XML 22 R12.htm IDEA: XBRL DOCUMENT
v3.21.1

Allowance for Loan Losses | 3 Months Ended
--- | ---
Mar. 31, 2021
Receivables [Abstract] |
Allowance for Loan Losses | Allowance for Loan LossesThe following tables detail activity in the allowance for loan losses, segregated by class of loan, for the three months periods ended March 31, 2021 and March 31, 2020. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other loan categories and periodically may result in reallocation within the provision categories.
(dollars in thousands) | Construction, land and land development |  | Other commercial real estate |  | Residential real estate |  | Commercial, financial & agricultural |  | Consumer and other |  | Total
Three months ended March 31, 2021 |  |  |  |  |  |  |  |  |  |  |
Beginning Balance | $ | 1,013 |  |  | $ | 6,880 |  |  | $ | 2,278 |  |  | $ | 1,713 |  |  | $ | 243 |  |  | $ | 12,127 |
Charge-offs | — |  |  | — |  |  | — |  |  | (15) |  |  | (11) |  |  | (26) |
Recoveries | 15 |  |  | — |  |  | 66 |  |  | 3 |  |  | 8 |  |  | 92 |
Provision | 25 |  |  | 248 |  |  | 67 |  |  | (35) |  |  | 195 |  |  | 500 |
Ending balance | 1,053 |  |  | 7,128 |  |  | 2,411 |  |  | 1,666 |  |  | 435 |  |  | 12,693 |
Period end amount allocated to |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | — |  |  | 1,315 |  |  | 229 |  |  | 38 |  |  | 6 |  |  | 1,588 |
Collectively evaluated for impairment | 1,015 |  |  | 5,771 |  |  | 2,172 |  |  | 1,528 |  |  | 429 |  |  | 10,915 |
Purchase credit impaired | 38 |  |  | 42 |  |  | 10 |  |  | 100 |  |  | — |  |  | 190 |
Ending Balance | 1,053 |  |  | 7,128 |  |  | 2,411 |  |  | 1,666 |  |  | 435 |  |  | 12,693 |
Loans |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | 7,480 |  |  | 15,368 |  |  | 2,300 |  |  | 89 |  |  | 6 |  |  | 25,243 |
Collectively evaluated for impairment | 108,439 |  |  | 521,948 |  |  | 175,910 |  |  | 210,199 |  |  | 20,196 |  |  | 1,036,692 |
Purchase credit impaired | 48 |  |  | 764 |  |  | 1 |  |  | 27 |  |  | — |  |  | 840 |
Ending balance | $ | 115,967 |  |  | $ | 538,080 |  |  | $ | 178,211 |  |  | $ | 210,315 |  |  | $ | 20,202 |  |  | $ | 1,062,775 |
(dollars in thousands) | Construction, land and land development |  | Other commercial real estate |  | Residential real estate |  | Commercial, financial & agricultural |  | Consumer and other |  | Total
Three months ended March 31, 2020 |  |  |  |  |  |  |  |  |  |  |
Beginning Balance | $ | 215 |  |  | $ | 3,908 |  |  | $ | 980 |  |  | $ | 1,657 |  |  | $ | 103 |  |  | $ | 6,863 |
Charge-offs | — |  |  | (30) |  |  | (64) |  |  | (68) |  |  | (351) |  |  | (513) |
Recoveries | 13 |  |  | 5 |  |  | 4 |  |  | 1 |  |  | 55 |  |  | 78 |
Provision | 126 |  |  | 938 |  |  | 283 |  |  | 190 |  |  | 419 |  |  | 1,956 |
Ending balance | 354 |  |  | 4,821 |  |  | 1,203 |  |  | 1,780 |  |  | 226 |  |  | 8,384 |
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |
Period end amount allocated to |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | — |  |  | 1,436 |  |  | 226 |  |  | 263 |  |  | — |  |  | 1,925 |
Collectively evaluated for impairment | 1,013 |  |  | 5,444 |  |  | 2,048 |  |  | 1,450 |  |  | 162 |  |  | 10,117 |
Purchase credit impaired | — |  |  | — |  |  | 4 |  |  | — |  |  | 81 |  |  | 85 |
Ending Balance | 1,013 |  |  | 6,880 |  |  | 2,278 |  |  | 1,713 |  |  | 243 |  |  | 12,127 |
Loans |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | 6,982 |  |  | 17,430 |  |  | 2,352 |  |  | 350 |  |  | — |  |  | 27,114 |
Collectively evaluated for impairment | 114,017 |  |  | 502,961 |  |  | 180,658 |  |  | 212,984 |  |  | 21,522 |  |  | 1,032,142 |
Purchase credit impaired | 94 |  |  | — |  |  | 11 |  |  | 46 |  |  | 96 |  |  | 247 |
Ending Balance | $ | 121,093 |  |  | $ | 520,391 |  |  | $ | 183,021 |  |  | $ | 213,380 |  |  | $ | 21,618 |  |  | $ | 1,059,503 |
Management continually evaluates the allowance for loan losses methodology seeking to refine and enhance this process as appropriate, and it is likely that the methodology will continue to evolve over time. The Company determines its individual reserves during its quarterly review of substandard loans. This process involves reviewing all loans with a risk grade of 6 or greater and an outstanding balance of $250,000 or more, regardless of the loans impairment classification.

X
- Definition The entire disclosure for allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -URI http://asc.fasb.org/topic&trid=2196771 + Details
Name: | us-gaap_AllowanceForCreditLossesTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration