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Note 16 - Fair Value Measurements (Tables) | 12 Months Ended
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Dec. 31, 2023
Notes Tables |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] |
Financial Assets |  | At December 31, 2023 |
Securities available-for-sale: |  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total |
U.S. agency securities |  | $ | — |  |  | $ | 18,018 |  |  | $ | — |  |  | $ | 18,018 |
Corporate securities |  |  | — |  |  |  | 12,872 |  |  |  | — |  |  |  | 12,872 |
Municipal bonds |  |  | — |  |  |  | 119,447 |  |  |  | — |  |  |  | 119,447 |
Mortgage-backed securities |  |  | — |  |  |  | 101,248 |  |  |  | — |  |  |  | 101,248 |
U.S. Small Business Administration securities |  |  | — |  |  |  | 41,348 |  |  |  | — |  |  |  | 41,348 |
Mortgage loans held for sale, at fair value |  |  | — |  |  |  | 25,668 |  |  |  | — |  |  |  | 25,668 |
Loans receivable, at fair value |  |  | — |  |  |  | 15,088 |  |  |  | — |  |  |  | 15,088 |
Derivatives: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate lock commitments with customers |  |  | — |  |  |  | — |  |  |  | 329 |  |  |  | 329 |
Interest rate swaps - cash flow and fair value hedges |  |  | — |  |  |  | 6,431 |  |  |  | — |  |  |  | 6,431 |
Interest rate swaps - dealer offsets to customer swap positions |  |  | — |  |  |  | 64 |  |  |  | — |  |  |  | 64 |
Total assets measured at fair value |  | $ | — |  |  | $ | 340,184 |  |  | $ | 329 |  |  | $ | 340,513 |
Financial Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Derivatives: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mandatory and best effort forward commitments with investors |  | $ | — |  |  | $ | — |  |  | $ | (188 | ) |  | $ | (188 | )
Forward TBA mortgage-backed securities |  |  | — |  |  |  | (284 | ) |  |  | — |  |  |  | (284 | )
Interest rate swaps - cash flow and fair value hedges |  |  | — |  |  |  | (375 | ) |  |  | — |  |  |  | (375 | )
Interest rate swaps - customer swap positions |  |  | — |  |  |  | (63 | ) |  |  | — |  |  |  | (63 | )
Total liabilities measured at fair value |  | $ | — |  |  | $ | (722 | ) |  | $ | (188 | ) |  | $ | (910 | )
Financial Assets |  | At December 31, 2022 |
Securities available-for-sale: |  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total |
U.S. agency securities |  | $ | — |  |  | $ | 17,288 |  |  | $ | — |  |  | $ | 17,288 |
Corporate securities |  |  | — |  |  |  | 8,545 |  |  |  | — |  |  |  | 8,545 |
Municipal bonds |  |  | — |  |  |  | 120,602 |  |  |  | — |  |  |  | 120,602 |
Mortgage-backed securities |  |  | — |  |  |  | 69,966 |  |  |  | — |  |  |  | 69,966 |
U.S. Small Business Administration securities |  |  | — |  |  |  | 12,851 |  |  |  | — |  |  |  | 12,851 |
Mortgage loans held for sale, at fair value |  |  | — |  |  |  | 20,093 |  |  |  | — |  |  |  | 20,093 |
Loans receivable, at fair value |  |  | — |  |  |  | 14,035 |  |  |  | — |  |  |  | 14,035 |
Derivatives: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Forward TBA mortgage-backed securities |  |  | — |  |  |  | 164 |  |  |  | — |  |  |  | 164 |
Interest rate lock commitments with customers |  |  | — |  |  |  | — |  |  |  | 107 |  |  |  | 107 |
Interest rate swaps - cash flow and fair value hedges |  |  | — |  |  |  | 9,870 |  |  |  | — |  |  |  | 9,870 |
Total assets measured at fair value |  | $ | — |  |  | $ | 273,414 |  |  | $ | 107 |  |  | $ | 273,521 |
Financial Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Derivatives: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mandatory and best effort forward commitments with investors |  | $ | — |  |  | $ | — |  |  | $ | (38 | ) |  | $ | (38 | )
Total liabilities measured at fair value |  | $ | — |  |  | $ | — |  |  | $ | (38 | ) |  | $ | (38 | )
Fair Value Measurements, Nonrecurring [Table Text Block] |
|  | December 31, 2023 |
|  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total |
MSRs |  | $ | — |  |  | $ | — |  |  | $ | 38,163 |  |  | $ | 38,163 |
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block] |
Level 3 |  | Significant |  |  |  |  |  | Weighted Average |
Fair Value | Valuation | Unobservable |  |  |  |  |  | December 31, |  |  | December 31, |
Instruments | Techniques | Inputs |  | Range |  |  | 2023 |  |  | 2022 |
RECURRING |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate lock commitments with customers | Quoted market prices | Pull-through expectations |  |  | 80% - 99% |  |  |  | 90.5 | % |  |  | 92.5 | %
Individual forward sale commitments with investors | Quoted market prices | Pull-through expectations |  |  | 80% - 99% |  |  |  | 90.5 | % |  |  | 92.5 | %
NONRECURRING |  |  |  |  |  |  |  |  |  |  |  |  |  |
