |  | 22,825 |
Consumer & other |  |  | 4,077 |  |  |  | - |  |  |  | - |  |  |  | 4,077 |
Total loans |  |  | 117,494 |  |  |  | 3,579 |  |  |  | 641 |  |  |  | 121,714 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Total Loans |
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | 58,050 |  |  | $ | 45 |  |  | $ | 717 |  |  | $ | 58,812 |
Other commercial real estate |  |  | 409,793 |  |  |  | 9,574 |  |  |  | 9,817 |  |  |  | 429,184 |
Total commercial real estate |  |  | 467,843 |  |  |  | 9,619 |  |  |  | 10,534 |  |  |  | 487,996 |
Residential real estate |  |  | 167,913 |  |  |  | 7,107 |  |  |  | 10,557 |  |  |  | 185,577 |
Commercial , financial, & agricultural |  |  | 63,394 |  |  |  | 1,366 |  |  |  | 1,371 |  |  |  | 66,131 |
Consumer & other |  |  | 23,045 |  |  |  | 64 |  |  |  | 326 |  |  |  | 23,435 |
Total loans |  | $ | 722,195 |  |  | $ | 18,156 |  |  | $ | 22,788 |  |  | $ | 763,139 |
|  | Pass |  |  | Special |  |  | Substandard |  |  | Total Loans |
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | 1,498 |  |  | $ | - |  |  | $ | - |  |  | $ | 1,498 |
Other commercial real estate |  |  | 6,777 |  |  |  | - |  |  |  | - |  |  |  | 6,777 |
Total commercial real estate |  |  | 8,275 |  |  |  | - |  |  |  | - |  |  |  | 8,275 |
Residential real estate |  |  | 2,015 |  |  |  | - |  |  |  | - |  |  |  | 2,015 |
Commercial , financial, & agricultural |  |  | 8,035 |  |  |  | - |  |  |  | - |  |  |  | 8,035 |
Consumer & other |  |  | 62 |  |  |  | - |  |  |  | - |  |  |  | 62 |
Total loans |  |  | 18,387 |  |  |  | - |  |  |  | - |  |  |  | 18,387 |
Financing Receivable, Past Due [Table Text Block] |
|  | Accruing Loans |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  | 90 Days |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30-89 Days |  |  | or More |  |  | Total Accruing |  |  | Nonaccrual |  |  |  |  |  |  |  |  |
|  | Past Due |  |  | Past Due |  |  | Loans Past Due |  |  | Loans |  |  | Current Loans |  |  | Total Loans |
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | 50 |  |  | $ | - |  |  | $ | 50 |  |  | $ | 32 |  |  | $ | 82,954 |  |  | $ | 83,036 |
Other commercial real estate |  |  | 335 |  |  |  | - |  |  |  | 335 |  |  |  | 3,738 |  |  |  | 477,870 |  |  |  | 481,943 |
Total commercial real estate |  |  | 385 |  |  |  | - |  |  |  | 385 |  |  |  | 3,770 |  |  |  | 560,824 |  |  |  | 564,979 |
Residential real estate |  |  | 1,296 |  |  |  | - |  |  |  | 1,296 |  |  |  | 3,643 |  |  |  | 166,402 |  |  |  | 171,341 |
Commercial , financial, & agricultural |  |  | 212 |  |  |  | - |  |  |  | 212 |  |  |  | 1,628 |  |  |  | 89,695 |  |  |  | 91,535 |
Consumer & other |  |  | 21 |  |  |  | - |  |  |  | 21 |  |  |  | 138 |  |  |  | 19,086 |  |  |  | 19,245 |
Total loans |  | $ | 1,914 |  |  | $ | - |  |  | $ | 1,914 |  |  | $ | 9,179 |  |  | $ | 836,007 |  |  | $ | 847,100 |
|  | Accruing Loans |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  | 90 Days |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30-89 Days |  |  | or More |  |  | Total Accruing |  |  | Nonaccrual |  |  |  |  |  |  |  |  |
|  | Past Due |  |  | Past Due |  |  | Loans Past Due |  |  | Loans |  |  | Current Loans |  |  | Total Loans |
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 96 |  |  | $ | 12,965 |  |  | $ | 13,061 |
Other commercial real estate |  |  | 83 |  |  |  | - |  |  |  | 83 |  |  |  | 34 |  |  |  | 58,179 |  |  |  | 58,296 |
Total commercial real estate |  |  | 83 |  |  |  | - |  |  |  | 83 |  |  |  | 130 |  |  |  | 71,144 |  |  |  | 71,357 |
Residential real estate |  |  | 57 |  |  |  | - |  |  |  | 57 |  |  |  | 85 |  |  |  | 23,313 |  |  |  | 23,455 |
