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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Interest income    
Loans, including fees $ 111,675 $ 99,256
Investment securities 20,974 23,319
Deposits with other banks and short term investments 4,592 2,341
Total interest income 137,241 124,916
Interest expense    
Deposits 50,007 35,464
Federal funds purchased 0 147
Federal Home Loan Bank advances 7,211 6,763
Other borrowings 3,947 4,298
Total interest expense 61,165 46,672
Net Interest Income 76,076 78,244
Provision for credit losses 3,050 3,600
Net interest income after provision for credit losses 73,026 74,644
Noninterest income    
Gain on sales of SBA loans 9,242 5,063
Loss on sales of securities (1,835) 0
BOLI income 1,725 1,396
Insurance commissions 1,789 1,873
Other 4,742 3,976
Total noninterest income 39,375 35,634
Noninterest expense    
Salaries and employee benefits 49,767 49,233
Occupancy and equipment 6,149 6,283
Information technology expense 8,978 8,553
Professional fees 2,825 3,097
Advertising and public relations 4,009 3,486
Communications 865 947
Other 10,241 11,466
Total noninterest expense 82,834 83,065
Income before income taxes 29,567 27,213
Income taxes 5,699 5,466
Net income $ 23,868 $ 21,747
Net income per share of common stock    
Basic (in dollars per share) $ 1.36 $ 1.24
Diluted (in dollars per share) 1.36 1.24
Cash dividends declared per share of common stock (in dollars per share) $ 0.45 $ 0.44
Weighted average shares outstanding, basic (in shares) 17,557,743 17,578,294
Weighted average shares outstanding, diluted (in shares) 17,557,743 17,578,294
Service charges on deposits    
Noninterest income    
Non interest revenue from banking services $ 9,365 $ 8,735
Mortgage fee income    
Noninterest income    
Non interest revenue from banking services 6,048 6,131
Interchange fees    
Noninterest income    
Non interest revenue from banking services $ 8,299 $ 8,460