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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Operating Activities    
Net income $ 16,436 $ 16,149
Adjustments reconciling net income to net cash provided by operating activities:    
Provision for credit losses 2,400 2,100
Depreciation, amortization, and accretion 6,122 6,653
Equity method investment gain (288) (149)
Share-based compensation expense 1,037 1,302
Net change in servicing asset (870) (222)
Loss on sales of securities, available-for-sale 1,434 0
Gain on sales of SBA loans (6,620) (3,429)
Gain on sales of other real estate owned (174) (13)
Writedown of bank building 197 0
Loss (gain) on sales of premises & equipment 36 (202)
Originations of loans held for sale (210,814) (200,638)
Proceeds from sales of loans held for sale 217,632 194,564
Change in bank-owned life insurance (1,331) (1,037)
Deferred tax benefit 606 146
Change in other assets 283 (1,868)
Change in other liabilities 558 1,854
Net cash provided by operating activities 26,644 15,210
Investing Activities    
Purchases of investment securities, available-for-sale (31,688) (3,917)
Proceeds from maturities, calls, and paydowns of investment securities, available-for-sale 51,914 28,591
Proceeds from sales of investment securities, available-for-sale 25,579 0
Proceeds from maturities, calls and paydowns of securities, held-to-maturity 10,026 16,896
Change in loans, net (4,546) (129,286)
Purchase of premises and equipment (518) (2,984)
Proceeds from sales of premises and equipment 34 433
Proceeds from sales of other real estate owned 1,249 215
Proceeds from bank-owned life insurance 700 0
Redemption of other investments 0 800
Redemption (purchase) of Federal Home Loan Bank Stock (556) (4,181)
Net cash provided by (used in) investing activities 52,194 (93,433)
Financing Activities    
Change in noninterest-bearing customer deposits (59,100) (74,949)
Change in interest-bearing customer deposits 39,280 175,284
Dividends paid for common stock (5,926) (5,792)
Repayments on Federal Home Loan Bank Advances (210,000) (625,000)
Proceeds from Federal Home Loan Bank Advances 220,000 685,000
Repayments on other borrowings (20,000) (270,000)
Proceeds from other borrowings 20,000 255,000
Redemption of subordinated debt (500) 0
Repurchase of shares (765) (406)
Tax withholding related to vesting of restricted stock (296) (252)
Net cash provided by (used in) financing activities (17,307) 138,885
Net increase in cash and cash equivalents 61,531 60,662
Cash and cash equivalents at beginning of period 83,322 80,678
Cash and cash equivalents at end of period 144,853 141,340
Supplemental Disclosure of Cash Flow Information    
Cash paid during the period for interest 45,723 30,323
Cash paid during the period for income taxes 4,593 4,000
Noncash Investing and Financing Activities    
Transfers to other real estate $ 854 $ 363