Commercial , financial, & agricultural |  |  | 553 |  |  |  | - |  |  |  | 553 |  |  |  | 433 |  |  |  | 21,839 |  |  |  | 22,825 |
Consumer & other |  |  | 8 |  |  |  | - |  |  |  | 8 |  |  |  | - |  |  |  | 4,069 |  |  |  | 4,077 |
Total loans |  | $ | 701 |  |  | $ | - |  |  | $ | 701 |  |  | $ | 648 |  |  | $ | 120,365 |  |  | $ | 121,714 |
|  | Accruing Loans |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  | 90 Days |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30-89 Days |  |  | or More |  |  | Total Accruing |  |  | Nonaccrual |  |  |  |  |  |  |  |  |
|  | Past Due |  |  | Past Due |  |  | Loans Past Due |  |  | Loans |  |  | Current Loans |  |  | Total Loans |
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | 88 |  |  | $ | - |  |  | $ | 88 |  |  | $ | 463 |  |  | $ | 58,349 |  |  | $ | 58,812 |
Other commercial real estate |  |  | 755 |  |  |  | - |  |  |  | 755 |  |  |  | 5,018 |  |  |  | 424,166 |  |  |  | 429,184 |
Total commercial real estate |  |  | 843 |  |  |  | - |  |  |  | 843 |  |  |  | 5,481 |  |  |  | 482,515 |  |  |  | 487,996 |
Residential real estate |  |  | 6,882 |  |  |  | - |  |  |  | 6,882 |  |  |  | 2,734 |  |  |  | 182,843 |  |  |  | 185,577 |
Commercial , financial, & agricultural |  |  | 399 |  |  |  | - |  |  |  | 399 |  |  |  | 1,050 |  |  |  | 65,081 |  |  |  | 66,131 |
Consumer & other |  |  | 110 |  |  |  | - |  |  |  | 110 |  |  |  | 217 |  |  |  | 23,218 |  |  |  | 23,435 |
Total loans |  | $ | 8,234 |  |  | $ | - |  |  | $ | 8,234 |  |  | $ | 9,482 |  |  | $ | 753,657 |  |  | $ | 763,139 |
|  | Accruing Loans |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  | 90 Days |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30-89 Days |  |  | or More |  |  | Total Accruing |  |  | Nonaccrual |  |  |  |  |  |  |  |  |
|  | Past Due |  |  | Past Due |  |  | Loans Past Due |  |  | Loans |  |  | Current Loans |  |  | Total Loans |
(dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 1,498 |  |  | $ | 1,498 |
Other commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 6,777 |  |  |  | 6,777 |
Total commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 8,275 |  |  |  | 8,275 |
Residential real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2,015 |  |  |  | 2,015 |
Commercial , financial, & agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 8,035 |  |  |  | 8,035 |
Consumer & other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 62 |  |  |  | 62 |
Total loans |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 18,387 |  |  | $ | 18,387 |
Impaired Financing Receivables [Table Text Block] |
|  | Unpaid |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Contractual |  |  |  |  |  |  |  |  |  |  | Average |
|  | Principal |  |  | Recorded |  |  | Related |  |  | Recorded |
(dollars in thousands) |  | Balance |  |  | investment |  |  | allowance |  |  | Investment |
With No Related Allowance Recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | 67 |  |  | $ | 67 |  |  | $ | - |  |  | $ | 168 |
Commercial real estate |  |  | 12,455 |  |  |  | 11,639 |  |  |  | - |  |  |  | 13,924 |
Residential real estate |  |  | 2,706 |  |  |  | 2,711 |  |  |  | - |  |  |  | 3,693 |
Commercial, financial & agricultural |  |  | 257 |  |  |  | 257 |  |  |  | - |  |  |  | 910 |
Consumer & other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 123 |
Total Impaired Loans with no Allowance |  |  | 15,485 |  |  |  | 14,674 |  |  |  | - |  |  |  | 18,818 |
With An Allowance Recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 80 |
Commercial real estate |  |  | 6,379 |  |  |  | 6,385 |  |  |  | 1,939 |  |  |  | 3,898 |
