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Note 16 - Fair Value Measurements (Tables) | 12 Months Ended
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Dec. 31, 2024
Notes Tables |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] |
Financial Assets |  | At December 31, 2024 |
Securities available-for-sale: |  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total |
U.S. agency securities |  | $ | — |  |  | $ | 17,138 |  |  | $ | — |  |  | $ | 17,138 |
Corporate securities |  |  | — |  |  |  | 15,126 |  |  |  | — |  |  |  | 15,126 |
Municipal bonds |  |  | — |  |  |  | 70,344 |  |  |  | — |  |  |  | 70,344 |
Mortgage-backed securities |  |  | — |  |  |  | 167,186 |  |  |  | — |  |  |  | 167,186 |
Asset-backed securities |  |  | — |  |  |  | 11,381 |  |  |  | — |  |  |  | 11,381 |
Mortgage loans held for sale, at fair value |  |  | — |  |  |  | 27,835 |  |  |  | — |  |  |  | 27,835 |
Loans receivable, at fair value |  |  | — |  |  |  | 12,728 |  |  |  | — |  |  |  | 12,728 |
Derivatives: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mandatory and best effort forward commitments with investors |  |  | — |  |  |  | — |  |  |  | 31 |  |  |  | 31 |
Interest rate lock commitments with customers |  |  | — |  |  |  | — |  |  |  | 103 |  |  |  | 103 |
Forward TBA mortgage-backed securities |  |  | — |  |  |  | 180 |  |  |  | — |  |  |  | 180 |
Interest rate swaps - cash flow and fair value hedges |  |  | — |  |  |  | 7,244 |  |  |  | — |  |  |  | 7,244 |
Interest rate swaps - dealer offsets to customer swap positions |  |  | — |  |  |  | 62 |  |  |  | — |  |  |  | 62 |
Total assets measured at fair value |  | $ | — |  |  | $ | 329,224 |  |  | $ | 134 |  |  | $ | 329,358 |
Financial Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Derivatives: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate swaps - customer swap positions |  | $ | — |  |  | $ | (61 | ) |  | $ | — |  |  | $ | (61 | )
Total liabilities measured at fair value |  | $ | — |  |  | $ | (61 | ) |  | $ | — |  |  | $ | (61 | )
Financial Assets |  | At December 31, 2023 |
Securities available-for-sale: |  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total |
U.S. agency securities |  | $ | — |  |  | $ | 18,018 |  |  | $ | — |  |  | $ | 18,018 |
Corporate securities |  |  | — |  |  |  | 12,872 |  |  |  | — |  |  |  | 12,872 |
Municipal bonds |  |  | — |  |  |  | 119,447 |  |  |  | — |  |  |  | 119,447 |
Mortgage-backed securities |  |  | — |  |  |  | 101,248 |  |  |  | — |  |  |  | 101,248 |
Asset-backed securities |  |  | — |  |  |  | 41,348 |  |  |  | — |  |  |  | 41,348 |
Mortgage loans held for sale, at fair value |  |  | — |  |  |  | 25,668 |  |  |  | — |  |  |  | 25,668 |
Loans receivable, at fair value |  |  | — |  |  |  | 15,088 |  |  |  | — |  |  |  | 15,088 |
Derivatives: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate lock commitments with customers |  |  | — |  |  |  | — |  |  |  | 329 |  |  |  | 329 |
Interest rate swaps- cash flow and fair value hedges |  |  | — |  |  |  | 6,431 |  |  |  | — |  |  |  | 6,431 |
Interest rate swaps - dealer offsets to customer swap positions |  |  | — |  |  |  | 64 |  |  |  | — |  |  |  | 64 |
Total assets measured at fair value |  | $ | — |  |  | $ | 340,184 |  |  | $ | 329 |  |  | $ | 340,513 |
Financial Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Derivatives: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mandatory and best effort forward commitments with investors |  | $ | — |  |  | $ | — |  |  | $ | (188 | ) |  | $ | (188 | )
Forward TBA mortgage-backed securities |  |  | — |  |  |  | (284 | ) |  |  | — |  |  |  | (284 | )
Interest rate swaps - cash flow and fair value hedges |  |  | — |  |  |  | (375 | ) |  |  | — |  |  |  | (375 | )
Interest rate swaps - customer swap positions |  |  | — |  |  |  | (63 | ) |  |  | — |  |  |  | (63 | )
Total liabilities measured at fair value |  | $ | — |  |  | $ | (722 | ) |  | $ | (188 | ) |  | $ | (910 | )
Fair Value Measurements, Nonrecurring [Table Text Block] |
|  | December 31, 2024 |
|  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total |
Collateral dependent loans |  | $ | — |  |  | $ | — |  |  | $ | 1,130 |  |  | $ | 1,130 |
MSRs |  |  | — |  |  |  | — |  |  |  | 21,043 |  |  |  | 21,043 |
|  | December 31, 2023
|  | Level 1 |  | Level 2 |  | Level 3 |  | Total
MSRs |  | $ | — |  | $ | — |  | $ | 38,163 |  | $ | 38,163
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block] |
Level 3 |  | Significant |  |  |  |  |  | Weighted Average Rate |
Fair Value | Valuation | Unobservable |  |  |  |  |  | December 31, |  |  | December 31, |
Instruments | Techniques | Inputs |  | Range |  |  | 2024 |  |  | 2023 |
RECURRING |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate lock commitments with customers | Quoted market prices | Pull-through expectations |  |  | 80% - 99% |  |  |  | 94.0 | % |  |  | 90.5 | %
Individual forward sale commitments with investors | Quoted market prices | Pull-through expectations |  |  | 80% - 99% |  |  |  | 94.0 | % |  |  | 90.5 | %
