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Consolidated Statements of Income - USD ($)
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
INTEREST INCOME      
Loans receivable, including fees $ 170,857,000 $ 154,945,000 $ 111,648,000
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions 13,980,000 12,247,000 7,046,000
Total interest and dividend income 184,837,000 167,192,000 118,694,000
INTEREST EXPENSE      
Deposits 53,163,000 36,751,000 9,420,000
Borrowings 6,627,000 5,196,000 3,052,000
Subordinated notes 1,942,000 1,942,000 1,942,000
Total interest expense 61,732,000 43,889,000 14,414,000
NET INTEREST INCOME 123,105,000 123,303,000 104,280,000
PROVISION FOR CREDIT LOSSES 5,511,000 4,774,000 6,217,000
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 117,594,000 118,529,000 98,063,000
NONINTEREST INCOME      
Service charges and fee income 10,026,000 11,138,000 8,525,000
Gain on sale of loans 8,557,000 6,711,000 7,917,000
Gain on sale of MSRs 8,356,000 0 0
Loss on sale of investment securities, net (7,836,000) 0 0
Earnings on cash surrender value of BOLI 990,000 920,000 876,000
Other noninterest income 1,463,000 1,721,000 790,000
Total noninterest income 21,556,000 20,490,000 18,108,000
NONINTEREST EXPENSE      
Salaries and benefits 55,092,000 53,622,000 47,632,000
Operations 13,529,000 13,070,000 10,743,000
Occupancy 6,857,000 6,378,000 5,165,000
Data processing 8,424,000 6,852,000 6,062,000
Gain on sale of OREO 0 (148,000) 0
Loan costs 2,685,000 2,574,000 2,718,000
Professional and board fees 4,072,000 2,584,000 3,154,000
Federal Deposit Insurance Corporation (“FDIC”) insurance 2,005,000 2,392,000 1,224,000
Marketing and advertising 1,310,000 1,349,000 897,000
Acquisition cost 0 1,562,000 898,000
Amortization of core deposit intangible 3,633,000 3,464,000 691,000
(Recovery) impairment of MSRs (38,000) 48,000 (1,000)
Total noninterest expense 97,569,000 93,747,000 79,183,000
INCOME BEFORE PROVISION FOR INCOME TAXES 41,581,000 45,272,000 36,988,000
PROVISION FOR INCOME TAXES 6,557,000 9,219,000 7,339,000
NET INCOME $ 35,024,000 $ 36,053,000 $ 29,649,000
Basic earnings per share (in dollars per share) $ 4.48 $ 4.63 $ 3.75
Diluted earnings per share (in dollars per share) $ 4.36 $ 4.56 $ 3.7