Residential real estate |  |  | 757 |  |  |  | 760 |  |  |  | 137 |  |  |  | 367 |
Commercial, financial & agricultural |  |  | 2,189 |  |  |  | 1,989 |  |  |  | 1,073 |  |  |  | 722 |
Consumer & other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Impaired Loans with Allowance |  |  | 9,325 |  |  |  | 9,134 |  |  |  | 3,149 |  |  |  | 5,067 |
Purchased Credit Impaired Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  |  | 65 |  |  |  | 65 |  |  |  | - |  |  |  | 80 |
Commercial real estate |  |  | 34 |  |  |  | 34 |  |  |  | - |  |  |  | 35 |
Residential real estate |  |  | 11 |  |  |  | 11 |  |  |  | 6 |  |  |  | 24 |
Commercial, financial & agricultural |  |  | 37 |  |  |  | 37 |  |  |  | - |  |  |  | 47 |
Consumer & other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Purchased Credit Impaired Loans |  |  | 147 |  |  |  | 147 |  |  |  | 6 |  |  |  | 186 |
Total |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  |  | 132 |  |  |  | 132 |  |  |  | - |  |  |  | 328 |
Commercial real estate |  |  | 18,868 |  |  |  | 18,058 |  |  |  | 1,939 |  |  |  | 17,857 |
Residential real estate |  |  | 3,474 |  |  |  | 3,482 |  |  |  | 143 |  |  |  | 4,084 |
Commercial, financial & agricultural |  |  | 2,483 |  |  |  | 2,283 |  |  |  | 1,073 |  |  |  | 1,679 |
Consumer & other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 123 |
|  | $ | 24,957 |  |  | $ | 23,955 |  |  | $ | 3,155 |  |  | $ | 24,071 |
|  | Unpaid |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Contractual |  |  |  |  |  |  |  |  |  |  | Average |
|  | Principal |  |  | Recorded |  |  | Related |  |  | Recorded |
(dollars in thousands) |  | Balance |  |  | Investment |  |  | Allowance |  |  | Investment |
With No Related |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance Recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  | $ | 132 |  |  | $ | 132 |  |  | $ | - |  |  | $ | 69 |
Commercial real estate |  |  | 14,218 |  |  |  | 14,216 |  |  |  | - |  |  |  | 12,401 |
Residential real estate |  |  | 4,214 |  |  |  | 4,130 |  |  |  | - |  |  |  | 4,067 |
Commercial, financial & agricultural |  |  | 1,029 |  |  |  | 1,008 |  |  |  | - |  |  |  | 909 |
Consumer & other |  |  | 217 |  |  |  | 217 |  |  |  | - |  |  |  | 198 |
|  |  | 19,810 |  |  |  | 19,703 |  |  |  | - |  |  |  | 17,644 |
With An Allowance Recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  |  | 399 |  |  |  | 399 |  |  |  | 39 |  |  |  | 466 |
Commercial real estate |  |  | 4,055 |  |  |  | 4,055 |  |  |  | 1,312 |  |  |  | 5,489 |
Residential real estate |  |  | 274 |  |  |  | 274 |  |  |  | 61 |  |  |  | 98 |
Commercial, financial & agricultural |  |  | 42 |  |  |  | 42 |  |  |  | 6 |  |  |  | 8 |
Consumer & other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 4,770 |  |  |  | 4,770 |  |  |  | 1,418 |  |  |  | 6,061 |
Total |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land & land development |  |  | 531 |  |  |  | 531 |  |  |  | 39 |  |  |  | 535 |
Commercial real estate |  |  | 18,273 |  |  |  | 18,271 |  |  |  | 1,312 |  |  |  | 17,890 |
Residential real estate |  |  | 4,488 |  |  |  | 4,404 |  |  |  | 61 |  |  |  | 4,165 |
Commercial, financial & agricultural |  |  | 1,071 |  |  |  | 1,050 |  |  |  | 6 |  |  |  | 917 |
Consumer & other |  |  | 217 |  |  |  | 217 |  |  |  | - |  |  |  | 198 |
|  | $ | 24,580 |  |  | $ | 24,473 |  |  | $ | 1,418 |  |  | $ | 23,705 |

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524 + Details
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- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=118955255&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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