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SEGMENT INFORMATION (Tables) | 12 Months Ended
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Dec. 31, 2024
Segment Reporting [Abstract] |
Schedule of Segment Reporting Information | The following tables present information reported internally for performance assessment as of December 31, 2024 and 2023:
|  | December 31, 2024
(dollars in thousands) |  | Bank |  | Mortgage |  | Small Business Specialty Lending Division |  | Totals
Net Interest Income |  | $ | 71,112 |  |  | $ | 210 |  |  | $ | 4,754 |  |  | $ | 76,076 |
Provision for Credit Losses |  | 1,558 |  |  | — |  |  | 1,492 |  |  | 3,050 |
Net Interest Income after Provision for Credit Losses |  | 69,554 |  |  | 210 |  |  | 3,262 |  |  | 73,026 |
Mortgage Fee Income |  | 70 |  |  | 5,978 |  |  | — |  |  | 6,048 |
Gain on Sale of SBA Loans |  | — |  |  | — |  |  | 9,242 |  |  | 9,242 |
Other |  | 21,642 |  | (1) | — |  |  | 2,443 |  | (2) | 24,085 |
Total Noninterest Income |  | 21,712 |  |  | 5,978 |  |  | 11,685 |  |  | 39,375 |
Salaries and Employee Benefits |  | 37,026 |  |  | 5,731 |  |  | 7,010 |  |  | 49,767 |
Other (3) |  | 31,929 |  |  | 45 |  |  | 1,093 |  |  | 33,067 |
Total Noninterest Expense |  | 68,955 |  |  | 5,776 |  |  | 8,103 |  |  | 82,834 |
Income Taxes |  | 4,170 |  |  | 102 |  |  | 1,427 |  |  | 5,699 |
Net income |  | $ | 18,141 |  |  | $ | 310 |  |  | $ | 5,417 |  |  | $ | 23,868 |
Total assets |  | $ | 2,985,856 |  |  | $ | 17,970 |  |  | $ | 105,956 |  |  | $ | 3,109,782 |
Full Time Employees |  | 376 |  | 45 |  | 34 |  | 455
(1) includes service charges on deposits, loss on sales of securities, interchange fees, BOLI income, insurance commissions and other noninterest income (2) represents SBA loan related fee income (3) includes occupancy and equipment, information technology expense, professional fees, advertising and public relations, communications and other noninterest expenses
|  | December 31, 2023
(dollars in thousands) |  | Bank |  | Mortgage Banking |  | Small Business Specialty Lending Division |  | Totals
Net Interest Income |  | $ | 75,464 |  |  | $ | 109 |  |  | $ | 2,671 |  |  | $ | 78,244 |
Provision for Credit Losses |  | 2,225 |  |  | — |  |  | 1,375 |  |  | 3,600 |
Net Interest Income after Provision for Credit Losses |  | 73,239 |  |  | 109 |  |  | 1,296 |  |  | 74,644 |
Mortgage Fee Income |  | (89) |  |  | 6,220 |  |  | — |  |  | 6,131 |
Gain on Sale of SBA Loans |  | — |  |  | — |  |  | 5,063 |  |  | 5,063 |
Other |  | 22,665 |  | (4) | 3 |  |  | 1,772 |  | (5) | 24,440 |
Noninterest Income |  | 22,576 |  |  | 6,223 |  |  | 6,835 |  |  | 35,634 |
Salaries and Employee Benefits |  | 36,273 |  |  | 7,005 |  |  | 5,955 |  |  | 49,233 |
Other (6) |  | 32,461 |  |  | (79) |  |  | 1,450 |  |  | 33,832 |
Noninterest Expenses |  | 68,734 |  |  | 6,926 |  |  | 7,405 |  |  | 83,065 |
Income Taxes |  | 5,454 |  |  | (117) |  |  | 129 |  |  | 5,466 |
Net income/(loss) |  | $ | 21,627 |  |  | $ | (477) |  |  | $ | 597 |  |  | $ | 21,747 |
Total assets |  | $ | 2,956,121 |  |  | $ | 7,890 |  |  | $ | 89,411 |  |  | $ | 3,053,422 |
Full Time Employees |  | 378 |  | 42 |  | 33 |  | 453
(4) includes service charges on deposits, interchange fees, BOLI income, insurance commissions and other noninterest income (5) represents SBA loan related fee income (6) includes occupancy and equipment, information technology expense, professional fees, advertising and public relations, communications and other noninterest expenses

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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