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FINANCIAL INFORMATION OF COLONY BANKCORP, INC. (PARENT ONLY) (Tables) | 12 Months Ended
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Dec. 31, 2025
Condensed Financial Information Disclosure [Abstract] |
Schedule of Balance Sheet | The parent company’s balance sheets as of December 31, 2025 and 2024 and the related statements of income and cash flows for each of the years in the two-year period then ended are as follows: COLONY BANKCORP, INC. (PARENT ONLY) BALANCE SHEETS DECEMBER 31 (DOLLARS IN THOUSANDS)
| 2025 |  | 2024
ASSETS |  |  |
Cash | $ | 28,855 |  |  | $ | 28,692 |
Investment in subsidiaries | 400,594 |  |  | 305,918 |
Other | 9,715 |  |  | 7,297 |
Total Assets | $ | 439,164 |  |  | $ | 341,907 |
LIABILITIES AND STOCKHOLDERS’ EQUITY |  |  |
Liabilities |  |  |
Other | $ | 112 |  |  | $ | 193 |
Subordinated notes, net of issuance costs | 38,903 |  |  | 38,810 |
Subordinated debentures | 24,229 |  |  | 24,229 |
Total Liabilities | 63,244 |  |  | 63,232 |
Stockholders’ Equity |  |  |
Common stock, par value $1.00 per share; 50,000,000 shares authorized, 21,251,695 and 17,519,884 shares issued and outstanding as of December 31, 2025 and 2024, respectively | 21,252 |  |  | 17,520 |
Paid-in capital | 228,577 |  |  | 168,353 |
Retained earnings | 160,584 |  |  | 140,369 |
Accumulated other comprehensive loss, net of tax | (34,493) |  |  | (47,567) |
Total Stockholder’s Equity | 375,920 |  |  | 278,675 |
Total Liabilities and Stockholders’ Equity | $ | 439,164 |  |  | $ | 341,907 |
Schedule of Statement of Income | COLONY BANKCORP, INC. (PARENT ONLY) STATEMENTS OF INCOME FOR THE YEARS ENDED DECEMBER 31 (DOLLARS IN THOUSANDS)
| 2025 |  | 2024
Income |  |  |
Interest on deposits with banks | $ | 1 |  |  | $ | 4 |
Dividends from subsidiaries | 13,955 |  |  | 13,217 |
Other | 540 |  |  | 204 |
Total income | 14,496 |  |  | 13,425 |
Expenses |  |  |
Interest | 3,703 |  |  | 3,937 |
Salaries and employee benefits | 628 |  |  | 461 |
Other | 341 |  |  | 183 |
Total expenses | 4,672 |  |  | 4,581 |
Income before income taxes and equity in undistributed earnings of subsidiaries | 9,824 |  |  | 8,844 |
Income tax benefit | 1,293 |  |  | 1,150 |
Income before equity in undistributed earnings of subsidiaries | 11,117 |  |  | 9,994 |
Equity in undistributed earnings of subsidiaries | 17,136 |  |  | 13,874 |
Net income | $ | 28,253 |  |  | $ | 23,868 |
Schedule of Statement of Cash Flows | COLONY BANKCORP, INC. (PARENT ONLY) STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31 (DOLLARS IN THOUSANDS)
| 2025 |  | 2024
CASH FLOWS FROM OPERATING ACTIVITIES |  |  |
Net income | $ | 28,253 |  |  | $ | 23,868 |
Adjustments to reconcile net income to net cash provided by operating activities: |  |  |
Stock-based compensation expense | 785 |  |  | 1,296 |
Equity in undistributed earnings of subsidiaries | (17,136) |  |  | (13,874) |
Amortization of debt issuance costs | 93 |  |  | 94 |
Change in deferred taxes | 96 |  |  | — |
Change in interest payable | (8) |  |  | (7) |
Other | (2,491) |  |  | (1,742) |
Net cash provided by operating activities | 9,592 |  |  | 9,635 |
CASH FLOWS FROM INVESTING ACTIVITIES |  |  |
Net cash and cash equivalents received from bank acquisition | 1,288 |  |  | — |
Net cash provided by investing activities | 1,288 |  |  | — |
CASH FLOWS FROM FINANCING ACTIVITIES |  |  |
Redemption of subordinated debt | — |  |  | (500) |
Cash paid for tax withholding related to vesting of restricted stock | (311) |  |  | (296) |
Repurchase and retirement of shares | (2,368) |  |  | (1,305) |
Dividends paid on common stock | (8,038) |  |  | (7,899) |
Net cash used in financing activities | (10,717) |  |  | (10,000) |
Net increase (decrease) in cash and cash equivalents | 163 |  |  | (365) |
Cash and cash equivalents at beginning of period | 28,692 |  |  | 29,057 |
Cash and cash equivalents at end of period | $ | 28,855 |  |  | $ | 28,692 |

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