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Note 14 - Business Segments - Schedule of Segment Financial Results (Details)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
USD ($)
Jun. 30, 2023
USD ($)
Jun. 30, 2024
USD ($)
Jun. 30, 2023
USD ($)
Net interest income [1] $ 30,401 $ 31,552 $ 60,747 $ 62,214
(Provision) benefit for credit losses (1,077) (716) (2,476) (2,824)
Noninterest income [2] 5,868 4,833 10,979 10,052
Noninterest expense [3] (23,857) (24,204) (47,386) (47,728)
Income before provision for income taxes 11,335 11,465 21,864 21,714
Provision for income taxes (2,376) (2,349) (4,508) (4,386)
Net income 8,959 9,116 17,356 17,328
Total average assets for period ended $ 2,947,831 $ 2,841,890 $ 2,953,189 $ 2,792,234
Number of Employees, Geographic Area [Member]        
Full-time employees ("FTEs") 571 581 571 581
Commercial And Consumer Banking [Member]        
Net interest income [1] $ 28,051 $ 28,269 $ 56,137 $ 55,769
(Provision) benefit for credit losses (1,214) (629) (2,465) (2,118)
Noninterest income [2] 2,269 2,706 4,662 5,086
Noninterest expense [3] (19,043) (18,950) (38,051) (37,560)
Income before provision for income taxes 10,063 11,396 20,283 21,177
Provision for income taxes (2,113) (2,335) (4,182) (4,278)
Net income 7,950 9,061 16,101 16,899
Total average assets for period ended $ 2,359,741 $ 2,313,228 $ 2,380,803 $ 2,281,815
Commercial And Consumer Banking [Member] | Number of Employees, Geographic Area [Member]        
Full-time employees ("FTEs") 450 444 450 444
Home Lending [Member]        
Net interest income [1] $ 2,350 $ 3,283 $ 4,610 $ 6,445
(Provision) benefit for credit losses 137 (87) (11) (706)
Noninterest income [2] 3,599 2,127 6,317 4,966
Noninterest expense [3] (4,814) (5,254) (9,335) (10,168)
Income before provision for income taxes 1,272 69 1,581 537
Provision for income taxes (263) (14) (326) (108)
Net income 1,009 55 1,255 429
Total average assets for period ended $ 588,090 $ 528,662 $ 572,386 $ 510,419
Home Lending [Member] | Number of Employees, Geographic Area [Member]        
Full-time employees ("FTEs") 121 137 121 137
[1] Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.
[2] Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three and six months ended June 30, 2024, the Company recorded a net increase in fair value of $184,000 and $186,000, and a net decrease in fair value of $520,000 and net increase in fair value of $57,000 for the three and six months ended June 30, 2023, respectively. As of June 30, 2024 and 2023, there was $13.9 million and $14.3 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.
[3] Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three and six months ended June 30, 2024, the Home Lending segment included allocated overhead expenses of $1.5 million and $3.0 million, compared to the three and six months ended June 30, 2023, of $1.6 million and $3.2 million, respectively.