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BORROWINGS (Tables) | 12 Months Ended
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Dec. 31, 2025
Debt Disclosure [Abstract] |
Schedule of Outstanding Borrowings | The following table presents information regarding the Company’s outstanding borrowings at December 31, 2025:
Description | Maturity Date |  | Amount |  | Interest Rate
(dollars in thousands) |  |  |  |  |
FHLB Advances | December 22, 2027 |  | $ | 15,000 |  |  | 4.00%
FHLB Advances | January 28, 2028 |  | 20,000 |  |  | 3.87%
FHLB Advances | February 15, 2028 |  | 20,000 |  |  | 3.83%
FHLB Advances | April 5, 2028 |  | 25,000 |  |  | 3.69%
FHLB Advances | April 6, 2026 |  | 25,000 |  |  | 3.90%
FHLB Advances | May 2, 2029 |  | 30,000 |  |  | 4.73%
FHLB Advances | March 25, 2026 |  | 25,000 |  |  | 3.78%
FHLB Advances | March 26, 2026 |  | 25,000 |  |  | 3.78%
FHLB Advances | November 6, 2026 |  | 10,000 |  |  | 4.14%
Fair Value Adjustment for FHLB Borrowings assumed |  |  | (28) |  |  | N/A
Subordinated notes, net of issuance costs | May 20, 2032 |  | 38,903 |  |  | 5.25%
Subordinated debentures | (1) |  | 24,229 |  |  | (1)
Total borrowings |  | $ | 258,104 |  |  |
(1) See individual maturity dates and interest rates in table below. The following table presents information regarding the Company’s outstanding borrowings at December 31, 2024:
Description | Maturity Date |  | Amount |  | Interest Rate
(dollars in thousands) |  |  |  |  |  |  |
FHLB Advances | December 22, 2027 |  | $ | 15,000 |  |  | 4.00%
FHLB Advances | January 28, 2028 |  | 20,000 |  |  | 3.87%
FHLB Advances | February 15, 2028 |  | 20,000 |  |  | 3.83%
FHLB Advances | April 5, 2028 |  | 25,000 |  |  | 3.69%
FHLB Advances | April 6, 2026 |  | 25,000 |  |  | 3.90%
FHLB Advances | May 2, 2029 |  | 30,000 |  |  | 4.73%
FHLB Advances | March 25, 2025 |  | 25,000 |  |  | 4.46%
FHLB Advances | March 26, 2025 |  | 25,000 |  |  | 4.46%
Subordinated notes | May 20, 2032 |  | 38,810 |  |  | 5.25%
Subordinated debentures | (1) |  | 24,229 |  |  | (1)
Total borrowings |  | $ | 248,039 |  |  |  |  |
(1) See individual maturity dates and interest rates in table below.
Schedule of Subordinated Debentures | The following table presents the information regarding the Company's subordinated debentures at December 31, 2025 and 2024. All subordinated debentures are at benchmark rates based on SOFR plus a spread adjustment plus a margin at December 31, 2025.
Description | Date | Amount |  | Added Margin | Total Interest Rate |  | Maturity | 5-Year Call Option
(dollars in thousands) |  |  |  |  |  |  |  |
Colony Bankcorp Statutory Trust III | June 16, 2004 | $ | 4,640 |  |  | 2.68% | 6.65 | % |  | June 17, 2034 | June 17, 2009
Colony Bankcorp Capital Trust I | April 13, 2006 | 5,155 |  |  | 1.50% | 5.43 | % |  | June 30, 2036 | April 13, 2011
Colony Bankcorp Capital Trust II | March 12, 2007 | 9,279 |  |  | 1.65% | 5.60 | % |  | March 30, 2037 | March 12, 2012
Colony Bankcorp Capital Trust III | September 14, 2007 | 5,155 |  |  | 1.40% | 5.50 | % |  | October 30, 2037 | September 14, 2012
Total |  | $ | 24,229 |  |  |  |  |  |  |

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