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Note 13 - Business Segments - Schedule of Segment Financial Results (Details)
$ in Thousands
3 Months Ended
Mar. 31, 2025
USD ($)
Mar. 31, 2024
USD ($)
Dec. 31, 2024
USD ($)
Interest income - loans receivable, including fees $ 43,303 $ 40,997  
Interest income - other interest earnings assets 3,485 3,883  
Total interest income by segment 46,788 44,880  
Gain on sale of loans 1,700 1,838  
Total noninterest income by segment 5,126 5,111  
Interest expense - deposits 13,058 12,882  
Interest expense - subordinated note 485 485  
Total interest expense by segment 15,806 14,534  
Provision for credit losses 1,592 1,399  
Salaries and benefits 14,533 13,557  
Total noninterest expense by segment 25,055 23,529  
Income before provision for income taxes by segment 9,461 10,529  
Provision for income taxes by segment (1,440) (2,132)  
Net income 8,021 8,397  
Segment assets 3,066,078   $ 3,029,177
Gain on sale of MSRs 0 8,215  
Loss on sale of investment securities 0 (7,998)  
Operating Segments [Member]      
Interest income - loans receivable, including fees 43,303 40,997  
Interest income - other interest earnings assets 3,485 3,883  
Total interest income by segment 46,788 44,880  
Gain on sale of loans 1,700 1,838  
Other income 3,426 3,056  
Intersegment income 0 0  
Total noninterest income by segment 5,126 5,111  
Total income by segment 51,914 49,991  
Interest expense - deposits 13,058 12,882  
Interest expense - borrowings 2,263 1,167  
Interest expense - subordinated note 485 485  
Interest expense - intersegment 0 0  
Total interest expense by segment 15,806 14,534  
Provision for credit losses 1,592 1,399  
Salaries and benefits 9,943 9,592  
Overhead allocation 7,201 6,566  
Other segment items (1) [1] 7,911 7,371  
Total noninterest expense by segment 25,055 23,529  
Income before provision for income taxes by segment 9,461 10,529  
Provision for income taxes by segment (1,440) (2,132)  
Net income 8,021 8,397  
Segment assets $ 3,066,078 $ 3,029,177  
FTEs 567 570  
Gain on sale of MSRs   $ 8,215  
Loss on sale of investment securities   (7,998)  
Operating Segments [Member] | Commercial And Consumer Banking [Member]      
Interest income - loans receivable, including fees $ 34,928 34,090  
Interest income - other interest earnings assets 3,485 3,883  
Total interest income by segment 38,413 37,973  
Gain on sale of loans 0 0  
Other income 2,572 2,215  
Intersegment income (327) 303  
Total noninterest income by segment 2,245 2,393  
Total income by segment 40,658 40,366  
Interest expense - deposits 13,056 12,880  
Interest expense - borrowings 2,263 1,167  
Interest expense - subordinated note 386 394  
Interest expense - intersegment (5,698) (4,554)  
Total interest expense by segment 10,007 9,887  
Provision for credit losses 1,321 1,251  
Salaries and benefits 7,670 7,581  
Overhead allocation 5,377 5,041  
Other segment items (1) [1] 7,128 6,386  
Total noninterest expense by segment 20,175 19,008  
Income before provision for income taxes by segment 9,155 10,220  
Provision for income taxes by segment (1,376) (2,069)  
Net income 7,779 8,151  
Segment assets $ 2,424,808 $ 2,410,777  
FTEs 454 439  
Gain on sale of MSRs   $ 7,873  
Loss on sale of investment securities   (7,998)  
Operating Segments [Member] | Home Lending [Member]      
Interest income - loans receivable, including fees $ 8,375 6,907  
Interest income - other interest earnings assets 0 0  
Total interest income by segment 8,375 6,907  
Gain on sale of loans 1,700 1,838  
Other income 854 841  
Intersegment income 327 (303)  
Total noninterest income by segment 2,881 2,718  
Total income by segment 11,256 9,625  
Interest expense - deposits 2 2  
Interest expense - borrowings 0 0  
Interest expense - subordinated note 99 91  
Interest expense - intersegment 5,698 4,554  
Total interest expense by segment 5,799 4,647  
Provision for credit losses 271 148  
Salaries and benefits 2,273 2,011  
Overhead allocation 1,824 1,525  
Other segment items (1) [1] 783 985  
Total noninterest expense by segment 4,880 4,521  
Income before provision for income taxes by segment 306 309  
Provision for income taxes by segment (64) (63)  
Net income 242 246  
Segment assets $ 641,270 $ 618,400  
FTEs 113 131  
Gain on sale of MSRs   $ 342  
Loss on sale of investment securities   $ 0  
[1] Other segment items include operations, occupancy, data processing, gain (loss) on sale of OREO, loan costs, professional and board fees, marketing and advertising, and (recovery) impairment of MSRs.