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v3.23.3

Allowance for Credit Losses - Segregated by Class of Loan (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022 | Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 17,066 | $ 13,963 | $ 16,128 | $ 12,910 |
Charge-Offs | (728) | (151) | (1,174) | (426) |
Recoveries | 30 | 50 | 276 | 228 |
Provision for credit losses on loans | 1,000 | 1,320 | 2,191 | 2,470 |
Ending balance | 17,368 | 15,182 | 17,368 | 15,182 |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | $ 44
Collectively evaluated for impairment |  |  |  |  | 16,051
Purchase credit impaired |  |  |  |  | 44
Allowance for credit loss | 17,368 | 15,182 | 17,368 | 15,182 | 16,128
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 4,330
Collectively evaluated for impairment |  |  |  |  | 1,731,978
Purchase credit impaired |  |  |  |  | 5,128
Ending Balance | 1,864,971 |  | 1,864,971 |  | 1,737,106
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (53) |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | (53)
Construction, land & land development |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,959 |  |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 44
Collectively evaluated for impairment |  |  |  |  | 1,915
Purchase credit impaired |  |  |  |  | 44
Allowance for credit loss |  |  |  |  | 1,959
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 514
Collectively evaluated for impairment |  |  |  |  | 228,921
Purchase credit impaired |  |  |  |  | 514
Ending Balance |  |  |  |  | 229,435
Other commercial real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 8,886 |  |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 8,853
Purchase credit impaired |  |  |  |  | 0
Allowance for credit loss |  |  |  |  | 8,886
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 3,754
Collectively evaluated for impairment |  |  |  |  | 970,895
Purchase credit impaired |  |  |  |  | 4,552
Ending Balance |  |  |  |  | 975,447
Commercial real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 11,014 | 9,080 | 10,845 | 8,818 |
Charge-Offs | 0 | 0 | 0 | (58) |
Recoveries | 9 | 10 | 42 | 95 |
Provision for credit losses on loans | (88) | 1,218 | 530 | 1,453 |
Ending balance | 10,935 | 10,308 | 10,935 | 10,308 |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss | 10,935 | 10,308 | 10,935 | 10,308 | 10,845
Loans |  |  |  |  |
Ending Balance | 1,214,436 |  | 1,214,436 |  | 1,204,882
Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (482) |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | (482)
Commercial real estate | Construction, land & land development |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 2,281 | 1,052 | 1,959 | 1,127 |
Charge-Offs | 0 | 0 | 0 | 0 |
Recoveries | 1 | 5 | 9 | 16 |
Provision for credit losses on loans | (67) | 873 | 99 | 787 |
Ending balance | 2,215 | 1,930 | 2,215 | 1,930 |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss | 2,215 | 1,930 | 2,215 | 1,930 | 1,959
Loans |  |  |  |  |
Ending Balance | 245,268 |  | 245,268 |  | 229,435
Commercial real estate | Construction, land & land development | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 148 |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | 148
Commercial real estate | Other commercial real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 8,733 | 8,028 | 8,886 | 7,691 |
Charge-Offs | 0 | 0 | 0 | (58) |
Recoveries | 8 | 5 | 33 | 79 |
Provision for credit losses on loans | (21) | 345 | 431 | 666 |
Ending balance | 8,720 | 8,378 | 8,720 | 8,378 |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss | 8,720 | 8,378 | 8,720 | 8,378 | 8,886
Loans |  |  |  |  |
Ending Balance | 969,168 |  | 969,168 |  | 975,447
Commercial real estate | Other commercial real estate | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (630) |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | (630)
Residential real estate |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 2,642 | 1,488 | 2,354 | 1,805 |
Charge-Offs | 0 | 0 | 0 | (48) |
Recoveries | 3 | 23 | 40 | 45 |
Provision for credit losses on loans | 128 | 424 | (674) | 133 |
Ending balance | 2,773 | 1,935 | 2,773 | 1,935 |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 2,354
Purchase credit impaired |  |  |  |  | 0
Allowance for credit loss | 2,773 | 1,935 | 2,773 | 1,935 | 2,354
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 62
Collectively evaluated for impairment |  |  |  |  | 289,992
Purchase credit impaired |  |  |  |  | 62
Ending Balance | 339,501 |  | 339,501 |  | 290,054
Residential real estate | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,053 |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | 1,053
Commercial, financial & agricultural |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 2,984 | 1,678 | 2,709 | 1,083 |
Charge-Offs | (714) | (118) | (1,157) | (266) |
Recoveries | 13 | 7 | 180 | 63 |
Provision for credit losses on loans | 737 | 1,163 | 1,978 | 1,850 |
Ending balance | 3,020 | 2,730 | 3,020 | 2,730 |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 2,709
Purchase credit impaired |  |  |  |  | 0
Allowance for credit loss | 3,020 | 2,730 | 3,020 | 2,730 | 2,709
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 223,923
Purchase credit impaired |  |  |  |  | 0
Ending Balance | 252,725 |  | 252,725 |  | 223,923
Commercial, financial & agricultural | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (690) |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | (690)
Consumer and other |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 426 | 1,717 | 220 | 1,204 |
Charge-Offs | (14) | (33) | (17) | (54) |
Recoveries | 5 | 10 | 14 | 25 |
Provision for credit losses on loans | 223 | (1,485) | 357 | (966) |
Ending balance | 640 | 209 | 640 | 209 |
Period end amount allocated to |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 220
Purchase credit impaired |  |  |  |  | 0
Allowance for credit loss | 640 | $ 209 | 640 | $ 209 | 220
Loans |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0
Collectively evaluated for impairment |  |  |  |  | 18,247
Purchase credit impaired |  |  |  |  | 0
Ending Balance | $ 58,309 |  | 58,309 |  | 18,247
Consumer and other | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | $ 66 |  |
Period end amount allocated to |  |  |  |  |
Allowance for credit loss |  |  |  |  | $ 66

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