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SEGMENT INFORMATION (Tables)

12 Months Ended

Dec. 31, 2025

Segment Reporting [Abstract]

Schedule of Segment Reporting Information

The following tables present information reported internally for performance assessment as of December 31, 2025 and 2024:

						December 31, 2025
(dollars in thousands)						Bank						Mortgage						Small Business Specialty Lending Division						Totals
Net Interest Income						$	87,718					$	224					$	3,959					$	91,901
Provision for Credit Losses						1,296						—						3,204						4,500
Net Interest Income after Provision for Credit Losses						86,422						224						755						87,401
Mortgage Fee Income						109						7,426						—						7,535
Gain on Sale of SBA Loans						—						—						5,372						5,372
Other						24,774			(1)			—						2,599			(2)			27,373
Total Noninterest Income						24,883						7,426						7,971						40,280
Salaries and Employee Benefits						39,967						6,768						5,682						52,417
Other (3)						38,669						304						1,156						40,129
Total Noninterest Expense						78,636						7,072						6,838						92,546
Income Taxes						6,365						133						384						6,882
Net income						$	26,304					$	445					$	1,504					$	28,253
Total assets						$	3,625,785					$	13,648					$	95,968					$	3,735,401
Full Time Employees						447						48						31						526

(1) includes service charges on deposits, loss on sales of securities, interchange fees, BOLI income, insurance commissions and other noninterest income

(2) represents SBA loan related fee income

(3) includes occupancy and equipment, acquisition related expenses, information technology expense, professional fees, advertising and public relations, communications and other noninterest expenses

						December 31, 2024
(dollars in thousands)						Bank						Mortgage Banking						Small Business Specialty Lending Division						Totals
Net Interest Income						$	71,112					$	210					$	4,754					$	76,076
Provision for Credit Losses						1,558						—						1,492						3,050
Net Interest Income after Provision for Credit Losses						69,554						210						3,262						73,026
Mortgage Fee Income						70						5,978						—						6,048
Gain on Sale of SBA Loans						—						—						9,242						9,242
Other						21,642			(4)			—						2,443			(5)			24,085
Noninterest Income						21,712						5,978						11,685						39,375
Salaries and Employee Benefits						37,026						5,731						7,010						49,767
Other (6)						31,929						45						1,093						33,067
Noninterest Expenses						68,955						5,776						8,103						82,834
Income Taxes						4,170						102						1,427						5,699
Net income/(loss)						$	18,141					$	310					$	5,417					$	23,868
Total assets						$	2,985,856					$	17,970					$	105,956					$	3,109,782
Full Time Employees						376						45						34						455

(4) includes service charges on deposits, loss on sales of securities, interchange fees, BOLI income, insurance commissions and other noninterest income

(5) represents SBA loan related fee income

(6) includes occupancy and equipment, information technology expense, professional fees, advertising and public relations, communications and other noninterest expenses

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-25

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-22

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-30

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- References

No definition available.

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