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Allowance for Credit Losses (Tables)
 9 Months Ended
Sep. 30, 2024
Receivables [Abstract]  
Schedule of Allowance for Credit Losses The following tables present the balance sheet activity in the ACL by portfolio segment for loans for the three and nine month periods ended September 30, 2024 and September 30, 2023.
(dollars in thousands)Balance, June 30, 2024Charge-OffsRecoveries Provision for credit losses on loansBalance, September 30, 2024
Three Months Ended September 30, 2024
Construction, land & land development$1,295 $— $13 $(14)$1,294 
Other commercial real estate7,396 — 25 (375)7,046 
   Total commercial real estate8,691 — 38 (389)8,340 
Residential real estate5,990 (9)45 69 6,095 
Commercial, financial & agricultural2,015 (85)76 885 2,891 
Consumer and other2,110 (215)11 431 2,337 
     Total allowance for credit losses on loans$18,806 $(309)$170 $996 $19,663 
(dollars in thousands)Balance, June 30, 2023Charge-OffsRecoveriesProvision for credit losses on loansBalance, September 30, 2023
Three Months Ended September 30, 2023
Construction, land & land development$2,281 $— $1 $(67)$2,215 
Other commercial real estate8,733 — 8 (21)8,720 
   Total commercial real estate11,014 — 9 (88)10,935 
Residential real estate2,642 — 3 128 2,773 
Commercial, financial & agricultural2,984 (714)13 737 3,020 
Consumer and other426 (14)5 223 640 
     Total allowance for loan losses$17,066 $(728)$30 $1,000 $17,368 
(dollars in thousands)Balance, December 31, 2023Charge-OffsRecoveries Provision for credit losses on loansBalance, September 30, 2024
Nine Months Ended September 30, 2024
Construction, land & land development$2,204 $— $15 $(925)1,294 
Other commercial real estate7,064 (20)43 (41)7,046 
   Total commercial real estate9,268 (20)58 (966)8,340 
Residential real estate5,105 (349)252 1,087 6,095 
Commercial, financial & agricultural2,110 (1,099)135 1,745 2,891 
Consumer and other1,888 (466)19 896 2,337 
     Total allowance for credit losses on loans$18,371 $(1,934)$464 $2,762 $19,663 
(dollars in thousands)Balance December 31, 2021Charge-OffsRecoveriesProvisionBalance, September 30, 2022
Nine Months Ended September 30, 2023Balance December 31, 2022Adoption of ASU 2016-13Charge-OffsRecoveriesProvision for credit losses on loansBalance, September 30, 2023
Construction, land & land development$1,959 $148 $— $9 $99 $2,215 
Other commercial real estate8,886 (630)— 33 431 8,720 
   Total commercial real estate10,845 (482)— 42 530 10,935 
Residential real estate2,354 1,053 — 40 (674)2,773 
Commercial, financial & agricultural2,709 (690)(1,157)180 1,978 3,020 
Consumer and other220 66 (17)14 357 640 
     Total allowance for loan losses$16,128 $(53)$(1,174)$276 $2,191 $17,368 
The following table presents the balance and activity in the allowance for credit losses for unfunded commitments for the three and nine month periods ended September 30, 2024 and September 30, 2023.
Three Months Ended
September 30,
Nine Months Ended
September 30,
(dollars in thousands)2024202320242023
Beginning balance$1,259 $1,570 $1,375 $— 
Adjustment to allowance for unfunded commitments for adoption of ASU 2016-13— — — 1,661 
Change in unfunded commitments(246)— (362)(91)
Ending balance$1,013 $1,570 $1,013 $1,570