NONRECURRING |  |  |  |  |  |  |  |  |  |  |  |  |  |
MSRs | Industry sources | Pre-payment speeds |  |  | 0% - 50% |  |  |  | 8.3 | % |  |  | 7.2 | %
Fair Value, Assets (Liabilities) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] |
|  |  |  |  |  | Purchases |  |  |  |  |  |  |  |  |  |  | Net change in |  |  | Net change in |
|  | Beginning |  |  | and |  |  | Sales and |  |  | Ending |  |  | fair value for |  |  | fair value for |
2024 |  | Balance |  |  | Issuances |  |  | Settlements |  |  | Balance |  |  | gains/(losses) (1) |  |  | gains/(losses) (2) |
Interest rate lock commitments with customers |  | $ | 329 |  |  | $ | 4,279 |  |  | $ | (4,505 | ) |  | $ | 103 |  |  | $ | (226 | ) |  | $ | — |
Individual forward sale commitments with investors |  |  | (188 | ) |  |  | (1,626 | ) |  |  | 1,845 |  |  |  | 31 |  |  |  | 219 |  |  |  | — |
2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate lock commitments with customers |  | $ | 107 |  |  | $ | 4,291 |  |  | $ | (4,069 | ) |  | $ | 329 |  |  | $ | 222 |  |  | $ | — |
Individual forward sale commitments with investors |  |  | (38 | ) |  |  | 66 |  |  |  | (216 | ) |  |  | (188 | ) |  |  | (150 | ) |  |  | — |
2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate lock commitments with customers |  | $ | 757 |  |  | $ | 3,215 |  |  | $ | (3,865 | ) |  | $ | 107 |  |  | $ | (650 | ) |  | $ | — |
Individual forward sale commitments with investors |  |  | 808 |  |  |  | 6,383 |  |  |  | (7,229 | ) |  |  | (38 | ) |  |  | (846 | ) |  |  | — |
Fair Value, by Balance Sheet Grouping [Table Text Block] |
|  | December 31,
|  | 2024 |  |  | 2023 |
Financial Assets |  | Carrying |  |  | Fair |  |  | Carrying |  |  | Fair |
Level 1 inputs: |  | Amount |  |  | Value |  |  | Amount |  |  | Value |
Cash and cash equivalents |  | $ | 31,635 |  |  | $ | 31,635 |  |  | $ | 65,691 |  |  | $ | 65,691 |
Certificates of deposit at other financial institutions |  |  | 1,727 |  |  |  | 1,727 |  |  |  | 24,167 |  |  |  | 24,167 |
Level 2 inputs: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Securities available-for-sale, at fair value |  |  | 281,175 |  |  |  | 281,175 |  |  |  | 292,933 |  |  |  | 292,933 |
Securities held-to-maturity, gross |  |  | 8,500 |  |  |  | 8,144 |  |  |  | 8,500 |  |  |  | 7,666 |
Loans held for sale, at fair value |  |  | 27,835 |  |  |  | 27,835 |  |  |  | 25,668 |  |  |  | 25,668 |
FHLB stock, at cost |  |  | 15,621 |  |  |  | 15,621 |  |  |  | 2,114 |  |  |  | 2,114 |
Forward TBA mortgage-backed securities |  |  | 180 |  |  |  | 180 |  |  |  | — |  |  |  | — |
Loans receivable, at fair value |  |  | 12,728 |  |  |  | 12,728 |  |  |  | 15,088 |  |  |  | 15,088 |
Interest rate swaps - cash flow and fair value hedges |  |  | 7,244 |  |  |  | 7,244 |  |  |  | 6,431 |  |  |  | 6,431 |
Interest rate swaps - dealer offsets to customer swap positions |  |  | 62 |  |  |  | 62 |  |  |  | 64 |  |  |  | 64 |
Level 3 inputs: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans receivable, gross |  |  | 2,521,093 |  |  |  | 2,385,213 |  |  |  | 2,417,927 |  |  |  | 2,276,397 |
MSRs, held at lower of cost or fair value |  |  | 9,204 |  |  |  | 21,043 |  |  |  | 9,090 |  |  |  | 20,552 |
MSRs held for sale, held at lower of cost or fair value |  |  | — |  |  |  | — |  |  |  | 8,086 |  |  |  | 17,611 |
Mandatory and best effort forward commitments with investors |  |  | 31 |  |  |  | 31 |  |  |  |  |  |  |  |  |
Fair value interest rate locks with customers |  |  | 103 |  |  |  | 103 |  |  |  | — |  |  |  | — |
Financial Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Level 2 inputs: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Time deposits |  |  | 1,028,896 |  |  |  | 1,024,663 |  |  |  | 1,096,771 |  |  |  | 1,089,474 |
Borrowings |  |  | 307,806 |  |  |  | 307,408 |  |  |  | 93,746 |  |  |  | 93,416 |
Subordinated notes, excluding unamortized debt issuance costs |  |  | 50,000 |  |  |  | 45,504 |  |  |  | 50,000 |  |  |  | 43,480 |
Interest rate swaps - cash flow and fair value hedges |  |  | — |  |  |  | — |  |  |  | 375 |  |  |  | 375 |
Forward TBA mortgage-backed securities |  |  | — |  |  |  | — |  |  |  | 284 |  |  |  | 284 |
Interest rate swaps - customer swap positions |  |  | 61 |  |  |  | 61 |  |  |  | 63 |  |  |  | 63 |
Level 3 inputs: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mandatory and best effort forward commitments with investors |  |  | — |  |  |  | — |  |  |  | 188 |  |  |  | 188 |

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- Definition Tabular disclosure of the fair value measurement of assets (liabilities) using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets (liabilities)) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets (liabilities)) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset (liability). + References No definition available. + Details
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- Definition Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
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