MSRs | Industry sources | Pre-payment speeds |  |  | 0% - 50% |  |  |  | 7.2 | % |  |  | 8.2 | %
Fair Value, Assets (Liabilities) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] |
|  |  |  |  |  | Purchases |  |  |  |  |  |  |  |  |  |  | Net change in |  |  | Net change in |
|  | Beginning |  |  | and |  |  | Sales and |  |  | Ending |  |  | fair value for |  |  | fair value for |
2023 |  | Balance |  |  | Issuances |  |  | Settlements |  |  | Balance |  |  | gains/(losses) (1) |  |  | gains/(losses) (2) |
Interest rate lock commitments with customers |  | $ | 107 |  |  | $ | 4,291 |  |  | $ | (4,069 | ) |  | $ | 329 |  |  | $ | 222 |  |  | $ | — |
Individual forward sale commitments with investors |  |  | (38 | ) |  |  | 66 |  |  |  | (216 | ) |  |  | (188 | ) |  |  | (150 | ) |  |  | — |
2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate lock commitments with customers |  | $ | 757 |  |  | $ | 3,215 |  |  | $ | (3,865 | ) |  | $ | 107 |  |  | $ | (650 | ) |  | $ | — |
Individual forward sale commitments with investors |  |  | 808 |  |  |  | 6,383 |  |  |  | (7,229 | ) |  |  | (38 | ) |  |  | (846 | ) |  |  | — |
2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate lock commitments with customers |  | $ | 4,024 |  |  | $ | 23,164 |  |  | $ | (26,431 | ) |  | $ | 757 |  |  | $ | (3,267 | ) |  | $ | — |
Individual forward sale commitments with investors |  |  | (67 | ) |  |  | 2,526 |  |  |  | (1,651 | ) |  |  | 808 |  |  |  | 875 |  |  |  | — |
Securities available-for-sale, at fair value |  |  | 1,111 |  |  |  | 40 |  |  |  | (13 | ) |  |  | 1,138 |  |  |  | — |  |  |  | 27 |
Fair Value, by Balance Sheet Grouping [Table Text Block] |
|  | December 31, |  |  | December 31, |
|  | 2023 |  |  | 2022 |
Financial Assets |  | Carrying |  |  | Fair |  |  | Carrying |  |  | Fair |
Level 1 inputs: |  | Amount |  |  | Value |  |  | Amount |  |  | Value |
Cash and cash equivalents |  | $ | 65,691 |  |  | $ | 65,691 |  |  | $ | 41,437 |  |  | $ | 41,437 |
Certificates of deposit at other financial institutions |  |  | 24,167 |  |  |  | 24,167 |  |  |  | 4,712 |  |  |  | 4,712 |
Level 2 inputs: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Securities available-for-sale, at fair value |  |  | 292,933 |  |  |  | 292,933 |  |  |  | 229,252 |  |  |  | 229,252 |
Securities held-to-maturity |  |  | 8,500 |  |  |  | 7,666 |  |  |  | 8,500 |  |  |  | 7,929 |
Loans held for sale, at fair value |  |  | 25,668 |  |  |  | 25,668 |  |  |  | 20,093 |  |  |  | 20,093 |
FHLB stock, at cost |  |  | 2,114 |  |  |  | 2,114 |  |  |  | 10,611 |  |  |  | 10,611 |
Forward TBA mortgage-backed securities |  |  | — |  |  |  | — |  |  |  | 164 |  |  |  | 164 |
Loans receivable, at fair value |  |  | 15,088 |  |  |  | 15,088 |  |  |  | 14,035 |  |  |  | 14,035 |
Interest rate swaps - cash flow and fair value hedges |  |  | 6,431 |  |  |  | 6,431 |  |  |  | 9,870 |  |  |  | 9,870 |
Accrued interest receivable |  |  | 14,005 |  |  |  | 14,005 |  |  |  | 11,144 |  |  |  | 11,144 |
Interest rate swaps - dealer offsets to customer swap positions |  |  | 64 |  |  |  | 64 |  |  |  | — |  |  |  | — |
Level 3 inputs: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans receivable, gross |  |  | 2,417,927 |  |  |  | 2,276,397 |  |  |  | 2,204,817 |  |  |  | 2,153,769 |
MSRs, held at lower of cost or fair value |  |  | 9,090 |  |  |  | 20,552 |  |  |  | 18,017 |  |  |  | 35,478 |
MSRs held for sale, held at lower of cost or fair value |  |  | 8,086 |  |  |  | 17,611 |  |  |  | — |  |  |  | — |
Fair value interest rate locks with customers |  |  | — |  |  |  | — |  |  |  | 107 |  |  |  | 107 |
Financial Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Level 2 inputs: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deposits |  |  | 2,522,323 |  |  |  | 2,515,026 |  |  |  | 2,127,741 |  |  |  | 2,105,926 |
Borrowings |  |  | 93,746 |  |  |  | 93,416 |  |  |  | 186,528 |  |  |  | 186,188 |
Subordinated notes, excluding unamortized debt issuance costs |  |  | 50,000 |  |  |  | 43,480 |  |  |  | 50,000 |  |  |  | 44,500 |
Accrued interest payable |  |  | 5,473 |  |  |  | 5,473 |  |  |  | 2,270 |  |  |  | 2,270 |
Interest rate swaps - cash flow and fair value hedges |  |  | 375 |  |  |  | 375 |  |  |  | — |  |  |  | — |
Forward TBA mortgage-backed securities |  |  | 284 |  |  |  | 284 |  |  |  | — |  |  |  | — |
Interest rate swaps - customer swap positions |  |  | 63 |  |  |  | 63 |  |  |  |  |  |  |  |  |
Level 3 inputs: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mandatory and best effort forward commitments with investors |  |  | 188 |  |  |  | 188 |  |  |  | 38 |  |  |  | 38 |

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