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PREMISES AND EQUIPMENT
 12 Months Ended
Dec. 31, 2024
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT PREMISES AND EQUIPMENT
 
Premises and equipment are comprised of the following as of December 31:
(dollars in thousands)20242023
Land$11,314 $11,559 
Building38,410 38,567 
Furniture, fixtures and equipment21,203 20,670 
Leasehold improvements1,392 1,384 
Construction in progress 1 182 
Total cost72,320 72,362 
Accumulated depreciation(34,489)(32,492)
Total premises and equipment$37,831 $39,870 
 
Depreciation charged to operations totaled $2.5 million in 2024 and $2.4 million in 2023. Construction in progress consists of leasehold improvements to one of the Company's bank branches. Costs to complete this project is expected not to exceed $2,000.