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v3.25.2

Note 8 - Commitments and Contingencies (Tables) | 6 Months Ended
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Jun. 30, 2025
Notes Tables |
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block] |
COMMITMENTS TO EXTEND CREDIT |  | June 30, |  |  | December 31, |
CRE LOANS |  | 2025 |  |  | 2024 |
CRE owner occupied |  | $ | 2,123 |  |  | $ | 1,132 |
Commercial and speculative construction and development |  |  | 169,124 |  |  |  | 135,006 |
Multi-family |  |  | 7,247 |  |  |  | 5,876 |
Total CRE loans |  |  | 178,494 |  |  |  | 142,014 |
RESIDENTIAL REAL ESTATE LOANS |  |  |  |  |  |  |  |
One-to-four-family (excludes loans held for sale) |  |  | 30,248 |  |  |  | 23,138 |
Home equity |  |  | 100,529 |  |  |  | 97,358 |
Residential custom construction |  |  | 35,756 |  |  |  | 39,125 |
Total residential real estate loans |  |  | 166,533 |  |  |  | 159,621 |
CONSUMER LOANS |  |  | 29,169 |  |  |  | 28,566 |
COMMERCIAL BUSINESS LOANS |  |  |  |  |  |  |  |
C&I |  |  | 161,805 |  |  |  | 174,292 |
Warehouse lending |  |  | 47,297 |  |  |  | 53,978 |
Total commercial business loans |  |  | 209,102 |  |  |  | 228,270 |
Total commitments to extend credit |  | $ | 583,298 |  |  | $ | 558,471 |

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