XML 26 R15.htm IDEA: XBRL DOCUMENT v3.25.2

Note 7 - Deposits

6 Months Ended

Jun. 30, 2025

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

NOTE 7 – DEPOSITS

Deposits are summarized as follows at the dates indicated:

		June 30,				December 31,
		2025				2024
Noninterest-bearing checking		$	643,573			$	627,679
Interest-bearing checking (1)			211,260				176,561
Savings			159,601				154,188
Money market (2)			350,799				341,615
Certificates of deposit less than $100,000 (3)			581,984				440,257
Certificates of deposit of $100,000 through $250,000			437,474				455,594
Certificates of deposit greater than $250,000			158,188				133,045
Escrow accounts related to mortgages serviced (4)			10,496				10,479
Total		$	2,553,375			$	2,339,418

(1) Includes $30.0 million of brokered deposits at  June 30, 2025 and none at  December 31, 2024.

(2) Includes $251,000 and $279,000 of brokered deposits at June 30, 2025 and December 31, 2024, respectively.

(3) Includes $280.8 million and $143.1 million of brokered deposits at June 30, 2025 and December 31, 2024, respectively.

(4) Noninterest-bearing accounts.

Scheduled maturities of time deposits at June 30, 2025 for future periods ending are as follows:

Maturing in 2025		$	756,492
Maturing in 2026			368,705
Maturing in 2027			35,342
Maturing in 2028			11,389
Maturing in 2029 and thereafter			5,718
Total		$	1,177,646

Interest expense by deposit category for the periods indicated is as follows:

		Three Months Ended June 30,								Six Months Ended June 30,
		2025				2024				2025				2024
Interest-bearing checking		$	855			$	555			$	1,566			$	1,339
Savings and money market			2,045				1,951				3,970				3,612
Certificates of deposit			11,620				10,746				22,042				21,183
Total		$	14,520			$	13,252			$	27,578			$	26,134

X

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

+ Details

Name:	us-gaap_DepositLiabilitiesDisclosuresTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_DisclosureTextBlockAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration