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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Net income $ 17,356 $ 17,328
Adjustments to reconcile net income to net cash from operating activities    
Provision for credit losses 2,476 2,824
Depreciation, amortization and accretion 5,774 6,219
Compensation expense related to stock options and restricted stock awards 784 1,018
Change in cash surrender value of BOLI (482) (448)
Gain on sale of loans held for sale (4,301) (3,423)
Gain on sale of MSRs (8,215) 0
Loss on sale of investment securities, net 7,847 0
Origination of loans held for sale (271,158) (185,041)
Proceeds from sale of loans held for sale 261,171 206,392
Impairment of MSRs 39 0
Changes in operating assets and liabilities    
Accrued interest receivable 213 (570)
Other assets (2,076) (4,168)
Other liabilities 943 2,025
Net cash from operating activities 10,371 42,156
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from sale of investment securities 98,459 0
Maturities, prepayments, and calls 9,046 8,758
Purchases (38,009) (3,933)
Maturities of certificates of deposit at other financial institutions 12,680 0
Purchase of certificates of deposit at other financial institutions (1,220) (10,035)
Portfolio loan originations and principal collections, net (45,298) (105,739)
Net cash from acquisitions 0 336,157
Proceeds from sale of mortgage servicing rights 16,168 0
Purchase of portfolio loans (28,208) (2,231)
Purchase of premises and equipment (632) (1,113)
Change in FHLB stock, net (8,208) 4,056
Net cash from investing activities 14,778 225,920
CASH FLOWS USED BY FINANCING ACTIVITIES    
Net decrease in deposits (139,606) (187,484)
Proceeds from borrowings 557,804 1,043,500
Repayments of borrowings (469,655) (1,030,132)
Dividends paid on common stock (4,059) (3,874)
(Disbursements) proceeds from stock options exercised, net (532) 53
Common stock repurchased for employee/director taxes paid on restricted stock awards 0 (16)
Issuance of common stock - employee stock purchase plan 580 539
Common stock repurchased (2,361) 0
Net cash used by financing activities (57,829) (177,414)
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (32,680) 90,662
CASH AND CASH EQUIVALENTS, beginning of period 65,691 41,437
CASH AND CASH EQUIVALENTS, end of period 33,011 132,099
SUPPLEMENTARY DISCLOSURES OF CASH FLOW INFORMATION    
Interest on deposits and borrowings 31,459 15,183
Income taxes 2,062 5,985
SUPPLEMENTARY DISCLOSURES OF NONCASH OPERATING, INVESTING AND FINANCING ACTIVITIES    
Change in fair value on available-for-sale investment securities 6,296 2,421
Change in fair value on fair value and cash flow hedges 3,598 1,640
Change in fair value on portfolio loans measured under the fair value option 186 57
Retention in gross MSRs from loan sales 1,393 1,325
ROU assets in exchange for lease liabilities 0 2,034
Acquisitions:    
Assets acquired 0 87,512
Liabilities assumed $ 0 $ 424,949