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COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2024

Commitments and Contingencies Disclosure [Abstract]

Schedule of Financial Instruments Outstanding Whose Contract Amount Represents Credit Risk

At December 31, 2024 and 2023, the following financial instruments were outstanding whose contract amounts represent credit risk:

			Contract Amount
			2024						2023
(dollars in thousands)
Commitments to extend credit			$	329,924					$	362,878
Standby letters of credit			5,947						5,656

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- Definition

Tabular disclosure of off-balance sheet commitments, including commitments to fund loans and unused lines of credit, as well as letters of credit outstanding.

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