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v3.23.2

Allowance for Credit Losses - Segregated by Class of Loan (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022 | Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 16,599 | $ 12,919 | $ 16,128 | $ 12,910 |
Charge-Offs | (170) | (167) | (446) | (275) |
Recoveries | 207 | 111 | 246 | 178 |
Provision for credit losses on loans | 430 | 1,100 | 1,191 | 1,150 |
Ending balance | 17,066 | 13,963 | 17,066 | 13,963 |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | $ 44
Collectively evaluated for impairment |  |  |  |  | 16,051
Purchase credit impaired |  |  |  |  | 44
Allowance for credit loss | 17,066 | 13,963 | 17,066 | 13,963 | 16,128
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 4,330
Collectively evaluated for impairment |  |  |  |  | 1,731,978
Purchase credit impaired |  |  |  |  | 5,128
Ending Balance | 1,838,842 |  | 1,838,842 |  | 1,737,106
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (53) |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | (53)
Construction, land & land development |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,959 |  |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 44
Collectively evaluated for impairment |  |  |  |  | 1,915
Purchase credit impaired |  |  |  |  | 44
Allowance for credit loss |  |  |  |  | 1,959
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 514
Collectively evaluated for impairment |  |  |  |  | 228,921
Purchase credit impaired |  |  |  |  | 514
Ending Balance |  |  |  |  | 229,435
Other commercial real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 8,886 |  |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 8,853
Purchase credit impaired |  |  |  |  | 0
Allowance for credit loss |  |  |  |  | 8,886
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 3,754
Collectively evaluated for impairment |  |  |  |  | 970,895
Purchase credit impaired |  |  |  |  | 4,552
Ending Balance |  |  |  |  | 975,447
Commercial real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 10,464 | 8,694 | 10,845 | 8,818 |
Charge-Offs | 0 | 0 | 0 | (58) |
Recoveries | 16 | 72 | 33 | 85 |
Provision for credit losses on loans | 534 | 314 | 618 | 235 |
Ending balance | 11,014 | 9,080 | 11,014 | 9,080 |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss | 11,014 | 9,080 | 11,014 | 9,080 | 10,845
Loans |  |  |  |  |
Ending Balance | 1,228,932 |  | 1,228,932 |  | 1,204,882
Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (482) |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | (482)
Commercial real estate | Construction, land & land development |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 2,342 | 1,339 | 1,959 | 1,127 |
Charge-Offs | 0 | 0 | 0 | 0 |
Recoveries | 5 | 5 | 8 | 11 |
Provision for credit losses on loans | (66) | (292) | 166 | (86) |
Ending balance | 2,281 | 1,052 | 2,281 | 1,052 |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss | 2,281 | 1,052 | 2,281 | 1,052 | 1,959
Loans |  |  |  |  |
Ending Balance | 249,423 |  | 249,423 |  | 229,435
Commercial real estate | Construction, land & land development | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 148 |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | 148
Commercial real estate | Other commercial real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 8,122 | 7,355 | 8,886 | 7,691 |
Charge-Offs | 0 | 0 | 0 | (58) |
Recoveries | 11 | 67 | 25 | 74 |
Provision for credit losses on loans | 600 | 606 | 452 | 321 |
Ending balance | 8,733 | 8,028 | 8,733 | 8,028 |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss | 8,733 | 8,028 | 8,733 | 8,028 | 8,886
Loans |  |  |  |  |
Ending Balance | 979,509 |  | 979,509 |  | 975,447
Commercial real estate | Other commercial real estate | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (630) |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | (630)
Residential real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 4,112 | 1,811 | 2,354 | 1,805 |
Charge-Offs | 0 | (30) | 0 | (48) |
Recoveries | 26 | 18 | 37 | 22 |
Provision for credit losses on loans | (1,496) | (311) | (802) | (291) |
Ending balance | 2,642 | 1,488 | 2,642 | 1,488 |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 2,354
Purchase credit impaired |  |  |  |  | 0
Allowance for credit loss | 2,642 | 1,488 | 2,642 | 1,488 | 2,354
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 62
Collectively evaluated for impairment |  |  |  |  | 289,992
Purchase credit impaired |  |  |  |  | 62
Ending Balance | 325,407 |  | 325,407 |  | 290,054
Residential real estate | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,053 |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | 1,053
Commercial, financial & agricultural |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,657 | 2,087 | 2,709 | 1,083 |
Charge-Offs | (170) | (132) | (443) | (148) |
Recoveries | 160 | 12 | 167 | 56 |
Provision for credit losses on loans | 1,337 | (289) | 1,241 | 687 |
Ending balance | 2,984 | 1,678 | 2,984 | 1,678 |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 2,709
Purchase credit impaired |  |  |  |  | 0
Allowance for credit loss | 2,984 | 1,678 | 2,984 | 1,678 | 2,709
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 223,923
Purchase credit impaired |  |  |  |  | 0
Ending Balance | 243,458 |  | 243,458 |  | 223,923
Commercial, financial & agricultural | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (690) |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | (690)
Consumer and other |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 366 | 327 | 220 | 1,204 |
Charge-Offs | 0 | (5) | (3) | (21) |
Recoveries | 5 | 9 | 9 | 15 |
Provision for credit losses on loans | 55 | 1,386 | 134 | 519 |
Ending balance | 426 | 1,717 | 426 | 1,717 |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 220
Purchase credit impaired |  |  |  |  | 0
Allowance for credit loss | 426 | $ 1,717 | 426 | $ 1,717 | 220
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 18,247
Purchase credit impaired |  |  |  |  | 0
Ending Balance | $ 41,045 |  | 41,045 |  | 18,247
Consumer and other | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | $ 66 |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | $ 66

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