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PREMISES AND EQUIPMENT
 12 Months Ended
Dec. 31, 2025
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT PREMISES AND EQUIPMENT
 
Premises and equipment are comprised of the following as of December 31:
(dollars in thousands)20252024
Land$11,314 $11,314 
Building36,839 38,410 
Furniture, fixtures and equipment22,624 21,203 
Leasehold improvements2,319 1,392 
Construction in progress 19 1 
Total cost73,115 72,320 
Accumulated depreciation(36,070)(34,489)
Total premises and equipment$37,045 $37,831 
 
Depreciation charged to operations totaled $2.6 million in 2025 and $2.5 million in 2024. Construction in progress at December 31, 2025 was $19,000 which represents equipment repairs at three of the Company's branches. Costs to complete these projects are not expected to exceed $34,000.